C&F Financial (CFFI) ROE: History & Chart

C&F Financial Corporation(CFFI)

Banks - Regional · Toano, VA

$99.01-0.45 (-0.45%)

Delayed quote: Oct 6, 2026, 10:04 AM EDT

About C&F Financial Corporation

C&F Financial Corporation functions as a bank holding company, providing oversight for Citizens and Farmers Bank, which delivers a comprehensive range of banking services to both individuals and businesses. Its Retail Banking division offers a diverse suite of services, including checking and savings accounts, in addition to various loan products such as business, real estate, development, mortgage, home equity, and installment loans. This segment also ensures convenient access to amenities like ATMs, internet and mobile banking, and debit and credit cards. Further services include safe deposit box rentals, notary public assistance, electronic transfers, and other standard banking facilities. These retail services are provided through its main office situated in West Point, Virginia, supplemented by 30 additional branches across the state. One branch each is found in Albermarle, Goochland, Hanover, Middlesex, Powhatan, Stafford, York, Charlottesville, Hampton, Montross, Newport News, Richmond, Warsaw, and Williamsburg. Furthermore, two branches are located in each of Cumberland, James City, King George, and New Kent counties, while four branches serve both Chesterfield and Henrico counties. The Mortgage Banking segment specializes in a broad spectrum of residential mortgage loans. It facilitates conventional mortgages, those insured by the Federal Housing Administration (FHA), and loans guaranteed by both the United States Department of Agriculture (USDA) and the Veterans Administration (VA). This division also offers supporting services for mortgage origination, including residential appraisals, and extends various mortgage origination functions to third-party clients. Mortgage services are available through 11 offices in Virginia, one office in Maryland, two offices in North Carolina, and one office each in South Carolina and West Virginia. The company's Consumer Finance segment, with offices in Richmond and Hampton, Virginia, primarily provides automobile loans. Beyond these core banking operations, C&F Financial Corporation also furnishes brokerage and wealth management services, alongside various insurance products. Additionally, the company delivers title and settlement agency services. C&F Financial Corporation was established in 1927 and maintains its headquarters in West Point, Virginia.

Toano, VA

575 employees

www.cffc.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Thomas F. Cherry

View full financials

CFFI Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

10.47%

RETURN ON EQUITY (ROE) AVG TTM

10.37%

RETURN ON EQUITY (ROE) AVG 3Y

9.77%

RETURN ON EQUITY (ROE) AVG 5Y

11.90%

RETURN ON EQUITY (ROE) AVG 10Y

10.75%

RETURN ON EQUITY (ROE) AVG 15Y

11.30%

RETURN ON EQUITY (ROE) AVG 20Y

11.16%

CURRENT VS TTM AVG

+0.93%

CURRENT VS 3Y AVG

+7.21%

CURRENT VS 5Y AVG

-12.03%

CURRENT VS 10Y AVG

-2.61%

CURRENT VS 15Y AVG

-7.34%

CURRENT VS 20Y AVG

-6.17%

SECTOR MEDIAN · FINANCIAL SERVICES

9.41%

median of 449 covered companies

CURRENT VS SECTOR MEDIAN

+11.27%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
C&F Financial Corporation (CFFI)	$322.21M	10.47%	10.37%	9.77%	11.90%
Launch One Acquisition Corp. (LPAA)vs ›	$321.57M	3.12%	-34.80%	-34.80%	-34.80%
Aldel Financial II Inc. (ALDF)vs ›	$323.62M	2.62%	2.29%	2.29%	2.29%
Lionheart Holdings (CUB)vs ›	$320.66M	0.95%	3.18%	3.18%	2.01%
Fidelity D & D Bancorp, Inc. (FDBC)vs ›	$320.60M	12.10%	11.00%	12.51%	11.53%
Evolution Global Acquisition Corp Class A Ordinary Shares (EVOX)vs ›	$324.00M	-0.09%	0.00%	0.00%	0.00%
B&R Technology Merger Corp. Class A (BRTM)vs ›	$325.90M	N/A	N/A	N/A	N/A
John Marshall Bancorp, Inc. (JMSB)vs ›	$326.70M	8.93%	7.46%	8.03%	9.05%
FVCBankcorp, Inc. (FVCB)vs ›	$317.11M	9.74%	7.55%	7.30%	7.97%
Archimedes Tech SPAC Partners II Co. Ordinary Shares (ATII)vs ›	$316.47M	-133.10%	1.79%	1.79%	1.79%

