Which has the lower trailing P/E, EFSI or GBFH?

EFSI has the lower trailing P/E: EFSI trades at 13.20 and GBFH at 13.86. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, EFSI or GBFH?

Over the past five years, GBFH grew revenue faster — EFSI at a 19.18% CAGR versus GBFH at 24.48%.

Does EFSI or GBFH pay a bigger dividend?

EFSI pays a dividend (2.72% yield), while GBFH has no payments in the available dividend history.

Is EFSI or GBFH more profitable?

GBFH runs the higher net margin — EFSI at 15.85% versus GBFH at 17.45%.

How have EFSI and GBFH total returns compared?

Over the past 5 years, EFSI delivered 9.71% and GBFH delivered 12.05% annualized total return. Past performance doesn't predict future results.

Eagle Financial Services, Inc. (EFSI) vs GBank Financial Holdings Inc. (GBFH)

A side-by-side comparison of Eagle Financial Services, Inc. and GBank Financial Holdings Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

EFSI

Eagle Financial Services, Inc.

$247M

$45.67Financial ServicesDelayed quote: Oct 6, 2026, 12:14 PM EDT

GBFH

GBank Financial Holdings Inc.

$257M

$17.75Financial ServicesDelayed quote: Oct 6, 2026, 12:13 PM EDT

Total return — EFSI vs GBFH

growth of $100 · dividends reinvested · last 6y

EFSI +90.5% (+11.3%/yr)GBFH +96.2% (+11.9%/yr)GBFH compounded faster over this window

EFSI GBFH

EFSI vs GBFH: by the numbers

•GBFH is the larger company ($257M vs $247M market cap).
•EFSI trades at the lower trailing earnings multiple (13.20 vs 13.86 P/E), one valuation lens rather than an overall verdict.
•GBFH converts more revenue to profit (17.45% vs 15.85% net margin).
•GBFH grew revenue faster over the past five years (24.48% vs 19.18% CAGR).
•EFSI pays a dividend (2.72% yield), while GBFH has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	EFSI	GBFH
P/E ratio	13.20	13.86
Forward P/E	16.16	11.17
PEG ratio	N/A	0.68
P/S ratio	2.10	2.43
P/B ratio	1.27	1.49

Profitability

Metric	EFSI	GBFH
Operating margin	15.88%	22.24%
Net margin	15.85%	17.45%
ROE	9.61%	10.69%

Eagle Financial Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

GBank Financial Holdings Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	EFSI	GBFH
Dividend yield	2.72%	N/A
Payout ratio	35.84%	N/A

Growth (annualized)

Metric	EFSI	GBFH
Revenue CAGR (5Y)	19.18%	24.48%
EPS CAGR (5Y)	-13.43%	20.70%
Total return CAGR (5Y)	9.71%	12.05%

Frequently asked

Which has the lower trailing P/E, EFSI or GBFH?: EFSI has the lower trailing P/E: EFSI trades at 13.20 and GBFH at 13.86. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, EFSI or GBFH?: Over the past five years, GBFH grew revenue faster — EFSI at a 19.18% CAGR versus GBFH at 24.48%.
Does EFSI or GBFH pay a bigger dividend?: EFSI pays a dividend (2.72% yield), while GBFH has no payments in the available dividend history.
Is EFSI or GBFH more profitable?: GBFH runs the higher net margin — EFSI at 15.85% versus GBFH at 17.45%.
How have EFSI and GBFH total returns compared?: Over the past 5 years, EFSI delivered 9.71% and GBFH delivered 12.05% annualized total return. Past performance doesn't predict future results.

Go deeper

Full EFSI analysis Full GBFH analysis Interactive comparison tool

Dig into the metrics

Eagle Financial Services P/E ratio GBank Financial P/E ratio Eagle Financial Services dividend yield Eagle Financial Services ROE GBank Financial ROE Eagle Financial Services operating margin GBank Financial operating margin Eagle Financial Services revenue growth GBank Financial revenue growth

Eagle Financial Services & GBank Financial appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.