Which has the lower trailing P/E, EFSI or RMBI?

RMBI has the lower trailing P/E: EFSI trades at 13.20 and RMBI at 12.69. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, EFSI or RMBI?

Over the past five years, EFSI grew revenue faster — EFSI at a 19.18% CAGR versus RMBI at 12.75%.

Does EFSI or RMBI pay a bigger dividend?

EFSI yields 2.72% and RMBI yields 3.89% based on trailing dividends and the latest price.

Is EFSI or RMBI more profitable?

EFSI runs the higher net margin — EFSI at 15.85% versus RMBI at 13.00%.

How have EFSI and RMBI total returns compared?

Over the past 5 years, EFSI delivered 9.71% and RMBI delivered 3.64% annualized total return. Past performance doesn't predict future results.

Eagle Financial Services, Inc. (EFSI) vs Richmond Mutual Bancorporation, Inc. (RMBI)

A side-by-side comparison of Eagle Financial Services, Inc. and Richmond Mutual Bancorporation, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

EFSI

Eagle Financial Services, Inc.

$247M

$45.67Financial ServicesDelayed quote: Oct 6, 2026, 2:16 PM EDT

RMBI

Richmond Mutual Bancorporation, Inc.

$246M

$15.36Financial ServicesDelayed quote: Oct 6, 2026, 2:19 PM EDT

Total return — EFSI vs RMBI

growth of $100 · dividends reinvested · last 7y

EFSI +89.9% (+9.6%/yr)RMBI +40.6% (+5.0%/yr)EFSI compounded faster over this window

EFSI RMBI

EFSI vs RMBI: by the numbers

•EFSI is the larger company ($247M vs $246M market cap).
•RMBI trades at the lower trailing earnings multiple (12.69 vs 13.20 P/E), one valuation lens rather than an overall verdict.
•EFSI converts more revenue to profit (15.85% vs 13.00% net margin).
•EFSI grew revenue faster over the past five years (19.18% vs 12.75% CAGR).
•RMBI pays the higher dividend yield (3.89% vs 2.72%).

Metrics side by side

Valuation

Metric	EFSI	RMBI
P/E ratio	13.20	12.69
Forward P/E	16.16	N/A
PEG ratio	N/A	1.72
P/S ratio	2.10	2.66
P/B ratio	1.27	1.66

Profitability

Metric	EFSI	RMBI
Operating margin	15.88%	15.98%
Net margin	15.85%	13.00%
ROE	9.61%	8.11%

Eagle Financial Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Richmond Mutual Bancorporation, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	EFSI	RMBI
Dividend yield	2.72%	3.89%
Payout ratio	35.84%	49.59%

Growth (annualized)

Metric	EFSI	RMBI
Revenue CAGR (5Y)	19.18%	12.75%
EPS CAGR (5Y)	-13.43%	7.91%
Total return CAGR (5Y)	9.71%	3.64%

Frequently asked

Which has the lower trailing P/E, EFSI or RMBI?: RMBI has the lower trailing P/E: EFSI trades at 13.20 and RMBI at 12.69. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, EFSI or RMBI?: Over the past five years, EFSI grew revenue faster — EFSI at a 19.18% CAGR versus RMBI at 12.75%.
Does EFSI or RMBI pay a bigger dividend?: EFSI yields 2.72% and RMBI yields 3.89% based on trailing dividends and the latest price.
Is EFSI or RMBI more profitable?: EFSI runs the higher net margin — EFSI at 15.85% versus RMBI at 13.00%.
How have EFSI and RMBI total returns compared?: Over the past 5 years, EFSI delivered 9.71% and RMBI delivered 3.64% annualized total return. Past performance doesn't predict future results.

Go deeper

Full EFSI analysis Full RMBI analysis Interactive comparison tool

Dig into the metrics

Eagle Financial Services P/E ratio Richmond Mutual Bancorporation P/E ratio Eagle Financial Services dividend yield Richmond Mutual Bancorporation dividend yield Eagle Financial Services ROE Richmond Mutual Bancorporation ROE Eagle Financial Services operating margin Richmond Mutual Bancorporation operating margin Eagle Financial Services revenue growth Richmond Mutual Bancorporation revenue growth

Eagle Financial Services & Richmond Mutual Bancorporation appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.