ACI Worldwide (ACIW) Interest Coverage Ratio: History & Chart

ACI Worldwide, Inc.(ACIW)

Software - Infrastructure · Elkhorn, NE

$50.30-0.92 (-1.81%)

Delayed quote: Oct 6, 2026, 3:40 PM EDT

About ACI Worldwide, Inc.

ACI Worldwide, Inc. operates as a global software enterprise, specializing in the development, distribution, implementation, and ongoing support of digital payment solutions. These sophisticated offerings cater to the diverse needs of banks, merchants, and billing organizations worldwide. The company boasts an extensive portfolio of specialized platforms, which includes: ACI Acquiring: A merchant management system engineered to foster digital innovation, bolster fraud prevention, and help reduce interchange fees. ACI Issuing: A robust solution for the digital issuance of payments. ACI Enterprise Payments Platform: Delivers advanced capabilities for the processing and orchestration of digital payments. Real-Time Payments Solutions: This category features ACI Low Value Real-Time Payments for standard real-time transactions, and ACI High Value Real-Time Payments, a powerful engine supporting multi-bank, multi-currency, 24/7 payment processing, complete with SWIFT messaging integration. ACI Omni Commerce: A scalable platform designed for comprehensive omni-channel payment processing. ACI Secure eCommerce: A dedicated solution ensuring the security of online transactions. ACI Fraud Management: Employs a real-time methodology for effective fraud detection and prevention. ACI Digital Business Banking: A cloud-based platform offering modern digital banking services. ACI Speedpay: An integrated suite providing digital billing, payment, disbursement, and communication services. Beyond its core software products, ACI Worldwide provides electronic bill presentment and payment services to a broad array of sectors, including consumer finance, insurance, healthcare, higher education, utilities, government, and mortgage. The company also offers essential support services such as implementation (encompassing product installation, configuration, and tailored software modifications), along with business and technical consulting, on-site assistance, product education, and comprehensive testing. Furthermore, ACI acts as a distributor and sales representative for third-party software products. All its solutions and services are marketed under the consistent ACI Worldwide brand. Initially known as Transaction Systems Architects, Inc., the company officially rebranded to ACI Worldwide, Inc. in July 2007. Founded in 1975, its operational headquarters are situated in Coral Gables, Florida.

Elkhorn, NE

2,930 employees

www.aciworldwide.com

Technology / Software - Infrastructure

Sector: Technology
Industry: Software - Infrastructure
CEO: Thomas Woodrow Warsop

