Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 10.75% is in line with its 5-year average of 11.31%, near the low end of its 5-year range (6.35%–54.98%).
As of the fiscal period ended Tuesday, June 30, 2026. 2.89% above its 12-month average of 10.45%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 10.75%.
RETURN ON EQUITY (ROE)
10.75%
RETURN ON EQUITY (ROE) AVG TTM
10.45%
RETURN ON EQUITY (ROE) AVG 3Y
11.17%
RETURN ON EQUITY (ROE) AVG 5Y
11.31%
RETURN ON EQUITY (ROE) AVG 10Y
10.54%
RETURN ON EQUITY (ROE) AVG 15Y
9.50%
RETURN ON EQUITY (ROE) AVG 20Y
9.25%
CURRENT VS TTM AVG
+2.89%
CURRENT VS 3Y AVG
-3.78%
CURRENT VS 5Y AVG
-4.97%
CURRENT VS 10Y AVG
+2.02%
CURRENT VS 15Y AVG
+13.13%
CURRENT VS 20Y AVG
+16.18%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+22.70%
vs the sector median at left
First Citizens BancShares, Inc.
Market Cap
$23.78B
Return on Equity (ROE)
10.75%
TTM Avg
10.45%
3Y Avg
11.17%
5Y Avg
11.31%
Market Cap
$23.49B
Return on Equity (ROE)
12.74%
TTM Avg
12.07%
3Y Avg
19.35%
5Y Avg
15.94%
Market Cap
$23.48B
Return on Equity (ROE)
20.82%
TTM Avg
21.15%
3Y Avg
20.46%
5Y Avg
20.61%
Market Cap
$23.08B
Return on Equity (ROE)
11.85%
TTM Avg
10.96%
3Y Avg
11.97%
5Y Avg
11.28%
Market Cap
$22.89B
Return on Equity (ROE)
13.52%
TTM Avg
10.57%
3Y Avg
8.54%
5Y Avg
7.15%
Market Cap
$22.63B
Return on Equity (ROE)
10.75%
TTM Avg
11.21%
3Y Avg
21.93%
5Y Avg
18.48%
Market Cap
$25.03B
Return on Equity (ROE)
19.96%
TTM Avg
15.74%
3Y Avg
10.53%
5Y Avg
12.67%
Market Cap
$25.08B
Return on Equity (ROE)
35.19%
TTM Avg
18.45%
3Y Avg
-5.23%
5Y Avg
-10.85%
Market Cap
$22.49B
Return on Equity (ROE)
12.86%
TTM Avg
12.60%
3Y Avg
4.14%
5Y Avg
13.56%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Citizens BancShares, Inc. (FCNCA) | $23.78B | 10.75% | 10.45% | 11.17% | 11.31% |
| Principal Financial Group, Inc. (PFG)vs › | $23.49B | 12.74% | 12.07% | 19.35% | 15.94% |
| Synchrony Financial (SYF)vs › | $23.48B | 20.82% | 21.15% | 20.46% | 20.61% |
| Regions Financial Corporation (RF)vs › | $23.08B | 11.85% | 10.96% | 11.97% | 11.28% |
| Tradeweb Markets Inc. (TW)vs › | $22.89B | 13.52% | 10.57% | 8.54% | 7.15% |
| First Citizens BancShares, Inc. (FCNCO)vs › | $22.63B | 10.75% | 11.21% | 21.93% | 18.48% |
| Cincinnati Financial Corporation (CINF)vs › | $25.03B | 19.96% | 15.74% | 10.53% | 12.67% |
| Affirm Holdings, Inc. (AFRM)vs › | $25.08B | 35.19% | 18.45% | -5.23% | -10.85% |
