Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 2.44 as of 2026-10-06T12:50:33.834Z.
Consensus retrieved: 2026-10-06T09:06:06.550Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T12:50:33.834Z.
Quote observation: 2026-10-05T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 4241f499bb65d0270a9f95c5237d981a50f35efd623d99babf30f12cb723154d
Forward PE Ratio (2.44) = Dated Quote Price ($23.53) / Consensus Forward EPS ($9.63)
FORWARD PE RATIO
2.44
SECTOR MEDIAN · FINANCIAL SERVICES
11.39
median of 251 covered companies
CURRENT VS SECTOR MEDIAN
-78.58%
vs the sector median at left
Atlanticus Holdings Corporation
Market Cap
$1.63B
Forward PE Ratio
2.44
Market Cap
$1.66B
Forward PE Ratio
N/A
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| Atlanticus Holdings Corporation (ATLCP) | $1.63B | 2.44 |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.66B | 7.77 |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | N/A |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.56B | N/A |
| Bank First Corporation (BFC)vs › | $1.70B | 15.21 |
| Pathward Financial, Inc. (CASH)vs › | $1.55B | 7.65 |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.53B | 9.39 |
| Goosehead Insurance, Inc (GSHD)vs › | $1.73B | 21.62 |
| Hope Bancorp, Inc. (HOPE)vs › | $1.73B | 12.50 |
| Happen, Inc. Common Stock (HAPN)vs › | $1.78B | 8.47 |
Trailing P/E
3.1
reported TTM EPS
Forward P/E
2.4
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $9.63 implies +25.7% EPS growth vs the reported trailing $7.66.
At the dated quote price of $23.53, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $9.63 | $9.23 – $10.14 | 1 | 2.4x |
| 2027-12-31 | $12.97 | $12.43 – $13.66 | 1 | 1.8x |
| 2028-12-31 | $18.35 | $17.59 – $19.33 | 1 | 1.3x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute