ACI Worldwide (ACIW) Financials: History & Chart

ACI Worldwide, Inc.(ACIW)

Software - Infrastructure · Elkhorn, NE

$51.50+0.28 (+0.55%)

Delayed quote: Oct 6, 2026, 9:35 AM EDT

About ACI Worldwide, Inc.

ACI Worldwide, Inc. operates as a global software enterprise, specializing in the development, distribution, implementation, and ongoing support of digital payment solutions. These sophisticated offerings cater to the diverse needs of banks, merchants, and billing organizations worldwide. The company boasts an extensive portfolio of specialized platforms, which includes: ACI Acquiring: A merchant management system engineered to foster digital innovation, bolster fraud prevention, and help reduce interchange fees. ACI Issuing: A robust solution for the digital issuance of payments. ACI Enterprise Payments Platform: Delivers advanced capabilities for the processing and orchestration of digital payments. Real-Time Payments Solutions: This category features ACI Low Value Real-Time Payments for standard real-time transactions, and ACI High Value Real-Time Payments, a powerful engine supporting multi-bank, multi-currency, 24/7 payment processing, complete with SWIFT messaging integration. ACI Omni Commerce: A scalable platform designed for comprehensive omni-channel payment processing. ACI Secure eCommerce: A dedicated solution ensuring the security of online transactions. ACI Fraud Management: Employs a real-time methodology for effective fraud detection and prevention. ACI Digital Business Banking: A cloud-based platform offering modern digital banking services. ACI Speedpay: An integrated suite providing digital billing, payment, disbursement, and communication services. Beyond its core software products, ACI Worldwide provides electronic bill presentment and payment services to a broad array of sectors, including consumer finance, insurance, healthcare, higher education, utilities, government, and mortgage. The company also offers essential support services such as implementation (encompassing product installation, configuration, and tailored software modifications), along with business and technical consulting, on-site assistance, product education, and comprehensive testing. Furthermore, ACI acts as a distributor and sales representative for third-party software products. All its solutions and services are marketed under the consistent ACI Worldwide brand. Initially known as Transaction Systems Architects, Inc., the company officially rebranded to ACI Worldwide, Inc. in July 2007. Founded in 1975, its operational headquarters are situated in Coral Gables, Florida.

Elkhorn, NE

2,930 employees

www.aciworldwide.com

Technology / Software - Infrastructure

Sector: Technology
Industry: Software - Infrastructure
CEO: Thomas Woodrow Warsop

View full financials

Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	1.82B	430.42M	425.75M	481.60M	482.36M	401.26M	394.56M	453.04M	451.75M
Cost of Goods Sold	926.78M	248.85M	228.46M	226.34M	223.14M	234.80M	213.38M	200.09M	197.35M
Gross Profit	893.35M	181.57M	197.29M	255.26M	259.22M	166.46M	181.19M	252.95M	254.40M
Gross Profit Margin	49.1%	42.2%	46.3%	53.0%	53.7%	41.5%	45.9%	55.8%	56.3%
Total Operating Expenses	554.67M	136.92M	139.80M	146.43M	131.51M	131.60M	122.67M	130.66M	131.81M
Research & Development	179.52M	47.90M	44.09M	44.96M	42.57M	41.11M	38.91M	38.61M	37.66M
Selling, General & Administrative	277.15M	65.09M	70.45M	76.80M	64.81M	66.39M	59.78M	67.80M	62.64M
Operating Income (EBIT)	338.68M	44.65M	57.49M	108.83M	127.71M	34.86M	58.52M	122.29M	122.59M
Operating Margin	18.6%	10.4%	13.5%	22.6%	26.5%	8.7%	14.8%	27.0%	27.1%
Income Before Tax (EBT)	306.51M	38.92M	50.42M	99.04M	118.12M	17.87M	71.64M	110.26M	107.28M
Interest Income	16.07M	5.59M	3.61M	3.20M	3.68M	3.93M	4.06M	4.09M	3.87M
Interest Expense	52.81M	11.98M	12.20M	13.83M	14.81M	14.53M	14.68M	16.63M	18.36M
Other Income/Expense	-32.17M	-5.72M	-7.07M	-9.79M	-9.58M	-16.99M	13.12M	-12.03M	-15.31M
Net Income	225.69M	31.80M	38.31M	64.34M	91.25M	12.20M	58.87M	98.56M	81.43M
Income Tax Expense	80.82M	7.13M	12.12M	34.70M	26.87M	5.67M	12.77M	11.70M	25.85M
Net Profit Margin	12.4%	7.4%	9.0%	13.4%	18.9%	3.0%	14.9%	21.8%	18.0%
EBITDA	443.99M	68.59M	85.15M	136.01M	154.25M	61.37M	84.94M	148.91M	156.44M
EBITDA Margin	24.4%	15.9%	20.0%	28.2%	32.0%	15.3%	21.5%	32.9%	34.6%
Depreciation & Amortization	105.31M	23.94M	27.66M	27.18M	26.54M	26.51M	26.42M	26.62M	33.85M
EPS Basic	2.20	0.31	0.38	0.63	0.88	0.12	0.56	0.94	0.78
EPS Diluted	2.18	0.31	0.37	0.62	0.88	0.12	0.55	0.93	0.77
Weighted Average Basic Shares	101.50M	101.50M	101.92M	102.89M	103.25M	104.38M	105.35M	105.10M	104.77M
Weighted Average Diluted Shares	101.68M	101.68M	102.84M	103.44M	103.89M	105.10M	106.83M	106.32M	106.02M

