Bill.com Holdings, Inc. (BILL) vs Clear Secure, Inc. (YOU)
A side-by-side comparison of Bill.com Holdings, Inc. and Clear Secure, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 25, 2026. Differences are shown without an overall score or investment verdict.
BILL
Bill.com Holdings, Inc.
$47.38TechnologyDelayed quote: Aug 26, 2026, 10:55 AM EDT
YOU
Clear Secure, Inc.
$44.71TechnologyDelayed quote: Aug 26, 2026, 10:55 AM EDT
Total return — BILL vs YOU
growth of $100 · dividends reinvested · last 5yBILL -74.4% (-23.9%/yr)YOU +25.0% (+4.6%/yr)YOU compounded faster over this window
BILL YOU
BILL vs YOU: by the numbers
- •BILL is the larger company ($4.72B vs $4.50B market cap).
- •YOU is profitable (14.78% net margin) while BILL runs a net loss (-0.68%).
- •BILL grew revenue faster over the past five years (47.32% vs 35.98% CAGR).
- •YOU pays a dividend (1.69% yield), while BILL has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | BILL | YOU |
|---|---|---|
| P/E ratio | N/A | 29.93 |
| Forward P/E | 18.03 | 24.20 |
| P/S ratio | 2.83 | 4.55 |
| P/B ratio | 1.32 | 22.07 |
| EV / EBITDA | 23.49 | 15.83 |
| FCF yield | 9.11% | 15.24% |
Profitability
| Metric | BILL | YOU |
|---|---|---|
| Gross margin | 80.93% | 90.02% |
| Operating margin | 7.36% | 25.13% |
| Net margin | -0.68% | 14.78% |
| ROE | -0.32% | 71.70% |
| ROIC | 2.30% | 33.31% |
Dividends
| Metric | BILL | YOU |
|---|---|---|
| Dividend yield | N/A | 1.69% |
| Payout ratio | N/A | 65.79% |
Growth (annualized)
| Metric | BILL | YOU |
|---|---|---|
| Revenue CAGR (5Y) | 47.32% | 35.98% |
| FCF CAGR (5Y) | N/A | 135.08% |
| Total return CAGR (5Y) | -26.30% | -0.74% |
Frequently asked
- Which has grown faster, BILL or YOU?
- Over the past five years, BILL grew revenue faster — BILL at a 47.32% CAGR versus YOU at 35.98%.
- Does BILL or YOU pay a bigger dividend?
- YOU pays a dividend (1.69% yield), while BILL has no payments in the available dividend history.
- Is BILL or YOU more profitable?
- YOU runs the higher net margin — BILL at -0.68% versus YOU at 14.78%.
- How have BILL and YOU total returns compared?
- Over the past 5 years, BILL delivered -26.30% and YOU delivered -0.74% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Clear Secure P/E ratioClear Secure dividend yieldBill.com ROEClear Secure ROEBill.com operating marginClear Secure operating marginBill.com revenue growthClear Secure revenue growthBill.com free cash flowClear Secure free cash flow
Bill.com & Clear Secure appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 25, 2026.