ACI Worldwide (ACIW) Debt/Assets Ratio: History & Chart

ACI Worldwide, Inc.(ACIW)

Software - Infrastructure · Elkhorn, NE

$51.10-0.12 (-0.23%)

Delayed quote: Oct 6, 2026, 10:20 AM EDT

About ACI Worldwide, Inc.

ACI Worldwide, Inc. operates as a global software enterprise, specializing in the development, distribution, implementation, and ongoing support of digital payment solutions. These sophisticated offerings cater to the diverse needs of banks, merchants, and billing organizations worldwide. The company boasts an extensive portfolio of specialized platforms, which includes: ACI Acquiring: A merchant management system engineered to foster digital innovation, bolster fraud prevention, and help reduce interchange fees. ACI Issuing: A robust solution for the digital issuance of payments. ACI Enterprise Payments Platform: Delivers advanced capabilities for the processing and orchestration of digital payments. Real-Time Payments Solutions: This category features ACI Low Value Real-Time Payments for standard real-time transactions, and ACI High Value Real-Time Payments, a powerful engine supporting multi-bank, multi-currency, 24/7 payment processing, complete with SWIFT messaging integration. ACI Omni Commerce: A scalable platform designed for comprehensive omni-channel payment processing. ACI Secure eCommerce: A dedicated solution ensuring the security of online transactions. ACI Fraud Management: Employs a real-time methodology for effective fraud detection and prevention. ACI Digital Business Banking: A cloud-based platform offering modern digital banking services. ACI Speedpay: An integrated suite providing digital billing, payment, disbursement, and communication services. Beyond its core software products, ACI Worldwide provides electronic bill presentment and payment services to a broad array of sectors, including consumer finance, insurance, healthcare, higher education, utilities, government, and mortgage. The company also offers essential support services such as implementation (encompassing product installation, configuration, and tailored software modifications), along with business and technical consulting, on-site assistance, product education, and comprehensive testing. Furthermore, ACI acts as a distributor and sales representative for third-party software products. All its solutions and services are marketed under the consistent ACI Worldwide brand. Initially known as Transaction Systems Architects, Inc., the company officially rebranded to ACI Worldwide, Inc. in July 2007. Founded in 1975, its operational headquarters are situated in Coral Gables, Florida.

Elkhorn, NE

2,930 employees

www.aciworldwide.com

Technology / Software - Infrastructure

Sector: Technology
Industry: Software - Infrastructure
CEO: Thomas Woodrow Warsop

View full financials

ACIW Debt to Assets Ratio Metrics

DEBT TO ASSETS RATIO

27.44%

DEBT TO ASSETS RATIO AVG TTM

28.20%

DEBT TO ASSETS RATIO AVG 3Y

30.57%

DEBT TO ASSETS RATIO AVG 5Y

32.42%

DEBT TO ASSETS RATIO AVG 10Y

35.49%

DEBT TO ASSETS RATIO AVG 15Y

37.51%

DEBT TO ASSETS RATIO AVG 20Y

30.46%

CURRENT VS TTM AVG

-2.68%

CURRENT VS 3Y AVG

-10.22%

CURRENT VS 5Y AVG

-15.36%

CURRENT VS 10Y AVG

-22.66%

CURRENT VS 15Y AVG

-26.83%

CURRENT VS 20Y AVG

-9.89%

SECTOR MEDIAN · TECHNOLOGY

0.13%

median of 478 covered companies

CURRENT VS SECTOR MEDIAN

+21010.72%

vs the sector median at left

NAME	MARKET CAP	DEBT TO ASSETS RATIO	TTM	3Y	5Y
ACI Worldwide, Inc. (ACIW)	$5.19B	27.44%	28.20%	30.57%	32.42%
Navan, Inc. (NAVN)vs ›	$5.23B	0.09%	N/A	N/A	N/A
Rigetti Computing, Inc. (RGTI)vs ›	$5.13B	0.01%	N/A	N/A	N/A
Kulicke and Soffa Industries, Inc. (KLIC)vs ›	$5.26B	0.03%	N/A	N/A	N/A
Klaviyo, Inc. (KVYO)vs ›	$5.00B	0.08%	N/A	N/A	N/A
Core Scientific, Inc. (CORZ)vs ›	$5.41B	0.82%	N/A	N/A	N/A
ACM Research, Inc. (ACMR)vs ›	$4.95B	0.10%	N/A	N/A	N/A
ExlService Holdings, Inc. (EXLS)vs ›	$5.45B	0.28%	N/A	N/A	N/A
Box, Inc. (BOX)vs ›	$4.92B	0.05%	N/A	N/A	N/A
Diodes Incorporated (DIOD)vs ›	$4.92B	0.03%	N/A	N/A	N/A

