Basis: FMP quote market capitalization / four-quarter operating cash flow. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the Price/OCF ratio high or low?
The Price/OCF ratio of 28.45 is 51% below its estimated 2-year average of 58.34, near the low end of its estimated 2-year range (21.10–114.20).
As of 2026-10-06T13:45:54.976Z. 31.40% below its estimated 12-month average of 41.47.
Calculation as of: 2026-10-06T13:45:54.976Z.
Quote observation: 2026-10-06T13:45:05.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: b0e49c753d28385122d2bfd968c2c007d8bc2d37a6993c37fad0f7036316ae85
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation. Historical series through 2026-10-05.
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.
PRICE/OCF RATIO
28.45
PRICE/OCF RATIO AVG TTM
41.47
PRICE/OCF RATIO AVG 3Y
N/A
PRICE/OCF RATIO AVG 5Y
N/A
PRICE/OCF RATIO AVG 10Y
N/A
PRICE/OCF RATIO AVG 15Y
N/A
PRICE/OCF RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-31.40%
CURRENT VS 3Y AVG
N/A
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
16.02
median of 29 covered companies
CURRENT VS SECTOR MEDIAN
+77.59%
vs the sector median at left
The Baldwin Insurance Group, Inc.
Market Cap
$2.58B
Price/OCF Ratio
28.45
TTM Avg
41.47
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.50B
Price/OCF Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.79B
Price/OCF Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.33B
Price/OCF Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.30B
Price/OCF Ratio
29.06
TTM Avg
29.85
3Y Avg
29.85
5Y Avg
29.85
| NAME | MARKET CAP | PRICE/OCF RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Baldwin Insurance Group, Inc. (BWIN) | $2.58B | 28.45 | 41.47 | N/A | N/A |
| First Bancorp (FBNC)vs › | $2.54B | N/A | N/A | N/A | N/A |
| Columbia Financial, Inc. (CLBK)vs › | $2.54B | N/A | N/A | N/A | N/A |
| First Merchants Corporation (FRME)vs › | $2.50B | N/A | N/A | N/A | N/A |
| First Busey Corporation (BUSE)vs › | $2.50B | N/A | N/A | N/A | N/A |
| First Merchants Corporation (FRMEP)vs › | $2.79B | N/A | N/A | N/A | N/A |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.33B | N/A | N/A | N/A | N/A |
| Brighthouse Financial, Inc. (BHF)vs › | $2.88B | N/A | N/A | N/A | N/A |
| Ethos Technologies Inc. (LIFE)vs › | $2.30B | 29.06 | 29.85 | 29.85 | 29.85 |
| Banner Corporation (BANR)vs › | $2.29B | N/A | N/A | N/A | N/A |
P/OCF Ratio
28.4
P/FCF Ratio
59.1
P/OCF measures market price relative to operating cash flow: market cap divided by TTM operating cash flow. OCF is cash from operations before capital expenditures, so it sits above free cash flow — P/OCF typically reads below P/FCF, with the widest gap for capex-heavy businesses.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PRICE/OCF RATIO |
|---|---|
| 2026-10-05 | 24.27 |
| 2026-10-02 | 24.17 |
| 2026-10-01 | 24.17 |
| 2026-09-30 | 24.18 |
| 2026-09-29 | 24.18 |
| 2026-09-28 | 24.21 |
| 2026-09-25 | 24.23 |
| 2026-09-24 | 24.22 |