View full financials

ACIW Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

5.70x

INTEREST COVERAGE RATIO AVG TTM

5.47x

INTEREST COVERAGE RATIO AVG 3Y

4.70x

INTEREST COVERAGE RATIO AVG 5Y

4.40x

INTEREST COVERAGE RATIO AVG 10Y

3.42x

INTEREST COVERAGE RATIO AVG 15Y

3.38x

INTEREST COVERAGE RATIO AVG 20Y

3.40x

CURRENT VS TTM AVG

+4.27%

CURRENT VS 3Y AVG

+21.29%

CURRENT VS 5Y AVG

+29.64%

CURRENT VS 10Y AVG

+66.55%

CURRENT VS 15Y AVG

+68.81%

CURRENT VS 20Y AVG

+67.55%

SECTOR MEDIAN · TECHNOLOGY

0.34x

median of 452 covered companies

CURRENT VS SECTOR MEDIAN

+1576.47%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
ACI Worldwide, Inc. (ACIW)	$5.11B	5.70x	5.47x	4.70x	4.40x
Kulicke and Soffa Industries, Inc. (KLIC)vs ›	$5.11B	-24.06x	1268.85x	1115.94x	772.06x
Navan, Inc. (NAVN)vs ›	$5.09B	-3.84x	N/A	N/A	N/A
Maase Inc. (MAAS)vs ›	$5.18B	N/A	N/A	N/A	N/A
Rigetti Computing, Inc. (RGTI)vs ›	$5.04B	N/A	N/A	N/A	N/A
Science Applications International Corporation (SAIC)vs ›	$5.26B	3.88x	3.87x	4.54x	4.29x
Diodes Incorporated (DIOD)vs ›	$4.96B	12.77x	17.20x	31.85x	29.30x
Klaviyo, Inc. (KVYO)vs ›	$4.93B	N/A	N/A	N/A	N/A
Octave Intelligence plc (OCTV)vs ›	$5.31B	N/A	N/A	N/A	N/A
Remitly Global, Inc. (RELY)vs ›	$4.89B	10.73x	10.73x	10.73x	10.73x

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

ACI Worldwide, Inc. (ACIW)

$5.11B

5.70x

5.47x

4.70x

4.40x

Kulicke and Soffa Industries, Inc. (KLIC)vs ›

$5.11B

-24.06x

1268.85x

1115.94x

772.06x

Navan, Inc. (NAVN)vs ›

$5.09B

-3.84x

N/A

Maase Inc. (MAAS)vs ›

$5.18B

N/A

Rigetti Computing, Inc. (RGTI)vs ›

$5.04B

N/A

Science Applications International Corporation (SAIC)vs ›

$5.26B

3.88x

3.87x

4.54x

4.29x

Diodes Incorporated (DIOD)vs ›

$4.96B

12.77x

17.20x

31.85x

29.30x

Klaviyo, Inc. (KVYO)vs ›

$4.93B

N/A

Octave Intelligence plc (OCTV)vs ›

$5.31B

N/A

Remitly Global, Inc. (RELY)vs ›

$4.89B

10.73x

Interest Coverage Ratio FAQ

What is the interest coverage ratio for ACI Worldwide, Inc. (ACIW)?

The interest coverage ratio for ACIW stock is 5.70x.

Is ACI Worldwide, Inc.'s interest coverage ratio high or low?

The interest coverage ratio of 5.70x is 30% above its 5-year average of 4.40x, around the middle of its 5-year range (-1.29x–14.64x).

What is the TTM average interest coverage ratio for ACI Worldwide, Inc. (ACIW)?

The TTM average interest coverage ratio for ACIW stock is 5.47x.

What is the 3Y average interest coverage ratio for ACI Worldwide, Inc. (ACIW)?

The 3Y average interest coverage ratio for ACIW stock is 4.70x.

What is the 5Y average interest coverage ratio for ACI Worldwide, Inc. (ACIW)?

The 5Y average interest coverage ratio for ACIW stock is 4.40x.

What is the 10Y average interest coverage ratio for ACI Worldwide, Inc. (ACIW)?

The 10Y average interest coverage ratio for ACIW stock is 3.42x.

What is the 15Y average interest coverage ratio for ACI Worldwide, Inc. (ACIW)?

The 15Y average interest coverage ratio for ACIW stock is 3.38x.

What is the 20Y average interest coverage ratio for ACI Worldwide, Inc. (ACIW)?

The 20Y average interest coverage ratio for ACIW stock is 3.40x.

