Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.01% is 35% above its 5-year average of 0.75%, near the high end of its 5-year range (0.43%–1.01%).
61.60% above its 12-month average of 0.63%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.27%.
RETURN ON ASSETS (ROA)
1.01%
RETURN ON ASSETS (ROA) AVG TTM
0.63%
RETURN ON ASSETS (ROA) AVG 3Y
0.67%
RETURN ON ASSETS (ROA) AVG 5Y
0.75%
RETURN ON ASSETS (ROA) AVG 10Y
0.88%
RETURN ON ASSETS (ROA) AVG 15Y
0.91%
RETURN ON ASSETS (ROA) AVG 20Y
0.92%
CURRENT VS TTM AVG
+61.60%
CURRENT VS 3Y AVG
+51.88%
CURRENT VS 5Y AVG
+34.67%
CURRENT VS 10Y AVG
+14.18%
CURRENT VS 15Y AVG
+10.68%
CURRENT VS 20Y AVG
+9.39%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 585 covered companies
CURRENT VS SECTOR MEDIAN
-17.89%
vs the sector median at left
Eagle Financial Services, Inc.
Market Cap
$247.45M
Return on Assets (ROA)
1.01%
TTM Avg
0.63%
3Y Avg
0.67%
5Y Avg
0.75%
Market Cap
$246.79M
Return on Assets (ROA)
2.22%
TTM Avg
1.66%
3Y Avg
1.66%
5Y Avg
1.66%
Market Cap
$247.57M
Return on Assets (ROA)
0.77%
TTM Avg
0.69%
3Y Avg
0.75%
5Y Avg
0.80%
Market Cap
$246.06M
Return on Assets (ROA)
3.38%
TTM Avg
2.13%
3Y Avg
2.13%
5Y Avg
2.13%
Market Cap
$248.13M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$248.21M
Return on Assets (ROA)
N/A
TTM Avg
-12.94%
3Y Avg
-12.94%
5Y Avg
1180.53%
Market Cap
$243.42M
Return on Assets (ROA)
1.13%
TTM Avg
1.07%
3Y Avg
1.02%
5Y Avg
0.97%
Market Cap
$242.82M
Return on Assets (ROA)
2.03%
TTM Avg
0.28%
3Y Avg
0.28%
5Y Avg
0.28%
Market Cap
$251.01M
Return on Assets (ROA)
-544.49%
TTM Avg
-544.49%
3Y Avg
-544.49%
5Y Avg
-544.49%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Eagle Financial Services, Inc. (EFSI) | $247.45M | 1.01% | 0.63% | 0.67% | 0.75% |
| Roman DBDR Acquisition Corp. II (DRDB)vs › | $246.79M | 2.22% | 1.66% | 1.66% | 1.66% |
| Richmond Mutual Bancorporation, Inc. (RMBI)vs › | $247.57M | 0.77% | 0.69% | 0.75% | 0.80% |
| Cal Redwood Acquisition Corp. (CRAQ)vs › | $246.06M | 3.38% | 2.13% | 2.13% | 2.13% |
| Keystone Acquisition Corp. (KEYY)vs › | $248.13M | N/A | N/A | N/A | N/A |
| Hennessy Capital Investment Corp. VIII (HCIC)vs › | $248.21M | N/A | -12.94% | -12.94% | 1180.53% |
| Peoples Bancorp of North Carolina, Inc. (PEBK)vs › | $243.42M | 1.13% | 1.07% | 1.02% | 0.97% |
| GSR IV Acquisition Corp. Class A ordinary share (GSRF)vs › | $242.82M | 2.03% | 0.28% | 0.28% | 0.28% |
| Cambridge Acquisition Corp. Class A Ordinary Shares (CAQ)vs › | $251.01M | -544.49% | -544.49% | -544.49% | -544.49% |
| BitFuFu Inc. (FUFU)vs › | $252.76M | -45.28% | 2.77% | 2.94% | -10.71% |
ROA
1.0%
ROE
9.6%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.43% |
| 2024-12-31 | 0.82% |
| 2023-12-31 | 0.51% |
| 2022-12-31 | 0.90% |
| 2021-12-31 | 0.85% |
| 2020-12-31 | 0.99% |
| 2019-12-31 | 1.11% |
| 2018-12-31 | 1.13% |
| 2017-12-31 | 1.02% |
| 2016-12-31 | 0.91% |
| 2015-12-31 | 1.06% |
| 2014-12-31 | 1.14% |
| 2013-12-31 | 1.22% |
| 2012-12-31 | 1.10% |
| 2011-12-31 | 0.76% |
| 2010-12-31 | 0.65% |
| 2009-12-31 | 0.64% |
| 2008-12-31 | 0.77% |
| 2007-12-31 | 1.04% |
| 2006-12-31 | 1.14% |
| 2005-12-31 | 1.20% |
| 2004-12-31 | 1.11% |
| 2003-12-31 | 1.15% |
| 2002-12-31 | 1.21% |