NAME

MARKET CAP

DEBT TO ASSETS RATIO

TTM

ACI Worldwide, Inc. (ACIW)

$5.19B

27.44%

28.20%

30.57%

32.42%

Navan, Inc. (NAVN)vs ›

$5.23B

0.09%

N/A

Rigetti Computing, Inc. (RGTI)vs ›

$5.13B

0.01%

N/A

Kulicke and Soffa Industries, Inc. (KLIC)vs ›

$5.26B

0.03%

N/A

Klaviyo, Inc. (KVYO)vs ›

$5.00B

0.08%

N/A

Core Scientific, Inc. (CORZ)vs ›

$5.41B

0.82%

N/A

ACM Research, Inc. (ACMR)vs ›

$4.95B

0.10%

N/A

ExlService Holdings, Inc. (EXLS)vs ›

$5.45B

0.28%

N/A

Box, Inc. (BOX)vs ›

$4.92B

0.05%

N/A

Diodes Incorporated (DIOD)vs ›

$4.92B

0.03%

N/A

Debt to Assets Ratio FAQ

What is the debt to assets ratio for ACI Worldwide, Inc. (ACIW)?

The debt to assets ratio for ACIW stock is 27.44%.

Is ACI Worldwide, Inc.'s debt to assets ratio high or low?

The debt to assets ratio of 27.44% is 15% below its 5-year average of 32.42%, near the low end of its 5-year range (27.32%–37.40%).

What is the TTM average debt to assets ratio for ACI Worldwide, Inc. (ACIW)?

The TTM average debt to assets ratio for ACIW stock is 28.20%.

What is the 3Y average debt to assets ratio for ACI Worldwide, Inc. (ACIW)?

The 3Y average debt to assets ratio for ACIW stock is 30.57%.

What is the 5Y average debt to assets ratio for ACI Worldwide, Inc. (ACIW)?

The 5Y average debt to assets ratio for ACIW stock is 32.42%.

What is the 10Y average debt to assets ratio for ACI Worldwide, Inc. (ACIW)?

The 10Y average debt to assets ratio for ACIW stock is 35.49%.

What is the 15Y average debt to assets ratio for ACI Worldwide, Inc. (ACIW)?

The 15Y average debt to assets ratio for ACIW stock is 37.51%.

What is the 20Y average debt to assets ratio for ACI Worldwide, Inc. (ACIW)?

The 20Y average debt to assets ratio for ACIW stock is 30.46%.

DATE	DEBT TO ASSETS RATIO
2026-06-30	27.44%
2026-03-31	27.39%
2025-12-31	28.07%
2025-09-30	28.46%
2025-06-30	29.64%
2025-03-31	27.32%
2024-12-31	31.61%
2024-09-30	33.20%
2024-06-30	31.24%
2024-03-31	31.93%
2023-12-31	31.25%
2023-09-30	33.79%
2023-06-30	36.03%
2023-03-31	37.40%
2022-12-31	35.36%
2022-09-30	32.23%
2022-06-30	35.22%
2022-03-31	35.54%
2021-12-31	35.48%
2021-09-30	35.51%
2021-06-30	36.76%
2021-03-31	37.40%
2020-12-31	35.68%
2020-09-30	42.21%
2020-06-30	43.89%
2020-03-31	45.44%
2019-12-31	44.05%
2019-09-30	44.03%
2019-06-30	42.08%
2019-03-31	34.60%
2018-12-31	31.65%
2018-09-30	34.01%
2018-06-30	34.48%
2018-03-31	33.71%
2017-12-31	36.83%
2017-09-30	38.14%
2017-06-30	37.27%
2017-03-31	38.06%
2016-12-31	39.11%
2016-09-30	41.21%
2016-06-30	40.19%
2016-03-31	41.37%
2015-12-31	47.16%
2015-09-30	44.96%
2015-06-30	45.60%
2015-03-31	47.99%
2014-12-31	48.19%
2014-09-30	51.94%
2014-06-30	46.63%
2014-03-31	47.47%
2013-12-31	44.91%
2013-09-30	47.72%
2013-06-30	43.11%
2013-03-31	43.05%
2012-12-31	29.92%
2012-09-30	31.51%
2012-06-30	30.24%
2012-03-31	28.69%
2011-12-31	11.28%
2011-09-30	12.20%
2011-06-30	12.22%
2011-03-31	12.19%
2010-12-31	12.47%
2010-09-30	12.90%
2010-06-30	13.57%
2010-03-31	13.38%
2009-12-31	12.71%
2009-09-30	13.56%
2009-06-30	13.72%
2009-03-31	13.68%
2008-12-31	13.57%
2008-09-30	13.43%
2008-06-30	12.88%
2008-03-31	12.83%
2007-12-31	13.15%
2007-09-30	14.80%
2007-06-30	14.16%
2007-03-31	14.06%
2006-12-31	14.72%
2006-09-30	14.04%
2006-06-30	0.02%
2006-03-31	0.08%
2005-12-31	0.29%
2005-09-30	0.64%
2005-06-30	1.05%
2005-03-31	1.29%
2004-12-31	1.66%
2004-09-30	2.87%
2004-06-30	3.76%
2004-03-31	5.19%
2003-12-31	7.14%
2003-09-30	9.45%
2003-06-30	11.40%
2003-03-31	12.47%
2002-12-31	13.97%
2002-09-30	16.25%