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

C&F Financial Corporation (CFFI)

$322.21M

10.47%

10.37%

9.77%

11.90%

Launch One Acquisition Corp. (LPAA)vs ›

$321.57M

3.12%

-34.80%

Aldel Financial II Inc. (ALDF)vs ›

$323.62M

2.62%

2.29%

Lionheart Holdings (CUB)vs ›

$320.66M

0.95%

3.18%

2.01%

Fidelity D & D Bancorp, Inc. (FDBC)vs ›

$320.60M

12.10%

11.00%

12.51%

11.53%

Evolution Global Acquisition Corp Class A Ordinary Shares (EVOX)vs ›

$324.00M

-0.09%

0.00%

B&R Technology Merger Corp. Class A (BRTM)vs ›

$325.90M

N/A

John Marshall Bancorp, Inc. (JMSB)vs ›

$326.70M

8.93%

7.46%

8.03%

9.05%

FVCBankcorp, Inc. (FVCB)vs ›

$317.11M

9.74%

7.55%

7.30%

7.97%

Archimedes Tech SPAC Partners II Co. Ordinary Shares (ATII)vs ›

$316.47M

-133.10%

1.79%

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for C&F Financial Corporation (CFFI)?

The return on equity (ROE) for CFFI stock is 10.47%.

Is C&F Financial Corporation's return on equity (ROE) high or low?

The return on equity (ROE) of 10.47% is 12% below its 5-year average of 11.90%, around the middle of its 5-year range (8.30%–15.04%).

What is the TTM average return on equity (ROE) for C&F Financial Corporation (CFFI)?

The TTM average return on equity (ROE) for CFFI stock is 10.37%.

What is the 3Y average return on equity (ROE) for C&F Financial Corporation (CFFI)?

The 3Y average return on equity (ROE) for CFFI stock is 9.77%.

What is the 5Y average return on equity (ROE) for C&F Financial Corporation (CFFI)?

The 5Y average return on equity (ROE) for CFFI stock is 11.90%.

What is the 10Y average return on equity (ROE) for C&F Financial Corporation (CFFI)?

The 10Y average return on equity (ROE) for CFFI stock is 10.75%.

What is the 15Y average return on equity (ROE) for C&F Financial Corporation (CFFI)?

The 15Y average return on equity (ROE) for CFFI stock is 11.30%.

What is the 20Y average return on equity (ROE) for C&F Financial Corporation (CFFI)?

The 20Y average return on equity (ROE) for CFFI stock is 11.16%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	10.47%
2026-03-31	10.63%
2025-12-31	10.25%
2025-09-30	10.33%
2025-06-30	10.19%
2025-03-31	9.29%
2024-12-31	8.76%
2024-09-30	8.30%
2024-06-30	8.82%
2024-03-31	9.51%
2023-12-31	10.88%
2023-09-30	14.44%
2023-06-30	14.63%
2023-03-31	14.79%
2022-12-31	14.90%
2022-09-30	13.41%
2022-06-30	13.27%
2022-03-31	13.58%
2021-12-31	13.63%
2021-09-30	15.04%
2021-06-30	14.84%
2021-03-31	12.92%
2020-12-31	11.41%
2020-09-30	9.81%
2020-06-30	9.07%
2020-03-31	10.45%
2019-12-31	11.44%
2019-09-30	11.42%
2019-06-30	11.75%
2019-03-31	11.59%
2018-12-31	11.86%
2018-09-30	7.18%
2018-06-30	5.92%
2018-03-31	5.42%
2017-12-31	4.64%
2017-09-30	8.87%
2017-06-30	9.11%
2017-03-31	9.74%
2016-12-31	9.72%
2016-09-30	9.08%
2016-06-30	9.42%
2016-03-31	9.28%
2015-12-31	9.56%
2015-09-30	9.77%
2015-06-30	9.89%
2015-03-31	9.73%
2014-12-31	9.99%
2014-09-30	10.47%
2014-06-30	10.78%
2014-03-31	11.34%
2013-12-31	12.75%
2013-09-30	14.11%
2013-06-30	15.69%
2013-03-31	15.83%
2012-12-31	16.03%
2012-09-30	16.15%
2012-06-30	15.85%
2012-03-31	13.86%
2011-12-31	13.50%
2011-09-30	12.80%
2011-06-30	11.11%
2011-03-31	9.80%
2010-12-31	8.74%
2010-09-30	6.75%
2010-06-30	5.98%
2010-03-31	6.38%
2009-12-31	6.22%
2009-09-30	6.65%
2009-06-30	5.32%
2009-03-31	4.98%
2008-12-31	6.45%
2008-09-30	7.56%
2008-06-30	10.46%
2008-03-31	11.95%
2007-12-31	13.00%
2007-09-30	14.80%
2007-06-30	16.13%
2007-03-31	17.86%
2006-12-31	17.84%
2006-09-30	18.22%
2006-06-30	19.50%
2006-03-31	18.99%
2005-12-31	19.62%
2005-09-30	20.27%
2005-06-30	20.54%
2005-03-31	16.04%
2004-12-31	16.02%
2004-09-30	16.15%
2004-06-30	17.27%
2004-03-31	18.04%
2003-12-31	19.76%
2003-09-30	20.83%
2003-06-30	20.31%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