Annual Income Statement (USD)

Swipe horizontally to review earlier years. The line-item column stays pinned.

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	1.76B	1.59B	1.45B	1.42B	1.37B	1.29B	1.26B	1.01B
Cost of Goods Sold	897.65M	791.78M	719.21M	696.07M	638.87M	622.46M	617.45M	430.35M
Gross Profit	862.13M	802.50M	733.37M	725.83M	731.73M	671.86M	640.84M	579.43M
Gross Profit Margin	49.0%	50.3%	50.5%	51.0%	53.4%	51.9%	50.9%	57.4%
Total Operating Expenses	532.22M	494.37M	512.96M	522.00M	521.83M	527.12M	517.09M	453.52M
Research & Development	167.54M	146.68M	140.76M	146.31M	144.31M	139.29M	146.57M	143.63M
Selling, General & Administrative	267.78M	236.73M	249.83M	249.01M	250.34M	256.04M	258.98M	225.30M
Operating Income (EBIT)	329.91M	308.13M	220.41M	203.84M	209.90M	144.74M	123.76M	125.91M
Operating Margin	18.7%	19.3%	15.2%	14.3%	15.3%	11.2%	9.8%	12.5%
Income Before Tax (EBT)	306.67M	250.41M	147.63M	206.63M	175.06M	98.63M	72.21M	91.80M
Interest Income	14.87M	15.93M	14.21M	12.55M	11.52M	11.63M	11.97M	11.14M
Interest Expense	57.85M	72.47M	78.49M	53.19M	45.06M	56.63M	64.03M	41.53M
Other Income/Expense	-23.24M	-57.73M	-72.78M	2.80M	-34.83M	-46.12M	-51.55M	-34.11M
Net Income	226.66M	203.12M	121.51M	142.18M	127.79M	72.66M	67.06M	68.92M
Income Tax Expense	80.01M	47.29M	26.12M	64.46M	47.27M	25.97M	5.15M	22.88M
Net Profit Margin	12.9%	12.7%	8.4%	10.0%	9.3%	5.6%	5.3%	6.8%
EBITDA	436.56M	428.80M	354.40M	342.20M	353.81M	308.51M	262.26M	223.26M
EBITDA Margin	24.8%	26.9%	24.4%	24.1%	25.8%	23.8%	20.8%	22.1%
Depreciation & Amortization	106.65M	120.67M	133.99M	138.36M	143.91M	163.76M	138.50M	97.35M
EPS Basic	2.18	1.93	1.12	1.25	1.09	0.62	0.58	0.59
EPS Diluted	2.16	1.91	1.12	1.24	1.08	0.62	0.57	0.59
Weighted Average Basic Shares	103.96M	105.49M	108.50M	113.70M	117.41M	116.40M	116.17M	116.06M
Weighted Average Diluted Shares	104.81M	106.49M	108.86M	114.24M	118.65M	118.08M	118.57M	117.63M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.