Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 21.74% is 16% below its 5-year average of 25.92%, near the low end of its 5-year range (5.24%–183.25%).
7.46% below its 12-month average of 23.49%.
Reported quarterly EBITDA margin; no daily interpolation. Q3 FY2026 (2026-06-30): 23.21%.
EBITDA MARGIN
21.74%
EBITDA MARGIN AVG TTM
23.49%
EBITDA MARGIN AVG 3Y
21.80%
EBITDA MARGIN AVG 5Y
25.92%
EBITDA MARGIN AVG 10Y
31.57%
EBITDA MARGIN AVG 15Y
34.27%
EBITDA MARGIN AVG 20Y
30.54%
CURRENT VS TTM AVG
-7.46%
CURRENT VS 3Y AVG
-0.26%
CURRENT VS 5Y AVG
-16.12%
CURRENT VS 10Y AVG
-31.14%
CURRENT VS 15Y AVG
-36.57%
CURRENT VS 20Y AVG
-28.81%
Capitol Federal Financial, Inc.
Market Cap
$1.05B
EBITDA Margin
21.74%
TTM Avg
23.49%
3Y Avg
21.80%
5Y Avg
25.92%
Market Cap
$1.02B
EBITDA Margin
23.06%
TTM Avg
22.04%
3Y Avg
25.89%
5Y Avg
27.41%
Market Cap
$1.01B
EBITDA Margin
23.26%
TTM Avg
21.28%
3Y Avg
23.77%
5Y Avg
25.43%
Market Cap
$1.01B
EBITDA Margin
23.06%
TTM Avg
22.04%
3Y Avg
25.89%
5Y Avg
27.41%
Market Cap
$963.80M
EBITDA Margin
24.92%
TTM Avg
24.43%
3Y Avg
27.70%
5Y Avg
32.74%
Market Cap
$892.69M
EBITDA Margin
-0.61%
TTM Avg
-0.61%
3Y Avg
28.82%
5Y Avg
32.11%
Market Cap
$843.86M
EBITDA Margin
32.00%
TTM Avg
29.99%
3Y Avg
28.41%
5Y Avg
28.27%
Market Cap
$814.04M
EBITDA Margin
12.16%
TTM Avg
11.70%
3Y Avg
15.08%
5Y Avg
20.25%
Market Cap
$733.89M
EBITDA Margin
88.86%
TTM Avg
72.81%
3Y Avg
65.88%
5Y Avg
60.44%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Capitol Federal Financial, Inc. (CFFN) | $1.05B | 21.74% | 23.49% | 21.80% | 25.92% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 23.06% | 22.04% | 25.89% | 27.41% |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 23.26% | 21.28% | 23.77% | 25.43% |
| CNB Financial Corporation (CCNE)vs › | $1.01B | 23.06% | 22.04% | 25.89% | 27.41% |
| Camden National Corp. (CAC)vs › | $963.80M | 24.92% | 24.43% | 27.70% | 32.74% |
| Lufax Holding Ltd (LU)vs › | $892.69M | -0.61% | -0.61% | 28.82% | 32.11% |
| Capital City Bank Group, Inc. (CCBG)vs › | $843.86M | 32.00% | 29.99% | 28.41% | 28.27% |
| Alerus Financial Corporation (ALRS)vs › | $814.04M | 12.16% | 11.70% | 15.08% | 20.25% |
| Carlyle Secured Lending, Inc. (CGBD)vs › | $733.89M | 88.86% | 72.81% | 65.88% | 60.44% |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 32.09% | 30.90% | 33.80% | 36.07% |
EBITDA Margin
21.7%
Operating Margin
N/A
Net Margin
N/A
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 23.21% |
| 2026-03-31 | 24.45% |
| 2025-12-31 | 24.41% |
| 2025-10-27 | 22.81% |
| 2025-06-30 | 22.59% |
| 2025-03-31 | 20.74% |
| 2024-12-31 | 20.72% |
| 2024-09-30 | 21.01% |
| 2024-06-30 | 18.01% |
| 2024-03-31 | 20.02% |
| 2023-12-31 | 5.24% |
| 2023-09-30 | 183.25% |
| 2023-06-30 | 12.95% |
| 2023-03-31 | 21.37% |
| 2022-12-31 | 23.23% |
| 2022-09-30 | 31.07% |
| 2022-06-30 | 39.35% |
| 2022-03-31 | 44.14% |
| 2021-12-31 | 45.42% |
| 2021-09-30 | 38.97% |
| 2021-06-30 | 38.64% |
| 2021-03-31 | 40.02% |
| 2020-12-31 | 35.96% |
| 2020-09-30 | 34.68% |
| 2020-06-30 | 34.95% |
| 2020-03-31 | 9.49% |
| 2019-12-31 | 35.67% |
| 2019-09-30 | 35.94% |
| 2019-06-30 | 36.68% |
| 2019-03-31 | 39.54% |
| 2018-12-31 | 39.11% |
| 2018-09-30 | 38.64% |
| 2018-06-30 | 37.66% |
| 2018-03-31 | 39.40% |
| 2017-12-31 | 41.08% |
| 2017-09-30 | 40.05% |
| 2017-06-30 | 40.74% |
| 2017-03-31 | 42.23% |
| 2016-12-31 | 41.50% |
| 2016-09-30 | 40.71% |
| 2016-06-30 | 40.42% |
| 2016-03-31 | 42.13% |
| 2015-12-31 | 40.66% |
| 2015-09-30 | 38.69% |
| 2015-06-30 | 39.37% |
| 2015-03-31 | 39.92% |
| 2014-12-31 | 40.99% |
| 2014-09-30 | 40.16% |
| 2014-06-30 | 40.59% |
| 2014-03-31 | 40.86% |
| 2013-12-31 | 37.18% |
| 2013-09-30 | 34.11% |
| 2013-06-30 | 36.85% |
| 2013-03-31 | 35.67% |
| 2012-12-31 | 33.79% |
| 2012-09-30 | 36.26% |
| 2012-06-30 | 35.78% |
| 2012-03-31 | 35.57% |
| 2011-12-31 | 33.56% |
| 2011-09-30 | 28.73% |
| 2011-06-30 | 28.82% |
| 2011-03-31 | 26.83% |
| 2010-12-31 | -17.70% |
| 2010-09-30 | 26.01% |
| 2010-06-30 | 27.49% |
| 2010-03-31 | 24.00% |
| 2009-12-31 | 29.81% |
| 2009-09-30 | 26.35% |
| 2009-06-30 | 23.33% |
| 2009-03-31 | 26.92% |
| 2008-12-31 | 23.48% |
| 2008-09-30 | 22.79% |
| 2008-06-30 | 21.78% |
| 2008-03-31 | 17.35% |
| 2007-12-31 | 14.55% |
| 2007-09-30 | 11.39% |
| 2007-06-30 | 12.01% |
| 2007-03-31 | 13.41% |
| 2006-12-31 | 15.67% |
| 2006-09-30 | 16.15% |
| 2006-03-31 | 22.33% |
| 2005-12-31 | 23.08% |
| 2005-09-30 | 23.96% |
| 2005-06-30 | 28.16% |
| 2005-03-31 | 29.84% |
| 2004-12-31 | 32.19% |
| 2004-09-30 | -195.95% |
| 2004-06-30 | 23.50% |
| 2004-03-31 | 22.02% |
| 2003-12-31 | 16.72% |
| 2003-09-30 | 18.12% |
| 2003-06-30 | 20.36% |
| 2003-03-31 | 22.51% |
| 2002-12-31 | 31.65% |
| 2002-09-30 | 29.19% |
