Which has the lower trailing P/E, CFFI or NPAC?

CFFI has the lower trailing P/E: CFFI trades at 11.13 and NPAC at 43.41. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does CFFI or NPAC pay a bigger dividend?

CFFI pays a dividend (1.91% yield), while NPAC has no payments in the available dividend history.

Is CFFI or NPAC more profitable?

CFFI runs the higher net margin — CFFI at 15.15% versus NPAC at 0.00%.

C&F Financial Corporation (CFFI) vs New Providence Acquisition Corp. III (NPAC)

A side-by-side comparison of C&F Financial Corporation and New Providence Acquisition Corp. III across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CFFI

C&F Financial Corporation

$325M

$99.87Financial ServicesDelayed quote: Oct 6, 2026, 11:30 AM EDT

NPAC

New Providence Acquisition Corp. III

$325M

$10.51Financial ServicesDelayed quote: Oct 6, 2026, 10:51 AM EDT

Total return — CFFI vs NPAC

growth of $100 · dividends reinvested · last 1y

CFFI +49.3% (+49.3%/yr)NPAC +4.5% (+4.5%/yr)CFFI compounded faster over this window

CFFI NPAC

CFFI vs NPAC: by the numbers

•CFFI is the larger company ($325M vs $325M market cap).
•CFFI trades at the lower trailing earnings multiple (11.13 vs 43.41 P/E), one valuation lens rather than an overall verdict.
•CFFI is profitable (15.15% net margin) while NPAC runs a net loss (0.00%).
•CFFI pays a dividend (1.91% yield), while NPAC has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	CFFI	NPAC
P/E ratio	11.13	43.41
Forward P/E	10.60	N/A
PEG ratio	1.72	N/A
P/S ratio	1.69	N/A
P/B ratio	1.17	N/A

Profitability

Metric	CFFI	NPAC
Gross margin	N/A	0.00%
Operating margin	18.82%	0.00%
Net margin	15.15%	0.00%
ROE	10.47%	N/A
ROIC	N/A	-0.74%

C&F Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CFFI	NPAC
Dividend yield	1.91%	N/A
Payout ratio	21.18%	N/A

Growth (annualized)

Metric	CFFI	NPAC
Revenue CAGR (5Y)	4.60%	N/A
EPS CAGR (5Y)	6.47%	N/A
Total return CAGR (5Y)	16.77%	N/A

Frequently asked

Which has the lower trailing P/E, CFFI or NPAC?: CFFI has the lower trailing P/E: CFFI trades at 11.13 and NPAC at 43.41. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does CFFI or NPAC pay a bigger dividend?: CFFI pays a dividend (1.91% yield), while NPAC has no payments in the available dividend history.
Is CFFI or NPAC more profitable?: CFFI runs the higher net margin — CFFI at 15.15% versus NPAC at 0.00%.

Go deeper

Full CFFI analysis Full NPAC analysis Interactive comparison tool

Dig into the metrics

C&F Financial P/E ratio New Providence Acquisition Corp. III P/E ratio C&F Financial dividend yield C&F Financial ROE New Providence Acquisition Corp. III ROE C&F Financial operating margin New Providence Acquisition Corp. III operating margin C&F Financial revenue growth New Providence Acquisition Corp. III revenue growth New Providence Acquisition Corp. III free cash flow

C&F Financial & New Providence Acquisition Corp. III appear in these rankings

Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.