Bill.com Holdings, Inc. (BILL) vs Dlocal Limited (DLO)
A side-by-side comparison of Bill.com Holdings, Inc. and Dlocal Limited across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
BILL
Bill.com Holdings, Inc.
$43.26TechnologyDelayed quote: Sep 30, 2026, 10:54 AM EDT
DLO
Dlocal Limited
$13.74TechnologyDelayed quote: Sep 30, 2026, 10:55 AM EDT
Total return — BILL vs DLO
growth of $100 · dividends reinvested · last 5yBILL -67.7% (-20.2%/yr)DLO -51.2% (-13.4%/yr)DLO compounded faster over this window
BILL DLO
BILL vs DLO: by the numbers
- •BILL is the larger company ($4.31B vs $4.03B market cap).
- •DLO is profitable (15.04% net margin) while BILL runs a net loss (-0.68%).
- •DLO grew revenue faster over the past five years (52.45% vs 47.32% CAGR).
- •DLO pays a dividend (1.32% yield), while BILL has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | BILL | DLO |
|---|---|---|
| P/E ratio | N/A | 20.21 |
| Forward P/E | 11.49 | 16.57 |
| P/S ratio | 2.61 | 2.97 |
| P/B ratio | 1.22 | 7.46 |
| EV / EBITDA | 38.62 | 12.36 |
| FCF yield | 7.90% | 10.51% |
Profitability
| Metric | BILL | DLO |
|---|---|---|
| Gross margin | 80.93% | 34.28% |
| Operating margin | 1.06% | 17.44% |
| Net margin | -0.68% | 15.04% |
| ROE | -0.32% | 37.76% |
| ROIC | 0.32% | 31.82% |
Dividends
| Metric | BILL | DLO |
|---|---|---|
| Dividend yield | N/A | 1.32% |
| Payout ratio | N/A | 28.92% |
Growth (annualized)
| Metric | BILL | DLO |
|---|---|---|
| Revenue CAGR (5Y) | 47.32% | 52.45% |
| EPS CAGR (5Y) | N/A | 47.44% |
| FCF CAGR (5Y) | N/A | 45.96% |
| Total return CAGR (5Y) | -29.99% | -24.08% |
Frequently asked
- Which has grown faster, BILL or DLO?
- Over the past five years, DLO grew revenue faster — BILL at a 47.32% CAGR versus DLO at 52.45%.
- Does BILL or DLO pay a bigger dividend?
- DLO pays a dividend (1.32% yield), while BILL has no payments in the available dividend history.
- Is BILL or DLO more profitable?
- DLO runs the higher net margin — BILL at -0.68% versus DLO at 15.04%.
- How have BILL and DLO total returns compared?
- Over the past 5 years, BILL delivered -29.99% and DLO delivered -24.08% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Dlocal P/E ratioDlocal dividend yieldBill.com ROEDlocal ROEBill.com operating marginDlocal operating marginBill.com revenue growthDlocal revenue growthBill.com free cash flowDlocal free cash flow
Bill.com & Dlocal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.