Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to equity ratio high or low?
The debt to equity ratio of 0.79 is 16% below its 5-year average of 0.95, around the middle of its 5-year range (0.36–1.81).
As of the fiscal period ended Tuesday, June 30, 2026. 16.56% below its 12-month average of 0.95.
Reported quarterly debt to equity ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 0.79.
DEBT TO EQUITY RATIO
0.79
DEBT TO EQUITY RATIO AVG TTM
0.95
DEBT TO EQUITY RATIO AVG 3Y
0.96
DEBT TO EQUITY RATIO AVG 5Y
0.95
DEBT TO EQUITY RATIO AVG 10Y
0.82
DEBT TO EQUITY RATIO AVG 15Y
N/A
DEBT TO EQUITY RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-16.56%
CURRENT VS 3Y AVG
-17.32%
CURRENT VS 5Y AVG
-16.17%
CURRENT VS 10Y AVG
-2.99%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.34
median of 433 covered companies
CURRENT VS SECTOR MEDIAN
+133.44%
vs the sector median at left
Bridgewater Bancshares, Inc.
Market Cap
$558.82M
Debt to Equity Ratio
0.79
TTM Avg
0.95
3Y Avg
0.96
5Y Avg
0.95
Market Cap
$563.88M
Debt to Equity Ratio
0.41
TTM Avg
0.46
3Y Avg
0.57
5Y Avg
0.42
Market Cap
$555.82M
Debt to Equity Ratio
0.76
TTM Avg
0.72
3Y Avg
0.71
5Y Avg
0.67
Market Cap
$564.95M
Debt to Equity Ratio
0.40
TTM Avg
0.84
3Y Avg
1.21
5Y Avg
0.98
Market Cap
$556.54M
Debt to Equity Ratio
0.03
TTM Avg
0.03
3Y Avg
0.03
5Y Avg
0.03
Market Cap
$548.23M
Debt to Equity Ratio
1.09
TTM Avg
0.11
3Y Avg
0.07
5Y Avg
0.05
Market Cap
$569.52M
Debt to Equity Ratio
0.05
TTM Avg
0.06
3Y Avg
0.06
5Y Avg
0.08
Market Cap
$576.50M
Debt to Equity Ratio
0.79
TTM Avg
0.98
3Y Avg
1.04
5Y Avg
0.84
Market Cap
$595.89M
Debt to Equity Ratio
0.56
TTM Avg
0.55
3Y Avg
0.58
5Y Avg
0.60
| NAME | MARKET CAP | DEBT TO EQUITY RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bridgewater Bancshares, Inc. (BWBBP) | $558.82M | 0.79 | 0.95 | 0.96 | 0.95 |
| Community West Bancshares (CWBC)vs › | $563.88M | 0.41 | 0.46 | 0.57 | 0.42 |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $555.82M | 0.76 | 0.72 | 0.71 | 0.67 |
| Civista Bancshares, Inc. (CIVB)vs › | $564.95M | 0.40 | 0.84 | 1.21 | 0.98 |
| Investors Title Company (ITIC)vs › | $556.54M | 0.03 | 0.03 | 0.03 | 0.03 |
| Bit Digital, Inc. (BTBT)vs › | $548.23M | 1.09 | 0.11 | 0.07 | 0.05 |
| Donegal Group Inc. (DGICB)vs › | $569.52M | 0.05 | 0.06 | 0.06 | 0.08 |
| Bridgewater Bancshares, Inc. (BWB)vs › | $576.50M | 0.79 | 0.98 | 1.04 | 0.84 |
| Greene County Bancorp, Inc. (GCBC)vs › | $595.89M | 0.56 | 0.55 | 0.58 | 0.60 |
| Bank7 Corp. (BSVN)vs › | $546.41M | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Equity
0.79
Current ratio is unavailable for Bridgewater Bancshares, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Debt to Equity measures financial leverage by comparing total debt to shareholders' equity.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO EQUITY RATIO |
|---|---|
| 2026-06-30 | 0.79 |
| 2026-03-31 | 0.84 |
| 2025-12-31 | 0.98 |
| 2025-09-30 | 1.03 |
| 2025-06-30 | 1.11 |
| 2025-03-31 | 0.94 |
| 2024-12-31 | 0.99 |
| 2024-09-30 | 0.98 |
| 2024-06-30 | 0.87 |
| 2024-03-31 | 0.95 |
| 2023-12-31 | 0.97 |
| 2023-09-30 | 0.93 |
| 2023-06-30 | 1.34 |
| 2023-03-31 | 1.81 |
| 2022-12-31 | 1.21 |
| 2022-09-30 | 0.98 |
| 2022-06-30 | 0.63 |
| 2022-03-31 | 0.42 |
| 2021-12-31 | 0.36 |
| 2021-09-30 | 0.38 |
| 2021-06-30 | 0.45 |
| 2021-03-31 | 0.47 |
| 2020-12-31 | 0.54 |
| 2020-09-30 | 0.80 |
| 2020-06-30 | 0.91 |
| 2020-03-31 | 0.99 |
| 2019-12-31 | 0.71 |
| 2019-09-30 | 0.76 |
| 2019-06-30 | 0.79 |
| 2019-03-31 | 0.70 |
| 2018-12-31 | 0.82 |
| 2018-09-30 | 0.89 |
| 2018-06-30 | 0.60 |
| 2018-03-31 | 0.62 |
| 2017-12-31 | 0.97 |
| 2017-09-30 | 0.73 |
| 2017-06-30 | 0.00 |
| 2017-03-31 | 0.00 |
| 2016-12-31 | 1.01 |
