Eagle Financial Services (EFSI) ROE: History & Chart

Eagle Financial Services, Inc.(EFSI)

Banks - Regional · Berryville, VA

$45.55+0.04 (+0.09%)

Delayed quote: Oct 5, 2026, 4:00 PM EDT

About Eagle Financial Services, Inc.

Eagle Financial Services, Inc. functions as the parent company for Bank of Clarke County, delivering a comprehensive array of retail and commercial banking solutions across the Shenandoah Valley and Northern Virginia regions. Their core offerings include various deposit accounts, such as checking, NOW, money market, and standard savings accounts, alongside both demand and time deposits. The institution maintains a diverse loan portfolio, encompassing financing for single-to-four-family residential properties, commercial real estate ventures, construction and land development projects, and commercial and industrial enterprises. Additionally, they provide a range of consumer lending options, both secured and unsecured, including personal installment loans, lines of credit, auto loans, and credit card services. Beyond traditional banking, Eagle Financial Services offers personal and retirement planning assistance. Their investment services are extensive, featuring tax-deferred annuities, IRAs and rollovers, mutual funds, retirement and college savings plans, various insurance products (life, long-term care), fixed-income investments, brokerage CDs, and both full-service and discount brokerage options. They also facilitate non-deposit investment products and provide title insurance. To ensure convenient access, the company supports ATM and debit card services, alongside modern telephone, internet, and mobile banking platforms. For commercial clients, specialized services like ACH origination and remote deposit capture are available. The company's physical presence includes twelve full-service branches, two loan production offices, a dedicated wealth management office, and a drive-through only facility. Complementing these are 13 ATM locations, strategically placed throughout the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax. Established in 1881, Eagle Financial Services, Inc. is headquartered in Berryville, Virginia.

Berryville, VA

259 employees

www.bankofclarke.bank

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Brandon Craig Lorey

View full financials

EFSI Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

9.61%

RETURN ON EQUITY (ROE) AVG TTM

6.75%

RETURN ON EQUITY (ROE) AVG 3Y

8.30%

RETURN ON EQUITY (ROE) AVG 5Y

10.67%

RETURN ON EQUITY (ROE) AVG 10Y

9.86%

RETURN ON EQUITY (ROE) AVG 15Y

9.66%

RETURN ON EQUITY (ROE) AVG 20Y

9.70%

CURRENT VS TTM AVG

+42.48%

CURRENT VS 3Y AVG

+15.79%

CURRENT VS 5Y AVG

-9.90%

CURRENT VS 10Y AVG

-2.55%

CURRENT VS 15Y AVG

-0.51%

CURRENT VS 20Y AVG

-0.94%

SECTOR MEDIAN · FINANCIAL SERVICES

10.15%

median of 357 covered companies

CURRENT VS SECTOR MEDIAN

-5.30%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
Eagle Financial Services, Inc. (EFSI)	$246.53M	9.61%	6.75%	8.30%	10.67%
Roman DBDR Acquisition Corp. II (DRDB)vs ›	$246.56M	2.25%	1.67%	1.67%	1.67%
BitFuFu Inc. (FUFU)vs ›	$246.98M	-123.96%	5.76%	26.95%	234.95%
Cal Redwood Acquisition Corp. (CRAQ)vs ›	$245.62M	3.52%	2.22%	2.22%	2.22%
Cambridge Acquisition Corp. Class A Ordinary Shares (CAQ)vs ›	$249.84M	N/A	992.72%	992.72%	992.72%
Dynamix Corporation (DYNC)vs ›	$241.36M	N/A	N/A	N/A	N/A
General Purpose Acquisition Corp. (GPAC)vs ›	$238.76M	-3.25%	270.46%	270.46%	270.46%
GBank Financial Holdings Inc. (GBFH)vs ›	$255.55M	10.69%	12.94%	12.37%	12.46%
Abony Acquisition Corp. I Class A Ordinary Share (AACO)vs ›	$236.71M	N/A	0.00%	0.00%	0.00%
Cantor Equity Partners Vii Inc. (CAES)vs ›	$257.28M	N/A	N/A	N/A	N/A

