Bill.com Holdings, Inc. (BILL) vs Dlocal Limited (DLO)
A side-by-side comparison of Bill.com Holdings, Inc. and Dlocal Limited across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 15, 2026. Differences are shown without an overall score or investment verdict.
BILL
Bill.com Holdings, Inc.
$49.78TechnologyAt close: Aug 14, 2026, 4:00 PM ET
DLO
Dlocal Limited
$14.17TechnologyAt close: Aug 14, 2026, 4:00 PM ET
Total return — BILL vs DLO
growth of $100 · dividends reinvested · last 5yBILL -66.0% (-19.4%/yr)DLO -53.5% (-14.2%/yr)DLO compounded faster over this window
BILL DLO
BILL vs DLO: by the numbers
- •BILL is the larger company ($4.96B vs $4.16B market cap).
- •DLO converts more revenue to profit (15.84% vs 0.01% net margin).
- •DLO grew revenue faster over the past five years (57.19% vs 51.27% CAGR).
- •DLO pays a dividend (1.39% yield), while BILL has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | BILL | DLO |
|---|---|---|
| P/E ratio | N/A | 22.14 |
| Forward P/E | 18.81 | 17.27 |
| P/S ratio | 3.18 | 3.50 |
| P/B ratio | 1.34 | 7.68 |
| EV / EBITDA | 113.40 | 13.31 |
| FCF yield | 7.52% | 9.41% |
Profitability
| Metric | BILL | DLO |
|---|---|---|
| Gross margin | 80.70% | 36.00% |
| Operating margin | -3.52% | 18.92% |
| Net margin | 0.01% | 15.84% |
| ROE | 0.00% | 34.74% |
| ROIC | -1.11% | N/A |
Dividends
| Metric | BILL | DLO |
|---|---|---|
| Dividend yield | N/A | 1.39% |
| Payout ratio | N/A | 29.35% |
Growth (annualized)
| Metric | BILL | DLO |
|---|---|---|
| Revenue CAGR (5Y) | 51.27% | 57.19% |
| EPS CAGR (5Y) | N/A | 47.44% |
| FCF CAGR (5Y) | N/A | 35.06% |
| Total return CAGR (5Y) | -24.85% | -21.38% |
Frequently asked
- Which has grown faster, BILL or DLO?
- Over the past five years, DLO grew revenue faster — BILL at a 51.27% CAGR versus DLO at 57.19%.
- Does BILL or DLO pay a bigger dividend?
- DLO pays a dividend (1.39% yield), while BILL has no payments in the available dividend history.
- Is BILL or DLO more profitable?
- DLO runs the higher net margin — BILL at 0.01% versus DLO at 15.84%.
- How have BILL and DLO total returns compared?
- Over the past 5 years, BILL delivered -24.85% and DLO delivered -21.38% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Dlocal P/E ratioDlocal dividend yieldBill.com ROEDlocal ROEBill.com operating marginDlocal operating marginBill.com revenue growthDlocal revenue growthBill.com free cash flowDlocal free cash flow
Bill.com & Dlocal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 15, 2026.