Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 5.82% is in line with its 5-year average of 6.10%, near the low end of its 5-year range (2.54%–13.59%).
67.24% above its 12-month average of 3.48%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 1.58%.
RETURN ON ASSETS (ROA)
5.82%
RETURN ON ASSETS (ROA) AVG TTM
3.48%
RETURN ON ASSETS (ROA) AVG 3Y
4.35%
RETURN ON ASSETS (ROA) AVG 5Y
6.10%
RETURN ON ASSETS (ROA) AVG 10Y
7.35%
RETURN ON ASSETS (ROA) AVG 15Y
8.40%
RETURN ON ASSETS (ROA) AVG 20Y
8.49%
CURRENT VS TTM AVG
+67.24%
CURRENT VS 3Y AVG
+33.87%
CURRENT VS 5Y AVG
-4.59%
CURRENT VS 10Y AVG
-20.77%
CURRENT VS 15Y AVG
-30.72%
CURRENT VS 20Y AVG
-31.48%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+371.26%
vs the sector median at left
Credit Acceptance Corporation
Market Cap
$5.60B
Return on Assets (ROA)
5.82%
TTM Avg
3.48%
3Y Avg
4.35%
5Y Avg
6.10%
Market Cap
$5.65B
Return on Assets (ROA)
3.46%
TTM Avg
3.53%
3Y Avg
2.44%
5Y Avg
2.44%
Market Cap
$5.77B
Return on Assets (ROA)
12.65%
TTM Avg
14.48%
3Y Avg
14.33%
5Y Avg
16.11%
Market Cap
$5.39B
Return on Assets (ROA)
1.05%
TTM Avg
0.77%
3Y Avg
0.84%
5Y Avg
0.90%
Market Cap
$5.39B
Return on Assets (ROA)
1.05%
TTM Avg
0.77%
3Y Avg
0.84%
5Y Avg
0.90%
Market Cap
$5.80B
Return on Assets (ROA)
-7.89%
TTM Avg
-5.81%
3Y Avg
-2.66%
5Y Avg
-0.21%
Market Cap
$5.36B
Return on Assets (ROA)
0.89%
TTM Avg
0.90%
3Y Avg
0.78%
5Y Avg
0.89%
Market Cap
$5.36B
Return on Assets (ROA)
3.19%
TTM Avg
2.48%
3Y Avg
2.63%
5Y Avg
2.89%
Market Cap
$5.93B
Return on Assets (ROA)
1.18%
TTM Avg
1.34%
3Y Avg
1.32%
5Y Avg
1.07%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Credit Acceptance Corporation (CACC) | $5.60B | 5.82% | 3.48% | 4.35% | 6.10% |
| BGC Group, Inc (BGC)vs › | $5.65B | 3.46% | 3.53% | 2.44% | 2.44% |
| MarketAxess Holdings Inc. (MKTX)vs › | $5.77B | 12.65% | 14.48% | 14.33% | 16.11% |
| Valley National Bancorp (VLYPO)vs › | $5.39B | 1.05% | 0.77% | 0.84% | 0.90% |
| Valley National Bancorp (VLYPP)vs › | $5.39B | 1.05% | 0.77% | 0.84% | 0.90% |
| StepStone Group Inc. (STEP)vs › | $5.80B | -7.89% | -5.81% | -2.66% | -0.21% |
| Marex Group Limited (MRX)vs › | $5.36B | 0.89% | 0.90% | 0.78% | 0.89% |
| Selective Insurance Group, Inc. (SIGIP)vs › | $5.36B | 3.19% | 2.48% | 2.63% | 2.89% |
| Hancock Whitney Corporation (HWC)vs › | $5.93B | 1.18% | 1.34% | 1.32% | 1.07% |
| Bank OZK (OZKAP)vs › | $5.16B | 1.66% | 1.81% | 1.92% | 1.82% |
ROA
5.8%
ROE
31.6%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 4.42% |
| 2024-12-31 | 2.54% |
| 2023-12-31 | 3.41% |
| 2022-12-31 | 7.02% |
| 2021-12-31 | 13.59% |
| 2020-12-31 | 5.62% |
| 2019-12-31 | 8.84% |
| 2018-12-31 | 9.20% |
| 2017-12-31 | 9.43% |
| 2016-12-31 | 7.89% |
| 2015-12-31 | 8.84% |
| 2014-12-31 | 9.56% |
| 2013-12-31 | 10.40% |
| 2012-12-31 | 10.30% |
| 2011-12-31 | 10.69% |
| 2010-12-31 | 12.66% |
| 2009-12-31 | 12.43% |
| 2008-12-31 | 5.90% |
| 2007-12-31 | 5.83% |
| 2006-12-31 | 8.09% |
| 2005-12-31 | 11.72% |
| 2004-12-31 | 9.69% |
| 2003-12-31 | 2.99% |
| 2002-12-31 | 3.53% |
| 2001-12-31 | 2.86% |
| 2000-12-31 | 3.52% |
| 1999-12-31 | -1.92% |
| 1998-12-31 | 3.32% |
| 1997-12-31 | 0.13% |
| 1996-12-31 | 3.86% |
