UnitedHealth Group Incorporated (UNH) vs Walmart Inc. (WMT)

A side-by-side comparison of UnitedHealth Group Incorporated and Walmart Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: UNH is classified in Healthcare; WMT is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnUNH vs WMT

growth of $100 · dividends reinvested · last 30y
UNH +12902.6%WMT +4540.3%UNH compounded faster
05k10k15k20kStart $100200120062011201620212026$13,003$4,640
UNH WMT

UNH vs WMT: by the numbers

  • WMT is the larger company ($900.06B vs $389.40B market cap).
  • UNH trades at the lower trailing earnings multiple (26.86 vs 39.21 P/E), one valuation lens rather than an overall verdict.
  • UNH grew revenue faster over the past five years (10.59% vs 5.20% CAGR).
  • UNH pays the higher dividend yield (2.14% vs 0.86%).

Metrics side by side

Valuation

MetricUNHWMT
P/E ratio26.8639.21
Forward P/E21.1842.36
P/S ratio0.841.23
P/B ratio3.629.48
PEG ratioN/A3.29
EV / EBITDA16.1921.35
FCF yield6.24%1.40%

Profitability

MetricUNHWMT
Gross margin22.49%24.98%
Operating margin4.82%4.16%
Net margin3.14%3.13%
ROE13.51%24.10%
ROIC8.23%11.87%

Dividends

MetricUNHWMT
Dividend yield2.14%0.86%
Payout ratio67.65%35.22%

Growth (annualized)

MetricUNHWMT
Revenue CAGR (5Y)10.59%5.20%
EPS CAGR (5Y)-4.06%10.95%
FCF CAGR (5Y)-4.39%-9.94%
Total return CAGR (5Y)1.90%20.16%

Frequently asked

Which has the lower trailing P/E, UNH or WMT?
UNH has the lower trailing P/E: UNH trades at 26.86 and WMT at 39.21. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, UNH or WMT?
Over the past five years, UNH grew revenue faster — UNH at a 10.59% CAGR versus WMT at 5.20%.
Does UNH or WMT pay a bigger dividend?
UNH yields 2.14% and WMT yields 0.86% based on trailing dividends and the latest price.
How have UNH and WMT total returns compared?
Over the past 10 years, UNH delivered 13.27% and WMT delivered 18.43% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.