Bill.com Holdings, Inc. (BILL) vs Klaviyo, Inc. (KVYO)

A side-by-side comparison of Bill.com Holdings, Inc. and Klaviyo, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare
Bill.com Holdings, Inc. logo
BILL
Bill.com Holdings, Inc.
$4.69B
$47.06TechnologyDelayed quote: Sep 21, 2026, 4:00 PM EDT
Klaviyo, Inc. logo
KVYO
Klaviyo, Inc.
$4.73B
$15.82TechnologyDelayed quote: Sep 21, 2026, 4:00 PM EDT

Total return — BILL vs KVYO

growth of $100 · dividends reinvested · last 3y
BILL -54.4% (-23.0%/yr)KVYO -50.1% (-20.7%/yr)KVYO compounded faster over this window
50100150Start $100202420252026$46$50
BILL KVYO

BILL vs KVYO: by the numbers

  • •KVYO is the larger company ($4.73B vs $4.69B market cap).
  • •KVYO is profitable (0.49% net margin) while BILL runs a net loss (-0.68%).

Metrics side by side

Valuation

MetricBILLKVYO
P/E ratioN/A749.76
Forward P/E12.50N/A
P/S ratio2.843.41
P/B ratio1.334.90
EV / EBITDA41.44N/A
FCF yield7.26%4.89%

Profitability

MetricBILLKVYO
Gross margin80.93%73.79%
Operating margin1.06%-1.86%
Net margin-0.68%0.49%
ROE-0.32%0.70%
ROIC0.32%-1.54%

Growth (annualized)

MetricBILLKVYO
Revenue CAGR (5Y)47.32%N/A
Total return CAGR (5Y)-29.99%N/A

Frequently asked

Is BILL or KVYO more profitable?
KVYO runs the higher net margin — BILL at -0.68% versus KVYO at 0.49%.

Go deeper

Full BILL analysisFull KVYO analysisInteractive comparison tool

Dig into the metrics

Klaviyo P/E ratioBill.com ROEKlaviyo ROEBill.com operating marginKlaviyo operating marginBill.com revenue growthKlaviyo revenue growthBill.com free cash flowKlaviyo free cash flow

Bill.com & Klaviyo appear in these rankings

Fastest Revenue Growth StocksHighest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.