| Circle Internet Group (CRCL)vs › | $22.49B | 12.86% | 12.60% | 4.14% | 13.56% |
| First Citizens BancShares, Inc. (FCNCP)vs › | $22.29B | 10.75% | 11.21% | 21.93% | 18.48% |
ROE
10.7%
ROA
1.0%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 10.75% |
| 2026-03-31 | 10.24% |
| 2025-12-31 | 9.92% |
| 2025-09-30 | 10.58% |
| 2025-06-30 | 10.75% |
| 2025-03-31 | 11.34% |
| 2024-12-31 | 12.49% |
| 2024-09-30 | 11.35% |
| 2024-06-30 | 12.02% |
| 2024-03-31 | 12.26% |
| 2023-12-31 | 53.94% |
| 2023-09-30 | 54.98% |
| 2023-06-30 | 54.48% |
| 2023-03-31 | 53.84% |
| 2022-12-31 | 11.36% |
| 2022-09-30 | 9.81% |
| 2022-06-30 | 7.27% |
| 2022-03-31 | 6.35% |
| 2021-12-31 | 11.55% |
| 2021-09-30 | 12.27% |
| 2021-06-30 | 12.97% |
| 2021-03-31 | 13.46% |
| 2020-12-31 | 11.63% |
| 2020-09-30 | 11.18% |
| 2020-06-30 | 10.96% |
| 2020-03-31 | 10.19% |
| 2019-12-31 | 12.75% |
| 2019-09-30 | 12.47% |
| 2019-06-30 | 12.24% |
| 2019-03-31 | 11.68% |
| 2018-12-31 | 11.47% |
| 2018-09-30 | 10.44% |
| 2018-06-30 | 9.14% |
| 2018-03-31 | 10.57% |
| 2017-12-31 | 9.71% |
| 2017-09-30 | 9.72% |
| 2017-06-30 | 9.46% |
| 2017-03-31 | 7.77% |
| 2016-12-31 | 7.49% |
| 2016-09-30 | 6.99% |
| 2016-06-30 | 7.25% |
| 2016-03-31 | 6.60% |
| 2015-12-31 | 7.33% |
| 2015-09-30 | 8.07% |
| 2015-06-30 | 7.21% |
| 2015-03-31 | 6.64% |
| 2014-12-31 | 5.17% |
| 2014-09-30 | 4.75% |
| 2014-06-30 | 5.46% |
| 2014-03-31 | 6.39% |
| 2013-12-31 | 8.10% |
| 2013-09-30 | 8.18% |
| 2013-06-30 | 8.29% |
| 2013-03-31 | 8.05% |
| 2012-12-31 | 7.21% |
| 2012-09-30 | 7.23% |
| 2012-06-30 | 9.56% |
| 2012-03-31 | 8.89% |
| 2011-12-31 | 10.45% |
| 2011-09-30 | 10.39% |
| 2011-06-30 | 7.78% |
| 2011-03-31 | 8.28% |
| 2010-12-31 | 11.14% |
| 2010-09-30 | 10.59% |
| 2010-06-30 | 13.98% |
| 2010-03-31 | 12.84% |
| 2009-12-31 | 7.46% |
| 2009-09-30 | 7.28% |
| 2009-06-30 | 3.30% |
| 2009-03-31 | 4.69% |
| 2008-12-31 | 6.31% |
| 2008-09-30 | 6.94% |
| 2008-06-30 | 7.22% |
| 2008-03-31 | 7.54% |
| 2007-12-31 | 7.54% |
| 2007-09-30 | 8.25% |
| 2007-06-30 | 9.21% |
| 2007-03-31 | 9.45% |
| 2006-12-31 | 9.65% |
| 2006-09-30 | 9.52% |
| 2006-06-30 | 9.62% |
| 2006-03-31 | 9.68% |
| 2005-12-31 | 9.56% |
| 2005-09-30 | 9.47% |
| 2005-06-30 | 8.53% |
| 2005-03-31 | 7.48% |
| 2004-12-31 | 6.89% |
| 2004-09-30 | 6.24% |
| 2004-06-30 | 6.62% |
| 2004-03-31 | 7.09% |
| 2003-12-31 | 7.30% |
| 2003-09-30 | 8.16% |
| 2003-06-30 | 8.72% |
