Which has the lower trailing P/E, CFFI or FDBC?

FDBC has the lower trailing P/E: CFFI trades at 11.09 and FDBC at 10.50. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CFFI or FDBC?

Over the past five years, FDBC grew revenue faster — CFFI at a 4.60% CAGR versus FDBC at 15.96%.

Does CFFI or FDBC pay a bigger dividend?

CFFI yields 1.91% and FDBC yields 3.12% based on trailing dividends and the latest price.

Is CFFI or FDBC more profitable?

FDBC runs the higher net margin — CFFI at 15.15% versus FDBC at 21.15%.

How have CFFI and FDBC total returns compared?

Over the past 10 years, CFFI delivered 12.08% and FDBC delivered 12.29% annualized total return. Past performance doesn't predict future results.

C&F Financial Corporation (CFFI) vs Fidelity D & D Bancorp, Inc. (FDBC)

A side-by-side comparison of C&F Financial Corporation and Fidelity D & D Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CFFI

C&F Financial Corporation

$324M

$99.46Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

FDBC

Fidelity D & D Bancorp, Inc.

$320M

$55.10Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — CFFI vs FDBC

growth of $100 · dividends reinvested · last 10y

CFFI +214.1% (+12.1%/yr)FDBC +218.7% (+12.3%/yr)FDBC compounded faster over this window

CFFI FDBC

CFFI vs FDBC: by the numbers

•CFFI is the larger company ($324M vs $320M market cap).
•FDBC trades at the lower trailing earnings multiple (10.50 vs 11.09 P/E), one valuation lens rather than an overall verdict.
•FDBC converts more revenue to profit (21.15% vs 15.15% net margin).
•FDBC grew revenue faster over the past five years (15.96% vs 4.60% CAGR).
•FDBC pays the higher dividend yield (3.12% vs 1.91%).

Metrics side by side

Valuation

Metric	CFFI	FDBC
P/E ratio	11.09	10.50
Forward P/E	10.56	N/A
PEG ratio	1.71	0.91
P/S ratio	1.69	2.21
P/B ratio	1.17	1.26

Profitability

Metric	CFFI	FDBC
Operating margin	18.82%	24.72%
Net margin	15.15%	21.15%
ROE	10.47%	12.10%

C&F Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Fidelity D & D Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CFFI	FDBC
Dividend yield	1.91%	3.12%
Payout ratio	21.18%	32.76%

Growth (annualized)

Metric	CFFI	FDBC
Revenue CAGR (5Y)	4.60%	15.96%
EPS CAGR (5Y)	6.47%	11.44%
Total return CAGR (5Y)	16.77%	4.48%

Frequently asked

Which has the lower trailing P/E, CFFI or FDBC?: FDBC has the lower trailing P/E: CFFI trades at 11.09 and FDBC at 10.50. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFFI or FDBC?: Over the past five years, FDBC grew revenue faster — CFFI at a 4.60% CAGR versus FDBC at 15.96%.
Does CFFI or FDBC pay a bigger dividend?: CFFI yields 1.91% and FDBC yields 3.12% based on trailing dividends and the latest price.
Is CFFI or FDBC more profitable?: FDBC runs the higher net margin — CFFI at 15.15% versus FDBC at 21.15%.
How have CFFI and FDBC total returns compared?: Over the past 10 years, CFFI delivered 12.08% and FDBC delivered 12.29% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CFFI analysis Full FDBC analysis Interactive comparison tool

Dig into the metrics

C&F Financial P/E ratio Fidelity D & D Bancorp P/E ratio C&F Financial dividend yield Fidelity D & D Bancorp dividend yield C&F Financial ROE Fidelity D & D Bancorp ROE C&F Financial operating margin Fidelity D & D Bancorp operating margin C&F Financial revenue growth Fidelity D & D Bancorp revenue growth

C&F Financial & Fidelity D & D Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.