DATE	INTEREST COVERAGE RATIO
2026-06-30	3.73x
2026-03-31	4.71x
2025-12-31	7.87x
2025-09-30	8.62x
2025-06-30	2.40x
2025-03-31	3.99x
2024-12-31	7.35x
2024-09-30	6.68x
2024-06-30	2.91x
2024-03-31	0.50x
2023-12-31	8.68x
2023-09-30	3.12x
2023-06-30	0.53x
2023-03-31	-1.29x
2022-12-31	9.16x
2022-09-30	0.24x
2022-06-30	2.08x
2022-03-31	2.54x
2021-12-31	14.64x
2021-09-30	2.50x
2021-06-30	1.37x
2021-03-31	0.32x
2020-12-31	7.72x
2020-09-30	2.41x
2020-06-30	2.06x
2020-03-31	-0.66x
2019-12-31	5.66x
2019-09-30	2.91x
2019-06-30	-0.38x
2019-03-31	-2.42x
2018-12-31	11.79x
2018-09-30	2.26x
2018-06-30	-0.22x
2018-03-31	-1.78x
2017-12-31	12.26x
2017-09-30	1.22x
2017-06-30	-3.60x
2017-03-31	0.36x
2016-12-31	11.78x
2016-09-30	-0.95x
2016-06-30	-2.74x
2016-03-31	13.13x
2015-12-31	7.25x
2015-09-30	2.46x
2015-06-30	2.25x
2015-03-31	0.59x
2014-12-31	7.33x
2014-09-30	3.06x
2014-06-30	2.87x
2014-03-31	0.03x
2013-12-31	8.76x
2013-09-30	3.97x
2013-06-30	1.90x
2013-03-31	-1.03x
2012-12-31	24.92x
2012-09-30	3.17x
2012-06-30	-2.73x
2012-03-31	-0.85x
2011-12-31	36.75x
2011-09-30	27.75x
2011-06-30	27.87x
2011-03-31	11.66x
2010-12-31	83.27x
2010-09-30	17.67x
2010-06-30	8.07x
2010-03-31	-1.73x
2009-12-31	32.59x
2009-09-30	24.47x
2009-06-30	-6.15x
2009-03-31	-2.74x
2008-03-31	-1.52x

DATE

INTEREST COVERAGE RATIO

2026-06-30

3.73x

2026-03-31

4.71x

2025-12-31

7.87x

2025-09-30

8.62x

2025-06-30

2.40x

2025-03-31

3.99x

2024-12-31

7.35x

2024-09-30

6.68x

2024-06-30

2.91x

2024-03-31

0.50x

2023-12-31

8.68x

2023-09-30

3.12x

2023-06-30

0.53x

2023-03-31

-1.29x

2022-12-31

9.16x

2022-09-30

0.24x

2022-06-30

2.08x

2022-03-31

2.54x

2021-12-31

14.64x

2021-09-30

2.50x

2021-06-30

1.37x

2021-03-31

0.32x

2020-12-31

7.72x

2020-09-30

2.41x

2020-06-30

2.06x

2020-03-31

-0.66x

2019-12-31

5.66x

2019-09-30

2.91x

2019-06-30

-0.38x

2019-03-31

-2.42x

2018-12-31

11.79x

2018-09-30

2.26x

2018-06-30

-0.22x

2018-03-31

-1.78x

2017-12-31

12.26x

2017-09-30

1.22x

2017-06-30

-3.60x

2017-03-31

0.36x

2016-12-31

11.78x

2016-09-30

-0.95x

2016-06-30

-2.74x

2016-03-31

13.13x

2015-12-31

7.25x

2015-09-30

2.46x

2015-06-30

2.25x

2015-03-31

0.59x

2014-12-31

7.33x

2014-09-30

3.06x

2014-06-30

2.87x

2014-03-31

0.03x

2013-12-31

8.76x

2013-09-30

3.97x

2013-06-30

1.90x

2013-03-31

-1.03x

2012-12-31

24.92x

2012-09-30

3.17x

2012-06-30

-2.73x

2012-03-31

-0.85x

2011-12-31

36.75x

2011-09-30

27.75x

2011-06-30

27.87x

2011-03-31

11.66x

2010-12-31

83.27x

2010-09-30

17.67x

2010-06-30

8.07x

2010-03-31

-1.73x

2009-12-31

32.59x

2009-09-30

24.47x

2009-06-30

-6.15x

2009-03-31

-2.74x

2008-03-31

-1.52x

Interest Coverage Ratio: 5.70x

ACIW Interest Coverage Ratio

ACIW Average Interest Coverage Ratio Chart

ACIW Current vs Average Interest Coverage Ratio Chart

ACIW Interest Coverage Ratio Metrics

ACIW Competitors' Interest Coverage Ratio

Financial Health Indicators

Interest Coverage Ratio Formula & Definition

Interest Coverage Ratio FAQ

ACIW Interest Coverage Ratio History

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