10.47%

2026-03-31

10.63%

2025-12-31

10.25%

2025-09-30

10.33%

2025-06-30

10.19%

2025-03-31

9.29%

2024-12-31

8.76%

2024-09-30

8.30%

2024-06-30

8.82%

2024-03-31

9.51%

2023-12-31

10.88%

2023-09-30

14.44%

2023-06-30

14.63%

2023-03-31

14.79%

2022-12-31

14.90%

2022-09-30

13.41%

2022-06-30

13.27%

2022-03-31

13.58%

2021-12-31

13.63%

2021-09-30

15.04%

2021-06-30

14.84%

2021-03-31

12.92%

2020-12-31

11.41%

2020-09-30

9.81%

2020-06-30

9.07%

2020-03-31

10.45%

2019-12-31

11.44%

2019-09-30

11.42%

2019-06-30

11.75%

2019-03-31

11.59%

2018-12-31

11.86%

2018-09-30

7.18%

2018-06-30

5.92%

2018-03-31

5.42%

2017-12-31

4.64%

2017-09-30

8.87%

2017-06-30

9.11%

2017-03-31

9.74%

2016-12-31

9.72%

2016-09-30

9.08%

2016-06-30

9.42%

2016-03-31

9.28%

2015-12-31

9.56%

2015-09-30

9.77%

2015-06-30

9.89%

2015-03-31

9.73%

2014-12-31

9.99%

2014-09-30

10.47%

2014-06-30

10.78%

2014-03-31

11.34%

2013-12-31

12.75%

2013-09-30

14.11%

2013-06-30

15.69%

2013-03-31

15.83%

2012-12-31

16.03%

2012-09-30

16.15%

2012-06-30

15.85%

2012-03-31

13.86%

2011-12-31

13.50%

2011-09-30

12.80%

2011-06-30

11.11%

2011-03-31

9.80%

2010-12-31

8.74%

2010-09-30

6.75%

2010-06-30

5.98%

2010-03-31

6.38%

2009-12-31

6.22%

2009-09-30

6.65%

2009-06-30

5.32%

2009-03-31

4.98%

2008-12-31

6.45%

2008-09-30

7.56%

2008-06-30

10.46%

2008-03-31

11.95%

2007-12-31

13.00%

2007-09-30

14.80%

2007-06-30

16.13%

2007-03-31

17.86%

2006-12-31

17.84%

2006-09-30

18.22%

2006-06-30

19.50%

2006-03-31

18.99%

2005-12-31

19.62%

2005-09-30

20.27%

2005-06-30

20.54%

2005-03-31

16.04%

2004-12-31

16.02%

2004-09-30

16.15%

2004-06-30

17.27%

2004-03-31

18.04%

2003-12-31

19.76%

2003-09-30

20.83%

2003-06-30

20.31%

Return on Equity (ROE): 10.47%

CFFI Return on Equity (ROE)

CFFI Average Return on Equity (ROE) Chart

CFFI Current vs Average Return on Equity (ROE) Chart

CFFI Return on Equity (ROE) Metrics

CFFI Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

CFFI Return on Equity (ROE) History

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