Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 2.87% is 37% below its 5-year average of 4.55%, near the low end of its 5-year range (2.87%–5.84%).
As of the fiscal period ended Tuesday, June 30, 2026. 31.59% below its 12-month average of 4.20%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 2.87%.
DEBT TO ASSETS RATIO
2.87%
DEBT TO ASSETS RATIO AVG TTM
4.20%
DEBT TO ASSETS RATIO AVG 3Y
4.81%
DEBT TO ASSETS RATIO AVG 5Y
4.55%
DEBT TO ASSETS RATIO AVG 10Y
7.37%
DEBT TO ASSETS RATIO AVG 15Y
7.80%
DEBT TO ASSETS RATIO AVG 20Y
7.70%
CURRENT VS TTM AVG
-31.59%
CURRENT VS 3Y AVG
-40.28%
CURRENT VS 5Y AVG
-36.93%
CURRENT VS 10Y AVG
-61.04%
CURRENT VS 15Y AVG
-63.19%
CURRENT VS 20Y AVG
-62.70%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+5644.09%
vs the sector median at left
Bankwell Financial Group, Inc.
Market Cap
$524.87M
Debt to Assets Ratio
2.87%
TTM Avg
4.20%
3Y Avg
4.81%
5Y Avg
4.55%
Market Cap
$528.82M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$531.89M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$544.56M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$503.30M
Debt to Assets Ratio
0.09%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bankwell Financial Group, Inc. (BWFG) | $524.87M | 2.87% | 4.20% | 4.81% | 4.55% |
| Home Bancorp, Inc. (HBCP)vs › | $528.82M | 0.02% | N/A | N/A | N/A |
| Bank7 Corp. (BSVN)vs › | $530.04M | 0.00% | N/A | N/A | N/A |
| Bit Digital, Inc. (BTBT)vs › | $530.77M | 0.35% | N/A | N/A | N/A |
| Powerlaw Corp. Common Stock (PWRL)vs › | $531.89M | N/A | N/A | N/A | N/A |
| Sierra Bancorp (BSRR)vs › | $516.37M | 0.06% | N/A | N/A | N/A |
| Teamshares Inc. (TMS)vs › | $534.13M | N/A | N/A | N/A | N/A |
| Donegal Group Inc. (DGICB)vs › | $544.56M | 0.01% | N/A | N/A | N/A |
| West Bancorporation, Inc. (WTBA)vs › | $503.30M | 0.09% | N/A | N/A | N/A |
| Orange County Bancorp, Inc. (OBT)vs › | $502.80M | 0.01% | N/A | N/A | N/A |
Debt/Assets
2.9%
Debt/Equity
0.31
Current ratio and interest coverage is unavailable for Bankwell Financial Group, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 2.87% |
| 2026-03-31 | 3.85% |
| 2025-12-31 | 5.35% |
| 2025-09-30 | 4.46% |
| 2025-06-30 | 4.47% |
| 2025-03-31 | 3.44% |
| 2024-12-31 | 4.88% |
| 2024-09-30 | 5.04% |
| 2024-06-30 | 5.07% |
| 2024-03-31 | 5.05% |
| 2023-12-31 | 4.95% |
| 2023-09-30 | 4.90% |
| 2023-06-30 | 4.89% |
| 2023-03-31 | 4.89% |
| 2022-12-31 | 4.89% |
| 2022-09-30 | 5.84% |
| 2022-06-30 | 5.73% |
| 2022-03-31 | 3.38% |
| 2021-12-31 | 3.44% |
| 2021-09-30 | 4.28% |
| 2021-06-30 | 3.98% |
| 2021-03-31 | 6.70% |
| 2020-12-31 | 8.89% |
| 2020-09-30 | 9.13% |
| 2020-06-30 | 9.80% |
| 2020-03-31 | 7.31% |
| 2019-12-31 | 9.31% |
| 2019-09-30 | 9.43% |
| 2019-06-30 | 9.42% |
| 2019-03-31 | 9.23% |
| 2018-12-31 | 9.88% |
| 2018-09-30 | 10.88% |
| 2018-06-30 | 11.98% |
| 2018-03-31 | 12.24% |
| 2017-12-31 | 12.47% |
| 2017-09-30 | 12.19% |
| 2017-06-30 | 9.97% |
| 2017-03-31 | 11.07% |
| 2016-12-31 | 11.36% |
| 2016-09-30 | 12.78% |
| 2016-06-30 | 12.53% |
| 2016-03-31 | 13.03% |
| 2015-12-31 | 10.90% |
| 2015-09-30 | 11.04% |
| 2015-06-30 | 10.21% |
| 2015-03-31 | 12.04% |
| 2014-12-31 | 11.73% |
| 2014-09-30 | 8.60% |
| 2014-06-30 | 5.21% |
| 2014-03-31 | 7.27% |
| 2013-12-31 | 5.64% |
| 2007-09-30 | 5.20% |
| 2007-06-30 | 7.63% |
| 2007-03-31 | 1.25% |
| 2006-12-31 | 11.06% |
| 2006-09-30 | 9.00% |
| 2006-06-30 | 6.86% |
| 2006-03-31 | 2.74% |
| 2005-12-31 | 10.76% |
| 2005-09-30 | 8.05% |
| 2005-06-30 | 19.33% |
| 2005-03-31 | 17.09% |
| 2004-12-31 | 16.49% |
| 2004-09-30 | 9.59% |
| 2004-06-30 | 4.82% |
| 2004-03-31 | 10.66% |
