Basis: FMP quote market capitalization / four-quarter operating cash flow less absolute capital expenditures. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the Price/FCF ratio high or low?
The Price/FCF ratio of 59.11 is 62% below its estimated 2-year average of 156.62, near the low end of its estimated 2-year range (43.82–343.93).
As of 2026-10-06T15:11:14.815Z. 21.57% above its estimated 12-month average of 48.62.
Calculation as of: 2026-10-06T15:11:14.815Z.
Quote observation: 2026-10-06T15:10:24.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: b0e49c753d28385122d2bfd968c2c007d8bc2d37a6993c37fad0f7036316ae85
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation. Historical series through 2026-10-05.
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.
PRICE/FCF RATIO
59.11
PRICE/FCF RATIO AVG TTM
48.62
PRICE/FCF RATIO AVG 3Y
N/A
PRICE/FCF RATIO AVG 5Y
N/A
PRICE/FCF RATIO AVG 10Y
N/A
PRICE/FCF RATIO AVG 15Y
N/A
PRICE/FCF RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+21.57%
CURRENT VS 3Y AVG
N/A
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
17.84
median of 27 covered companies
CURRENT VS SECTOR MEDIAN
+231.33%
vs the sector median at left
The Baldwin Insurance Group, Inc.
Market Cap
$2.58B
Price/FCF Ratio
59.11
TTM Avg
48.62
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.51B
Price/FCF Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | PRICE/FCF RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Baldwin Insurance Group, Inc. (BWIN) | $2.58B | 59.11 | 48.62 | N/A | N/A |
| Merchants Bancorp (MBINM)vs › | $2.54B | N/A | N/A | N/A | N/A |
| NBT Bancorp Inc. (NBTB)vs › | $2.65B | N/A | N/A | N/A | N/A |
| Columbia Financial, Inc. (CLBK)vs › | $2.51B | N/A | N/A | N/A | N/A |
| First Merchants Corporation (FRME)vs › | $2.51B | N/A | N/A | N/A | N/A |
| First Bancorp (FBNC)vs › | $2.51B | N/A | N/A | N/A | N/A |
| First Busey Corporation (BUSE)vs › | $2.50B | N/A | N/A | N/A | N/A |
| Oxford Lane Capital Corp. (OXLCM)vs › | $2.44B | N/A | N/A | N/A | N/A |
| Merchants Bancorp (MBINL)vs › | $2.39B | N/A | N/A | N/A | N/A |
| First Merchants Corporation (FRMEP)vs › | $2.79B | N/A | N/A | N/A | N/A |
P/FCF Ratio
59.1
FCF Yield
1.69%
P/FCF measures market price relative to free cash flow per share. Free cash flow is operating cash flow after capital expenditures.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PRICE/FCF RATIO |
|---|---|
| 2026-10-05 | 50.40 |
| 2026-10-02 | 50.19 |
| 2026-10-01 | 50.19 |
| 2026-09-30 | 50.22 |
| 2026-09-29 | 50.21 |
| 2026-09-28 | 50.27 |
| 2026-09-25 | 50.32 |
| 2026-09-24 | 50.30 |
| 2026-09-23 | 50.32 |
| 2026-09-22 | 50.48 |
| 2026-09-21 | 50.38 |
| 2026-09-18 | 50.44 |
| 2026-09-17 | 50.48 |
| 2026-09-16 | 50.62 |
| 2026-09-15 | 51.33 |
| 2026-09-14 | 50.55 |
| 2026-09-11 | 46.84 |
| 2026-09-10 | 46.43 |
| 2026-09-09 | 44.60 |
| 2026-09-08 | 46.94 |
| 2026-09-04 | 48.79 |
| 2026-09-03 | 49.32 |
| 2026-09-02 | 48.99 |
| 2026-09-01 | 47.81 |
| 2026-08-31 | 48.74 |
| 2026-08-28 | 48.47 |
| 2026-08-27 | 47.65 |
| 2026-08-26 | 48.04 |
| 2026-08-25 | 48.83 |
| 2026-08-24 | 49.45 |
| 2026-08-21 | 50.40 |
| 2026-08-20 | 49.69 |
| 2026-08-19 | 49.21 |
| 2026-08-18 | 47.71 |
| 2026-08-17 | 48.61 |
| 2026-08-14 | 49.78 |
| 2026-08-13 | 48.74 |
| 2026-08-12 | 48.99 |
| 2026-08-11 | 47.02 |