DATE

DEBT TO ASSETS RATIO

2026-06-30

27.44%

2026-03-31

27.39%

2025-12-31

28.07%

2025-09-30

28.46%

2025-06-30

29.64%

2025-03-31

27.32%

2024-12-31

31.61%

2024-09-30

33.20%

2024-06-30

31.24%

2024-03-31

31.93%

2023-12-31

31.25%

2023-09-30

33.79%

2023-06-30

36.03%

2023-03-31

37.40%

2022-12-31

35.36%

2022-09-30

32.23%

2022-06-30

35.22%

2022-03-31

35.54%

2021-12-31

35.48%

2021-09-30

35.51%

2021-06-30

36.76%

2021-03-31

37.40%

2020-12-31

35.68%

2020-09-30

42.21%

2020-06-30

43.89%

2020-03-31

45.44%

2019-12-31

44.05%

2019-09-30

44.03%

2019-06-30

42.08%

2019-03-31

34.60%

2018-12-31

31.65%

2018-09-30

34.01%

2018-06-30

34.48%

2018-03-31

33.71%

2017-12-31

36.83%

2017-09-30

38.14%

2017-06-30

37.27%

2017-03-31

38.06%

2016-12-31

39.11%

2016-09-30

41.21%

2016-06-30

40.19%

2016-03-31

41.37%

2015-12-31

47.16%

2015-09-30

44.96%

2015-06-30

45.60%

2015-03-31

47.99%

2014-12-31

48.19%

2014-09-30

51.94%

2014-06-30

46.63%

2014-03-31

47.47%

2013-12-31

44.91%

2013-09-30

47.72%

2013-06-30

43.11%

2013-03-31

43.05%

2012-12-31

29.92%

2012-09-30

31.51%

2012-06-30

30.24%

2012-03-31

28.69%

2011-12-31

11.28%

2011-09-30

12.20%

2011-06-30

12.22%

2011-03-31

12.19%

2010-12-31

12.47%

2010-09-30

12.90%

2010-06-30

13.57%

2010-03-31

13.38%

2009-12-31

12.71%

2009-09-30

13.56%

2009-06-30

13.72%

2009-03-31

13.68%

2008-12-31

13.57%

2008-09-30

13.43%

2008-06-30

12.88%

2008-03-31

12.83%

2007-12-31

13.15%

2007-09-30

14.80%

2007-06-30

14.16%

2007-03-31

14.06%

2006-12-31

14.72%

2006-09-30

14.04%

2006-06-30

0.02%

2006-03-31

0.08%

2005-12-31

0.29%

2005-09-30

0.64%

2005-06-30

1.05%

2005-03-31

1.29%

2004-12-31

1.66%

2004-09-30

2.87%

2004-06-30

3.76%

2004-03-31

5.19%

2003-12-31

7.14%

2003-09-30

9.45%

2003-06-30

11.40%

2003-03-31

12.47%

2002-12-31

13.97%

2002-09-30

16.25%

Debt to Assets Ratio: 27.44%

ACIW Debt to Assets Ratio

ACIW Average Debt to Assets Ratio Chart

ACIW Current vs Average Debt to Assets Ratio Chart

ACIW Debt to Assets Ratio Metrics

ACIW Competitors' Debt to Assets Ratio

Leverage Ratios Comparison

Debt to Assets Ratio Formula & Definition

Debt to Assets Ratio FAQ

ACIW Debt to Assets Ratio History

Related Metrics