Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 15.98% is 15% below its 5-year average of 18.74%, near the low end of its 5-year range (10.51%–32.13%).
3.41% above its 12-month average of 15.45%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 11.34%.
OPERATING MARGIN
15.98%
OPERATING MARGIN AVG TTM
15.45%
OPERATING MARGIN AVG 3Y
13.86%
OPERATING MARGIN AVG 5Y
18.74%
OPERATING MARGIN AVG 10Y
N/A
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+3.41%
CURRENT VS 3Y AVG
+15.33%
CURRENT VS 5Y AVG
-14.75%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-0.68%
vs the sector median at left
Richmond Mutual Bancorporation, Inc.
Market Cap
$245.00M
Operating Margin
15.98%
TTM Avg
15.45%
3Y Avg
13.86%
5Y Avg
18.74%
Market Cap
$244.89M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$246.06M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$246.56M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$242.82M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$247.56M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$247.67M
Operating Margin
15.88%
TTM Avg
13.66%
3Y Avg
16.22%
5Y Avg
19.62%
Market Cap
$248.13M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Richmond Mutual Bancorporation, Inc. (RMBI) | $245.00M | 15.98% | 15.45% | 13.86% | 18.74% |
| CSLM Digital Asset Acquisition Corp III Class A Ordinary Shares (KOYN)vs › | $244.89M | 0.00% | 0.00% | 0.00% | 0.00% |
| Cal Redwood Acquisition Corp. (CRAQ)vs › | $246.06M | 0.00% | 0.00% | 0.00% | 0.00% |
| Roman DBDR Acquisition Corp. II (DRDB)vs › | $246.56M | 0.00% | 0.00% | 0.00% | 0.00% |
| GSR IV Acquisition Corp. Class A ordinary share (GSRF)vs › | $242.82M | 0.00% | 0.00% | 0.00% | 0.00% |
| Sizzle Acquisition Corp. II (SZZL)vs › | $247.56M | 0.00% | 0.00% | 0.00% | 0.00% |
| Eagle Financial Services, Inc. (EFSI)vs › | $247.67M | 15.88% | 13.66% | 16.22% | 19.62% |
| Keystone Acquisition Corp. (KEYY)vs › | $248.13M | N/A | N/A | N/A | N/A |
| Dynamix Corporation (DYNC)vs › | $241.81M | N/A | N/A | N/A | N/A |
| Hennessy Capital Investment Corp. VIII (HCIC)vs › | $248.21M | N/A | 0.00% | 0.00% | 0.00% |
Operating Margin
16.0%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 11.34% |
| 2026-03-31 | 14.90% |
| 2025-12-31 | 19.31% |
| 2025-09-30 | 18.38% |
| 2025-06-30 | 13.33% |
| 2025-03-31 | 10.51% |
| 2024-12-31 | 13.46% |
| 2024-09-30 | 13.20% |
| 2024-06-30 | 11.17% |
| 2024-03-31 | 13.22% |
| 2023-12-31 | 11.03% |
| 2023-09-30 | 12.00% |
| 2023-06-30 | 18.26% |
| 2023-03-31 | 21.16% |
| 2022-12-31 | 25.37% |
| 2022-09-30 | 26.37% |
| 2022-06-30 | 32.13% |
| 2022-03-31 | 27.90% |
| 2021-12-31 | 24.79% |
| 2021-09-30 | 28.90% |
| 2021-06-30 | 26.89% |
| 2021-03-31 | 25.46% |
| 2020-12-31 | 24.03% |
| 2020-09-30 | 24.77% |
| 2020-06-30 | 25.00% |
| 2020-03-31 | 27.33% |
| 2019-12-31 | -150.05% |
| 2019-09-30 | -34.80% |
| 2019-06-30 | 2.61% |
| 2019-03-31 | 15.94% |
| 2018-12-31 | 15.72% |
| 2018-09-30 | 20.26% |
| 2018-06-30 | 18.10% |
| 2018-03-31 | 16.71% |
