Which has the lower trailing P/E, CFFI or CUB?

CFFI has the lower trailing P/E: CFFI trades at 11.09 and CUB at 198.00. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does CFFI or CUB pay a bigger dividend?

CFFI pays a dividend (1.91% yield), while CUB is a former payer with no current dividend run rate.

Is CFFI or CUB more profitable?

CFFI runs the higher net margin — CFFI at 15.15% versus CUB at 0.00%.

C&F Financial Corporation (CFFI) vs Lionheart Holdings (CUB)

A side-by-side comparison of C&F Financial Corporation and Lionheart Holdings across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CFFI

C&F Financial Corporation

$324M

$99.46Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

CUB

Lionheart Holdings

$320M

$10.89Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — CFFI vs CUB

growth of $100 · dividends reinvested · last 2y

CFFI +98.8% (+41.0%/yr)CUB +9.1% (+4.5%/yr)CFFI compounded faster over this window

CFFI CUB

CFFI vs CUB: by the numbers

•CFFI is the larger company ($324M vs $320M market cap).
•CFFI trades at the lower trailing earnings multiple (11.09 vs 198.00 P/E), one valuation lens rather than an overall verdict.
•CFFI is profitable (15.15% net margin) while CUB runs a net loss (0.00%).
•CFFI pays a dividend (1.91% yield), while CUB is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	CFFI	CUB
P/E ratio	11.09	198.00
Forward P/E	10.56	N/A
PEG ratio	1.71	N/A
P/S ratio	1.69	N/A
P/B ratio	1.17	1.68

Profitability

Metric	CFFI	CUB
Gross margin	N/A	0.00%
Operating margin	18.82%	0.00%
Net margin	15.15%	0.00%
ROE	10.47%	0.95%
ROIC	N/A	-3.70%

C&F Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CFFI	CUB
Dividend yield	1.91%	N/A
Payout ratio	21.18%	N/A

Growth (annualized)

Metric	CFFI	CUB
Revenue CAGR (5Y)	4.60%	N/A
EPS CAGR (5Y)	6.47%	N/A
Total return CAGR (5Y)	16.77%	N/A

Frequently asked

Which has the lower trailing P/E, CFFI or CUB?: CFFI has the lower trailing P/E: CFFI trades at 11.09 and CUB at 198.00. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does CFFI or CUB pay a bigger dividend?: CFFI pays a dividend (1.91% yield), while CUB is a former payer with no current dividend run rate.
Is CFFI or CUB more profitable?: CFFI runs the higher net margin — CFFI at 15.15% versus CUB at 0.00%.

Go deeper

Full CFFI analysis Full CUB analysis Interactive comparison tool

Dig into the metrics

C&F Financial P/E ratio Lionheart P/E ratio C&F Financial dividend yield C&F Financial ROE Lionheart ROE C&F Financial operating margin Lionheart operating margin C&F Financial revenue growth Lionheart revenue growth Lionheart free cash flow

C&F Financial & Lionheart appear in these rankings

Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.