Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 15.15% is in line with its 5-year average of 16.25%, around the middle of its 5-year range (8.63%–29.49%).
1.51% below its 12-month average of 15.38%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 17.11%.
NET PROFIT MARGIN
15.15%
NET PROFIT MARGIN AVG TTM
15.38%
NET PROFIT MARGIN AVG 3Y
13.97%
NET PROFIT MARGIN AVG 5Y
16.25%
NET PROFIT MARGIN AVG 10Y
15.25%
NET PROFIT MARGIN AVG 15Y
14.51%
NET PROFIT MARGIN AVG 20Y
12.94%
CURRENT VS TTM AVG
-1.51%
CURRENT VS 3Y AVG
+8.48%
CURRENT VS 5Y AVG
-6.79%
CURRENT VS 10Y AVG
-0.66%
CURRENT VS 15Y AVG
+4.43%
CURRENT VS 20Y AVG
+17.09%
SECTOR MEDIAN · FINANCIAL SERVICES
13.50%
median of 572 covered companies
CURRENT VS SECTOR MEDIAN
+12.26%
vs the sector median at left
C&F Financial Corporation
Market Cap
$325.60M
Net Profit Margin
15.15%
TTM Avg
15.38%
3Y Avg
13.97%
5Y Avg
16.25%
Market Cap
$325.43M
Net Profit Margin
20.46%
TTM Avg
16.82%
3Y Avg
19.18%
5Y Avg
22.56%
Market Cap
$325.24M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$324.62M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$324.00M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$327.32M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$323.72M
Net Profit Margin
19.32%
TTM Avg
17.37%
3Y Avg
19.50%
5Y Avg
27.37%
Market Cap
$323.18M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$322.70M
Net Profit Margin
21.15%
TTM Avg
18.35%
3Y Avg
21.53%
5Y Avg
22.95%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| C&F Financial Corporation (CFFI) | $325.60M | 15.15% | 15.38% | 13.97% | 16.25% |
| John Marshall Bancorp, Inc. (JMSB)vs › | $325.43M | 20.46% | 16.82% | 19.18% | 22.56% |
| B&R Technology Merger Corp. Class A (BRTM)vs › | $325.24M | N/A | N/A | N/A | N/A |
| New Providence Acquisition Corp. III (NPAC)vs › | $324.62M | 0.00% | 0.00% | 0.00% | 0.00% |
| Evolution Global Acquisition Corp Class A Ordinary Shares (EVOX)vs › | $324.00M | 0.00% | 0.00% | 0.00% | 0.00% |
| Pioneer Acquisition I Corp (PACH)vs › | $327.32M | 0.00% | 0.00% | 0.00% | 0.00% |
| NewtekOne, Inc. (NEWT)vs › | $323.72M | 19.32% | 17.37% | 19.50% | 27.37% |
| Aldel Financial II Inc. (ALDF)vs › | $323.18M | 0.00% | 0.00% | 0.00% | 0.00% |
| Fidelity D & D Bancorp, Inc. (FDBC)vs › | $322.70M | 21.15% | 18.35% | 21.53% | 22.95% |
| Oxley Bridge Acquisition Limited (OBA)vs › | $328.74M | 0.00% | 0.00% | 0.00% | 0.00% |
Operating Margin
18.8%
Net Profit Margin
15.2%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 17.11% |
| 2026-03-31 | 14.15% |
| 2025-12-31 | 14.05% |
| 2025-09-30 | 15.18% |
| 2025-06-30 | 16.42% |
| 2025-03-31 | 12.58% |
| 2024-12-31 | 14.22% |
| 2024-09-30 | 12.29% |
| 2024-06-30 | 12.15% |
| 2024-03-31 | 8.63% |
| 2023-12-31 | 12.54% |
| 2023-09-30 | 15.73% |
| 2023-06-30 | 16.50% |
| 2023-03-31 | 17.61% |
| 2022-12-31 | 29.49% |
| 2022-09-30 | 20.26% |
| 2022-06-30 | 22.88% |
| 2022-03-31 | 19.88% |
| 2021-12-31 | 18.41% |
| 2021-09-30 | 22.13% |
| 2021-06-30 | 22.35% |
| 2021-03-31 | 19.47% |
| 2020-12-31 | 19.32% |
| 2020-09-30 | 17.05% |
| 2020-06-30 | 10.82% |
| 2020-03-31 | 11.53% |
| 2019-12-31 | 13.53% |
| 2019-09-30 | 15.14% |
| 2019-06-30 | 18.21% |
| 2019-03-31 | 12.55% |
| 2018-12-31 | 13.69% |
| 2018-09-30 | 16.82% |
| 2018-06-30 | 16.96% |
| 2018-03-31 | 13.33% |
| 2017-12-31 | -11.42% |
| 2017-09-30 | 10.21% |
| 2017-06-30 | 13.87% |
| 2017-03-31 | 9.65% |
| 2016-12-31 | 11.04% |
| 2016-09-30 | 10.84% |
| 2016-06-30 | 15.67% |
| 2016-03-31 | 9.16% |
| 2015-12-31 | 8.42% |
| 2015-09-30 | 12.61% |
| 2015-06-30 | 15.27% |
| 2015-03-31 | 10.21% |
| 2014-12-31 | 9.11% |
| 2014-09-30 | 12.40% |
| 2014-06-30 | 13.83% |
| 2014-03-31 | 11.15% |
| 2013-12-31 | 10.67% |
| 2013-09-30 | 13.31% |
| 2013-06-30 | 15.95% |
| 2013-03-31 | 16.54% |
| 2012-12-31 | 13.68% |
| 2012-09-30 | 17.78% |
| 2012-06-30 | 17.61% |
| 2012-03-31 | 14.46% |
| 2011-12-31 | 13.02% |
| 2011-09-30 | 13.48% |
| 2011-06-30 | 12.47% |
| 2011-03-31 | 12.33% |
| 2010-12-31 | 8.82% |
| 2010-09-30 | 10.12% |
| 2010-06-30 | 5.77% |
| 2010-03-31 | 7.70% |
| 2009-12-31 | 2.37% |
| 2009-09-30 | 6.58% |
| 2009-06-30 | 6.71% |
| 2009-03-31 | 6.11% |
| 2008-12-31 | 5.06% |
| 2008-09-30 | 1.26% |
| 2008-06-30 | 6.14% |
| 2008-03-31 | 6.50% |
| 2007-12-31 | 7.42% |
| 2007-09-30 | 9.82% |
| 2007-06-30 | 10.64% |
| 2007-03-31 | 9.53% |
| 2006-12-31 | 12.23% |
| 2006-09-30 | 14.18% |
| 2006-06-30 | 16.99% |
| 2006-03-31 | 12.97% |
| 2005-12-31 | 13.89% |
| 2005-09-30 | 16.14% |
| 2005-06-30 | 16.25% |
| 2005-03-31 | 15.48% |
| 2004-12-31 | 16.45% |
| 2004-09-30 | 18.15% |
| 2004-06-30 | 17.40% |
| 2004-03-31 | 16.25% |
| 2003-12-31 | 17.28% |
| 2003-09-30 | 19.00% |
| 2003-06-30 | 19.68% |
| 2003-03-31 | 19.92% |
| 2002-12-31 | 17.71% |
| 2002-09-30 | 20.14% |