| 2026-09-23 | 24.23 |
| 2026-09-22 | 24.30 |
| 2026-09-21 | 24.26 |
| 2026-09-18 | 24.29 |
| 2026-09-17 | 24.30 |
| 2026-09-16 | 24.37 |
| 2026-09-15 | 24.72 |
| 2026-09-14 | 24.34 |
| 2026-09-11 | 22.55 |
| 2026-09-10 | 22.36 |
| 2026-09-09 | 21.47 |
| 2026-09-08 | 22.60 |
| 2026-09-04 | 23.49 |
| 2026-09-03 | 23.75 |
| 2026-09-02 | 23.59 |
| 2026-09-01 | 23.02 |
| 2026-08-31 | 23.47 |
| 2026-08-28 | 23.34 |
| 2026-08-27 | 22.94 |
| 2026-08-26 | 23.13 |
| 2026-08-25 | 23.51 |
| 2026-08-24 | 23.81 |
| 2026-08-21 | 24.27 |
| 2026-08-20 | 23.92 |
| 2026-08-19 | 23.70 |
| 2026-08-18 | 22.97 |
| 2026-08-17 | 23.41 |
| 2026-08-14 | 23.97 |
| 2026-08-13 | 23.47 |
| 2026-08-12 | 23.59 |
| 2026-08-11 | 22.64 |
| 2026-08-10 | 21.95 |
| 2026-08-07 | 22.47 |
| 2026-08-06 | 21.76 |
| 2026-08-05 | 21.89 |
| 2026-08-04 | 21.95 |
| 2026-08-03 | 22.43 |
| 2026-07-31 | 21.10 |
| 2026-07-30 | 64.68 |
| 2026-07-29 | 68.39 |
| 2026-07-28 | 69.38 |
| 2026-07-27 | 66.40 |
| 2026-07-24 | 64.15 |
| 2026-07-23 | 62.74 |
| 2026-07-22 | 61.07 |
| 2026-07-21 | 63.37 |
| 2026-07-20 | 65.31 |
| 2026-07-17 | 66.04 |
| 2026-07-16 | 66.65 |
| 2026-07-15 | 62.09 |
| 2026-07-14 | 64.25 |
| 2026-07-13 | 66.21 |
| 2026-07-10 | 64.22 |
| 2026-07-09 | 64.10 |
| 2026-07-08 | 65.12 |
| 2026-07-07 | 66.16 |
| 2026-07-06 | 65.65 |
| 2026-07-02 | 68.85 |
| 2026-07-01 | 65.22 |
| 2026-06-30 | 64.42 |
| 2026-06-29 | 63.62 |
| 2026-06-26 | 63.54 |
| 2026-06-25 | 58.19 |
| 2026-06-24 | 60.27 |
| 2026-06-23 | 59.11 |
| 2026-06-22 | 57.00 |
| 2026-06-18 | 49.05 |
| 2026-06-17 | 42.00 |
| 2026-06-16 | 45.30 |
| 2026-06-15 | 44.01 |
| 2026-06-12 | 43.94 |
| 2026-06-11 | 44.76 |
| 2026-06-10 | 46.94 |
| 2026-06-09 | 46.92 |
| 2026-06-08 | 46.63 |
| 2026-06-05 | 48.18 |
| 2026-06-04 | 46.63 |
| 2026-06-03 | 45.49 |
| 2026-06-02 | 47.21 |
| 2026-06-01 | 48.93 |
| 2026-05-29 | 47.06 |
| 2026-05-28 | 48.13 |
| 2026-05-27 | 46.99 |
| 2026-05-26 | 46.07 |
| 2026-05-22 | 47.65 |
| 2026-05-21 | 49.37 |
| 2026-05-20 | 48.76 |
| 2026-05-19 | 48.13 |
| 2026-05-18 | 50.60 |
| 2026-05-15 | 48.52 |
| 2026-05-14 | 48.01 |
| 2026-05-13 | 48.81 |
| 2026-05-12 | 48.64 |
| 2026-05-11 | 48.86 |
| 2026-05-08 | 48.91 |
| 2026-05-07 | 50.84 |
| 2026-05-06 | 49.90 |
| 2026-05-05 | 51.55 |
| 2025-05-06 | 66.44 |
| 2025-05-05 | 66.12 |
| 2025-05-02 | 68.03 |
| 2025-05-01 | 66.18 |
| 2025-04-30 | 67.60 |
| 2025-04-29 | 68.36 |
| 2025-04-28 | 68.59 |
| 2025-04-25 | 68.15 |
| 2025-04-24 | 69.95 |
| 2025-04-23 | 69.35 |
| 2025-04-22 | 67.84 |
| 2025-04-21 | 65.50 |
| 2025-04-17 | 68.42 |
| 2025-04-16 | 69.46 |
| 2025-04-15 | 69.92 |
| 2025-04-14 | 70.54 |
| 2025-04-11 | 68.96 |
| 2025-04-10 | 67.77 |
| 2025-04-09 | 68.93 |
| 2025-04-08 | 62.40 |
| 2025-04-07 | 66.95 |
| 2025-04-04 | 69.79 |
| 2025-04-03 | 73.33 |
| 2025-04-02 | 74.87 |
| 2025-04-01 | 71.35 |
| 2025-03-31 | 72.58 |
| 2025-03-28 | 73.26 |
| 2025-03-27 | 74.79 |
| 2025-03-26 | 72.50 |
| 2025-03-25 | 75.38 |