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

Eagle Financial Services, Inc. (EFSI)

$246.53M

9.61%

6.75%

8.30%

10.67%

Roman DBDR Acquisition Corp. II (DRDB)vs ›

$246.56M

2.25%

1.67%

BitFuFu Inc. (FUFU)vs ›

$246.98M

-123.96%

5.76%

26.95%

234.95%

Cal Redwood Acquisition Corp. (CRAQ)vs ›

$245.62M

3.52%

2.22%

Cambridge Acquisition Corp. Class A Ordinary Shares (CAQ)vs ›

$249.84M

N/A

992.72%

Dynamix Corporation (DYNC)vs ›

$241.36M

N/A

General Purpose Acquisition Corp. (GPAC)vs ›

$238.76M

-3.25%

270.46%

GBank Financial Holdings Inc. (GBFH)vs ›

$255.55M

10.69%

12.94%

12.37%

12.46%

Abony Acquisition Corp. I Class A Ordinary Share (AACO)vs ›

$236.71M

N/A

0.00%

Cantor Equity Partners Vii Inc. (CAES)vs ›

$257.28M

N/A

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for Eagle Financial Services, Inc. (EFSI)?

The return on equity (ROE) for EFSI stock is 9.61%.

Is Eagle Financial Services, Inc.'s return on equity (ROE) high or low?

The return on equity (ROE) of 9.61% is in line with its 5-year average of 10.67%, around the middle of its 5-year range (3.30%–14.27%).

What is the TTM average return on equity (ROE) for Eagle Financial Services, Inc. (EFSI)?

The TTM average return on equity (ROE) for EFSI stock is 6.75%.

What is the 3Y average return on equity (ROE) for Eagle Financial Services, Inc. (EFSI)?

The 3Y average return on equity (ROE) for EFSI stock is 8.30%.

What is the 5Y average return on equity (ROE) for Eagle Financial Services, Inc. (EFSI)?

The 5Y average return on equity (ROE) for EFSI stock is 10.67%.

What is the 10Y average return on equity (ROE) for Eagle Financial Services, Inc. (EFSI)?

The 10Y average return on equity (ROE) for EFSI stock is 9.86%.

What is the 15Y average return on equity (ROE) for Eagle Financial Services, Inc. (EFSI)?

The 15Y average return on equity (ROE) for EFSI stock is 9.66%.

What is the 20Y average return on equity (ROE) for Eagle Financial Services, Inc. (EFSI)?

The 20Y average return on equity (ROE) for EFSI stock is 9.70%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	9.61%
2026-03-31	9.95%
2025-12-31	4.35%
2025-09-30	5.42%
2025-06-30	4.40%
2025-03-31	3.30%
2024-12-31	12.89%
2024-09-30	9.80%
2024-06-30	9.40%
2024-03-31	8.65%
2023-12-31	8.63%
2023-09-30	10.04%
2023-06-30	11.47%
2023-03-31	13.26%
2022-12-31	14.27%
2022-09-30	13.81%
2022-06-30	12.46%
2022-03-31	11.17%
2021-12-31	9.99%
2021-09-30	10.24%
2021-06-30	10.94%
2021-03-31	11.03%
2020-12-31	10.63%
2020-09-30	11.07%
2020-06-30	10.16%
2020-03-31	9.65%
2019-12-31	10.13%
2019-09-30	9.52%
2019-06-30	9.31%
2019-03-31	9.91%
2018-12-31	10.28%
2018-09-30	10.17%
2018-06-30	10.35%
2018-03-31	9.97%
2017-12-31	9.29%
2017-09-30	9.43%
2017-06-30	8.78%
2017-03-31	8.55%
2016-12-31	8.02%
2016-09-30	7.34%
2016-06-30	9.56%
2016-03-31	8.73%
2015-12-31	8.82%
2015-09-30	10.28%
2015-06-30	8.21%
2015-03-31	9.70%
2014-12-31	9.76%
2014-09-30	9.20%
2014-06-30	9.51%
2014-03-31	9.88%
2013-12-31	10.78%
2013-09-30	10.53%
2013-06-30	10.30%
2013-03-31	10.23%
2012-12-31	10.28%
2012-09-30	9.02%
2012-06-30	9.00%
2012-03-31	8.17%
2011-12-31	7.44%
2011-09-30	7.06%
2011-06-30	5.37%
2011-03-31	5.84%
2010-12-31	6.70%
2010-09-30	7.17%
2010-06-30	8.54%
2010-03-31	7.66%
2009-12-31	6.66%
2009-09-30	8.61%
2009-06-30	4.41%
2009-03-31	7.12%
2008-12-31	8.66%
2008-09-30	8.10%
2008-06-30	13.40%
2008-03-31	12.33%
2007-12-31	11.65%
2007-09-30	12.18%
2007-06-30	12.82%
2007-03-31	13.26%
2006-12-31	14.31%
2006-09-30	14.75%
2006-06-30	15.45%
2006-03-31	15.46%
2005-12-31	15.59%
2005-09-30	15.24%
2005-06-30	15.85%
2005-03-31	15.51%
2003-12-31	14.23%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

