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Bill.com Holdings, Inc. (BILL)
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Bill.com Holdings, Inc. (BILL) Debt to Equity Ratio: 0.45

Is Bill.com Holdings, Inc.’s debt to equity ratio high or low?

Bill.com Holdings, Inc.'s debt to equity ratio of 0.45 is 32% above its 5-year average of 0.34, near the high end of its 5-year range (0.00–0.47).

As of Thursday, June 11, 2026. 30.43% above its 12-month average of 0.34.

BILL Debt to Equity Ratio Chart

BILL Debt to Equity Ratio
0.45+87.50% 1Y
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BILL Average Debt to Equity Ratio Chart

BILL Current vs Average Debt to Equity Ratio Chart

BILL Debt to Equity Ratio Metrics

DEBT TO EQUITY RATIO

0.45

DEBT TO EQUITY RATIO AVG TTM

0.34

DEBT TO EQUITY RATIO AVG 3Y

0.40

DEBT TO EQUITY RATIO AVG 5Y

0.34

DEBT TO EQUITY RATIO AVG 10Y

0.27

DEBT TO EQUITY RATIO AVG 15Y

0.27

DEBT TO EQUITY RATIO AVG 20Y

0.27

CURRENT VS TTM AVG

+30.43%

CURRENT VS 3Y AVG

+11.11%

CURRENT VS 5Y AVG

+31.71%

CURRENT VS 10Y AVG

+66.67%

CURRENT VS 15Y AVG

+66.67%

CURRENT VS 20Y AVG

+66.67%

BILL Competitors' Debt to Equity Ratio

NAMEMARKET CAPDEBT TO EQUITY RATIOTTM3Y5Y
Bill.com Holdings, Inc. (BILL)$3.16B0.450.340.400.34
Ichor Holdings, Ltd. (ICHR)$2.93B0.280.270.400.46
ZoomInfo Technologies Inc. (ZI)$3.42B0.170.490.550.73
AXT, Inc. (AXTI)$4.10B0.240.250.250.19
C3.ai, Inc. (AI)$1.55B0.000.010.000.00
Lyft, Inc. (LYFT)$5.09B0.390.961.641.31
ZoomInfo Technologies Inc. (GTM)$791.32M1.201.010.810.91
UiPath Inc. (PATH)$5.64B0.030.040.030.04
Oddity Tech Ltd. (ODD)$624.69M0.100.090.100.09
Duolingo, Inc. (DUOL)$5.77B0.070.070.060.06

Financial Health

Debt/Equity

0.45

Current Ratio

1.58

Bill.com Holdings, Inc. Debt to Equity Ratio Formula & Definition

Debt to Equity measures financial leverage by comparing total debt to shareholders' equity.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Bill.com Holdings, Inc. Debt to Equity Ratio FAQ

What is the debt to equity ratio for Bill.com Holdings, Inc. (BILL)?
The debt to equity ratio for BILL stock is 0.45.
Is Bill.com Holdings, Inc.'s debt to equity ratio high or low?
Bill.com Holdings, Inc.'s debt to equity ratio of 0.45 is 32% above its 5-year average of 0.34, near the high end of its 5-year range (0.00–0.47).
What is the TTM average debt to equity ratio for Bill.com Holdings, Inc. (BILL)?
The TTM average debt to equity ratio for BILL stock is 0.34.
What is the 3Y average debt to equity ratio for Bill.com Holdings, Inc. (BILL)?
The 3Y average debt to equity ratio for BILL stock is 0.40.
What is the 5Y average debt to equity ratio for Bill.com Holdings, Inc. (BILL)?
The 5Y average debt to equity ratio for BILL stock is 0.34.
What is the 10Y average debt to equity ratio for Bill.com Holdings, Inc. (BILL)?
The 10Y average debt to equity ratio for BILL stock is 0.27.
What is the 15Y average debt to equity ratio for Bill.com Holdings, Inc. (BILL)?
The 15Y average debt to equity ratio for BILL stock is 0.27.
What is the 20Y average debt to equity ratio for Bill.com Holdings, Inc. (BILL)?
The 20Y average debt to equity ratio for BILL stock is 0.27.

Bill.com Holdings, Inc. Debt to Equity Ratio History

DATEDEBT TO EQUITY RATIO
2025-06-300.45
2024-06-300.24
2023-06-300.47
2022-06-300.46
2021-06-300.43
2020-06-300.00
2019-06-300.00
2018-06-300.11

About Bill.com Holdings, Inc.

Bill.com Holdings, Inc. offers a powerful cloud-based platform designed to streamline, digitize, and automate the core financial operations for small and medium-sized businesses worldwide. Through its software-as-a-service (SaaS) model, the company provides sophisticated cloud payment solutions and spend management tools. These offerings empower businesses to fully automate both accounts payable and accounts receivable processes, foster seamless connections with their suppliers and clients, abolish traditional expense reports, optimize cash flow, and significantly enhance overall office efficiency. Beyond its core products, Bill.com also furnishes comprehensive support services, covering initial implementation assistance, ongoing technical help, and educational training. Its diverse client base encompasses accounting firms, financial service organizations, and various software enterprises. Established in 2006, Bill.com Holdings, Inc. maintains its corporate headquarters in San Jose, California.

San Jose, CA
2,187 employees
Technology / Software - Application
Sector
Technology
Industry
Software - Application
CEO
Rene A. Lacerte