| 2025-03-24 | 74.42 |
| 2025-03-21 | 71.28 |
| 2025-03-20 | 70.03 |
| 2025-03-19 | 70.31 |
| 2025-03-18 | 67.38 |
| 2025-03-17 | 65.87 |
| 2025-03-14 | 64.92 |
| 2025-03-13 | 63.00 |
| 2025-03-12 | 64.88 |
| 2025-03-11 | 65.70 |
| 2025-03-10 | 62.14 |
| 2025-03-07 | 63.67 |
| 2025-03-06 | 62.67 |
| 2025-03-05 | 66.46 |
| 2025-03-04 | 65.74 |
| 2025-03-03 | 63.63 |
| 2025-02-28 | 66.82 |
| 2025-02-27 | 64.92 |
| 2025-02-26 | 65.96 |
| 2025-02-25 | 56.33 |
| 2025-02-24 | 55.53 |
| 2025-02-21 | 55.36 |
| 2025-02-20 | 56.88 |
| 2025-02-19 | 57.72 |
| 2025-02-18 | 58.02 |
| 2025-02-14 | 58.91 |
| 2025-02-13 | 58.78 |
| 2025-02-12 | 56.54 |
| 2025-02-11 | 57.19 |
| 2025-02-10 | 58.86 |
| 2025-02-07 | 59.72 |
| 2025-02-06 | 58.09 |
| 2025-02-05 | 58.67 |
| 2025-02-04 | 58.04 |
| 2025-02-03 | 57.92 |
| 2025-01-31 | 57.87 |
| 2025-01-30 | 58.66 |
| 2025-01-29 | 58.26 |
| 2025-01-28 | 58.47 |
| 2025-01-27 | 59.08 |
| 2025-01-24 | 57.20 |
| 2025-01-23 | 57.63 |
| 2025-01-22 | 58.71 |
| 2025-01-21 | 58.36 |
| 2025-01-17 | 58.26 |
| 2025-01-16 | 57.75 |
| 2025-01-15 | 55.96 |
| 2025-01-14 | 53.46 |
| 2025-01-13 | 51.45 |
| 2025-01-10 | 50.48 |
| 2025-01-08 | 51.49 |
| 2025-01-07 | 51.65 |
| 2025-01-06 | 52.64 |
| 2025-01-03 | 53.90 |
| 2025-01-02 | 52.67 |
| 2024-12-31 | 54.77 |
| 2024-12-30 | 54.22 |
| 2024-12-27 | 54.88 |
| 2024-12-26 | 55.99 |
| 2024-12-24 | 55.49 |
| 2024-12-23 | 55.01 |
| 2024-12-20 | 56.17 |
| 2024-12-19 | 55.79 |
| 2024-12-18 | 54.93 |
| 2024-12-17 | 57.37 |
| 2024-12-16 | 58.46 |
| 2024-12-13 | 57.88 |
| 2024-12-12 | 59.05 |
| 2024-12-11 | 60.56 |
| 2024-12-10 | 60.64 |
| 2024-12-09 | 63.35 |
| 2024-12-06 | 66.87 |
| 2024-12-05 | 65.27 |
| 2024-12-04 | 69.45 |
| 2024-12-03 | 69.10 |
| 2024-12-02 | 69.35 |
| 2024-11-29 | 69.18 |
| 2024-11-27 | 68.90 |
| 2024-11-26 | 69.72 |
| 2024-11-25 | 68.63 |
| 2024-11-22 | 67.59 |
| 2024-11-21 | 66.09 |
| 2024-11-20 | 64.25 |
| 2024-11-19 | 62.49 |
| 2024-11-18 | 62.12 |
| 2024-11-15 | 62.08 |
| 2024-11-14 | 62.73 |
| 2024-11-13 | 63.67 |
| 2024-11-12 | 64.92 |
| 2024-11-11 | 69.14 |
| 2024-11-08 | 65.10 |
| 2024-11-07 | 63.87 |
| 2024-11-06 | 63.19 |
| 2024-11-05 | 57.46 |
| 2024-11-04 | 95.36 |
| 2024-11-01 | 93.54 |
| 2024-10-31 | 95.55 |
| 2024-10-30 | 97.47 |
| 2024-10-29 | 104.29 |
| 2024-10-28 | 104.26 |
| 2024-10-25 | 103.77 |
| 2024-10-24 | 106.33 |
| 2024-10-23 | 107.14 |
| 2024-10-22 | 107.69 |
| 2024-10-21 | 110.30 |
| 2024-10-18 | 113.15 |
| 2024-10-17 | 114.20 |
| 2024-10-16 | 109.26 |
| 2024-10-15 | 108.60 |
| 2024-10-14 | 107.92 |
| 2024-10-11 | 106.62 |
| 2024-10-10 | 106.41 |
| 2024-10-09 | 106.35 |
| 2024-10-08 | 104.47 |
| 2024-10-07 | 102.74 |
| 2024-10-04 | 106.37 |
| 2024-10-03 | 103.05 |
| 2024-10-02 | 103.38 |
| 2024-10-01 | 101.41 |
| 2024-09-30 | 102.86 |
| 2024-09-27 | 103.73 |
| 2024-09-26 | 103.36 |
| 2024-09-25 | 102.74 |
| 2024-09-24 | 101.58 |
Showing the most recent 260 of 352 data points. The chart above shows the full history.