9.61%

2026-03-31

9.95%

2025-12-31

4.35%

2025-09-30

5.42%

2025-06-30

4.40%

2025-03-31

3.30%

2024-12-31

12.89%

2024-09-30

9.80%

2024-06-30

9.40%

2024-03-31

8.65%

2023-12-31

8.63%

2023-09-30

10.04%

2023-06-30

11.47%

2023-03-31

13.26%

2022-12-31

14.27%

2022-09-30

13.81%

2022-06-30

12.46%

2022-03-31

11.17%

2021-12-31

9.99%

2021-09-30

10.24%

2021-06-30

10.94%

2021-03-31

11.03%

2020-12-31

10.63%

2020-09-30

11.07%

2020-06-30

10.16%

2020-03-31

9.65%

2019-12-31

10.13%

2019-09-30

9.52%

2019-06-30

9.31%

2019-03-31

9.91%

2018-12-31

10.28%

2018-09-30

10.17%

2018-06-30

10.35%

2018-03-31

9.97%

2017-12-31

9.29%

2017-09-30

9.43%

2017-06-30

8.78%

2017-03-31

8.55%

2016-12-31

8.02%

2016-09-30

7.34%

2016-06-30

9.56%

2016-03-31

8.73%

2015-12-31

8.82%

2015-09-30

10.28%

2015-06-30

8.21%

2015-03-31

9.70%

2014-12-31

9.76%

2014-09-30

9.20%

2014-06-30

9.51%

2014-03-31

9.88%

2013-12-31

10.78%

2013-09-30

10.53%

2013-06-30

10.30%

2013-03-31

10.23%

2012-12-31

10.28%

2012-09-30

9.02%

2012-06-30

9.00%

2012-03-31

8.17%

2011-12-31

7.44%

2011-09-30

7.06%

2011-06-30

5.37%

2011-03-31

5.84%

2010-12-31

6.70%

2010-09-30

7.17%

2010-06-30

8.54%

2010-03-31

7.66%

2009-12-31

6.66%

2009-09-30

8.61%

2009-06-30

4.41%

2009-03-31

7.12%

2008-12-31

8.66%

2008-09-30

8.10%

2008-06-30

13.40%

2008-03-31

12.33%

2007-12-31

11.65%

2007-09-30

12.18%

2007-06-30

12.82%

2007-03-31

13.26%

2006-12-31

14.31%

2006-09-30

14.75%

2006-06-30

15.45%

2006-03-31

15.46%

2005-12-31

15.59%

2005-09-30

15.24%

2005-06-30

15.85%

2005-03-31

15.51%

2003-12-31

14.23%

Return on Equity (ROE): 9.61%

EFSI Return on Equity (ROE)

EFSI Average Return on Equity (ROE) Chart

EFSI Current vs Average Return on Equity (ROE) Chart

EFSI Return on Equity (ROE) Metrics

EFSI Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

EFSI Return on Equity (ROE) History

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