Bill.com Holdings, Inc. (BILL) vs Dlocal Limited (DLO)

A side-by-side comparison of Bill.com Holdings, Inc. and Dlocal Limited across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BILL vs DLO

growth of $100 · dividends reinvested · last 5y
BILL -67.7% (-20.2%/yr)DLO -51.2% (-13.4%/yr)DLO compounded faster over this window
50100150200250Start $10020222023202420252026$32$49
BILL DLO

BILL vs DLO: by the numbers

  • •BILL is the larger company ($4.31B vs $4.03B market cap).
  • •DLO is profitable (15.04% net margin) while BILL runs a net loss (-0.68%).
  • •DLO grew revenue faster over the past five years (52.45% vs 47.32% CAGR).
  • •DLO pays a dividend (1.32% yield), while BILL has no payments in the available dividend history.

Metrics side by side

Valuation

MetricBILLDLO
P/E ratioN/A20.21
Forward P/E11.4916.57
P/S ratio2.612.97
P/B ratio1.227.46
EV / EBITDA38.6212.36
FCF yield7.90%10.51%

Profitability

MetricBILLDLO
Gross margin80.93%34.28%
Operating margin1.06%17.44%
Net margin-0.68%15.04%
ROE-0.32%37.76%
ROIC0.32%31.82%

Dividends

MetricBILLDLO
Dividend yieldN/A1.32%
Payout ratioN/A28.92%

Growth (annualized)

MetricBILLDLO
Revenue CAGR (5Y)47.32%52.45%
EPS CAGR (5Y)N/A47.44%
FCF CAGR (5Y)N/A45.96%
Total return CAGR (5Y)-29.99%-24.08%

Frequently asked

Which has grown faster, BILL or DLO?
Over the past five years, DLO grew revenue faster — BILL at a 47.32% CAGR versus DLO at 52.45%.
Does BILL or DLO pay a bigger dividend?
DLO pays a dividend (1.32% yield), while BILL has no payments in the available dividend history.
Is BILL or DLO more profitable?
DLO runs the higher net margin — BILL at -0.68% versus DLO at 15.04%.
How have BILL and DLO total returns compared?
Over the past 5 years, BILL delivered -29.99% and DLO delivered -24.08% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.