| 2026-08-10 | 45.58 |
| 2026-08-07 | 46.67 |
| 2026-08-06 | 45.18 |
| 2026-08-05 | 45.45 |
| 2026-08-04 | 45.59 |
| 2026-08-03 | 46.57 |
| 2026-07-31 | 43.82 |
| 2025-02-25 | 277.85 |
| 2025-02-24 | 273.95 |
| 2025-02-21 | 273.11 |
| 2025-02-20 | 280.57 |
| 2025-02-19 | 284.75 |
| 2025-02-18 | 286.22 |
| 2025-02-14 | 290.61 |
| 2025-02-13 | 289.98 |
| 2025-02-12 | 278.90 |
| 2025-02-11 | 282.10 |
| 2025-02-10 | 290.33 |
| 2025-02-07 | 294.58 |
| 2025-02-06 | 286.56 |
| 2025-02-05 | 289.42 |
| 2025-02-04 | 286.28 |
| 2025-02-03 | 285.73 |
| 2025-01-31 | 285.45 |
| 2025-01-30 | 289.35 |
| 2025-01-29 | 287.40 |
| 2025-01-28 | 288.45 |
| 2025-01-27 | 291.44 |
| 2025-01-24 | 282.17 |
| 2025-01-23 | 284.26 |
| 2025-01-22 | 289.63 |
| 2025-01-21 | 287.89 |
| 2025-01-17 | 287.40 |
| 2025-01-16 | 284.89 |
| 2025-01-15 | 276.04 |
| 2025-01-14 | 263.70 |
| 2025-01-13 | 253.80 |
| 2025-01-10 | 248.99 |
| 2025-01-08 | 254.01 |
| 2025-01-07 | 254.78 |
| 2025-01-06 | 259.66 |
| 2025-01-03 | 265.86 |
| 2025-01-02 | 259.80 |
| 2024-12-31 | 270.18 |
| 2024-12-30 | 267.46 |
| 2024-12-27 | 270.74 |
| 2024-12-26 | 276.18 |
| 2024-12-24 | 273.74 |
| 2024-12-23 | 271.37 |
| 2024-12-20 | 277.08 |
| 2024-12-19 | 275.20 |
| 2024-12-18 | 270.95 |
| 2024-12-17 | 283.01 |
| 2024-12-16 | 288.38 |
| 2024-12-13 | 285.52 |
| 2024-12-12 | 291.30 |
| 2024-12-11 | 298.76 |
| 2024-12-10 | 299.11 |
| 2024-12-09 | 312.49 |
| 2024-12-06 | 329.85 |
| 2024-12-05 | 321.97 |
| 2024-12-04 | 342.61 |
| 2024-12-03 | 340.86 |
| 2024-12-02 | 342.12 |
| 2024-11-29 | 341.28 |
| 2024-11-27 | 339.89 |
| 2024-11-26 | 343.93 |
| 2024-11-25 | 338.56 |
| 2024-11-22 | 333.41 |
| 2024-11-21 | 326.02 |
| 2024-11-20 | 316.96 |
| 2024-11-19 | 308.24 |
| 2024-11-18 | 306.43 |
| 2024-11-15 | 306.22 |
| 2024-11-14 | 309.43 |
| 2024-11-13 | 314.10 |
| 2024-11-12 | 320.23 |
| 2024-11-11 | 341.07 |
| 2024-11-08 | 321.14 |
| 2024-11-07 | 315.07 |
| 2024-11-06 | 311.73 |
| 2024-11-05 | 283.43 |
| 2024-08-06 | 76.01 |
| 2024-08-05 | 75.34 |
| 2024-08-02 | 75.83 |
| 2024-08-01 | 79.14 |
| 2024-07-31 | 80.12 |
| 2024-07-30 | 80.98 |
| 2024-07-29 | 78.30 |
| 2024-07-26 | 79.38 |
| 2024-07-25 | 75.81 |
| 2024-07-24 | 74.82 |
| 2024-07-23 | 76.20 |
| 2024-07-22 | 74.02 |
| 2024-07-19 | 73.32 |
| 2024-07-18 | 74.53 |
| 2024-07-17 | 74.93 |
| 2024-07-16 | 74.36 |
| 2024-07-15 | 73.41 |
| 2024-07-12 | 71.95 |
| 2024-07-11 | 70.52 |
| 2024-07-10 | 67.37 |
| 2024-07-09 | 66.95 |
| 2024-07-08 | 66.71 |
| 2024-07-05 | 66.78 |
| 2024-07-03 | 65.57 |
| 2024-07-02 | 66.16 |
| 2024-07-01 | 66.47 |
| 2024-06-28 | 64.97 |
| 2024-06-27 | 64.13 |
| 2024-06-26 | 64.03 |
| 2024-06-25 | 61.84 |
| 2024-06-24 | 63.19 |
| 2024-06-21 | 59.86 |
| 2024-06-20 | 61.25 |
| 2024-06-18 | 61.30 |
| 2024-06-17 | 61.43 |
| 2024-06-14 | 61.03 |
| 2024-06-13 | 61.96 |
| 2024-06-12 | 62.75 |
| 2024-06-11 | 62.42 |
| 2024-06-10 | 63.04 |
| 2024-06-07 | 62.62 |
| 2024-06-06 | 62.07 |
| 2024-06-05 | 63.74 |
| 2024-06-04 | 65.06 |
| 2024-06-03 | 63.74 |
| 2024-05-31 | 61.69 |
| 2024-05-30 | 63.03 |
| 2024-05-29 | 63.74 |
| 2024-05-28 | 62.88 |
| 2024-05-24 | 61.69 |
| 2024-05-23 | 61.18 |
| 2024-05-22 | 62.24 |
| 2024-05-21 | 64.46 |
| 2024-05-20 | 62.22 |
| 2024-05-17 | 59.82 |
| 2024-05-16 | 59.55 |
| 2024-05-15 | 54.67 |
| 2024-05-14 | 55.83 |
| 2024-05-13 | 55.08 |
