Which has the lower trailing P/E, RCBC or WRLD?

RCBC has the lower trailing P/E: RCBC trades at 10.09 and WRLD at 20.92. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, RCBC or WRLD?

Over the past five years, RCBC grew revenue faster — RCBC at a 30.88% CAGR versus WRLD at 2.18%.

Does RCBC or WRLD pay a bigger dividend?

RCBC pays a dividend (0.35% yield), while WRLD has no payments in the available dividend history.

Is RCBC or WRLD more profitable?

RCBC runs the higher net margin — RCBC at 25.13% versus WRLD at 6.65%.

How have RCBC and WRLD total returns compared?

Over the past 10 years, RCBC delivered 16.32% and WRLD delivered 13.07% annualized total return. Past performance doesn't predict future results.

River City Bank (RCBC) vs World Acceptance Corporation (WRLD)

A side-by-side comparison of River City Bank and World Acceptance Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

RCBC

River City Bank

$788M

$54.70Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

WRLD

World Acceptance Corporation

$825M

$176.96Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — RCBC vs WRLD

growth of $100 · dividends reinvested · last 10y

RCBC +353.5% (+16.3%/yr)WRLD +246.1% (+13.2%/yr)RCBC compounded faster over this window

RCBC WRLD

RCBC vs WRLD: by the numbers

•WRLD is the larger company ($825M vs $788M market cap).
•RCBC trades at the lower trailing earnings multiple (10.09 vs 20.92 P/E), one valuation lens rather than an overall verdict.
•RCBC converts more revenue to profit (25.13% vs 6.65% net margin).
•RCBC grew revenue faster over the past five years (30.88% vs 2.18% CAGR).
•RCBC pays a dividend (0.35% yield), while WRLD has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	RCBC	WRLD
P/E ratio	10.09	20.92
Forward P/E	10.90	13.43
PEG ratio	0.60	N/A
P/S ratio	2.53	1.39
P/B ratio	1.39	2.28

Profitability

Metric	RCBC	WRLD
Operating margin	34.68%	8.65%
Net margin	25.13%	6.65%
ROE	13.78%	10.86%

River City Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

World Acceptance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	RCBC	WRLD
Dividend yield	0.35%	N/A
Payout ratio	3.51%	N/A

Growth (annualized)

Metric	RCBC	WRLD
Revenue CAGR (5Y)	30.88%	2.18%
EPS CAGR (5Y)	16.80%	-12.03%
Total return CAGR (5Y)	14.99%	-2.47%

Frequently asked

Which has the lower trailing P/E, RCBC or WRLD?: RCBC has the lower trailing P/E: RCBC trades at 10.09 and WRLD at 20.92. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, RCBC or WRLD?: Over the past five years, RCBC grew revenue faster — RCBC at a 30.88% CAGR versus WRLD at 2.18%.
Does RCBC or WRLD pay a bigger dividend?: RCBC pays a dividend (0.35% yield), while WRLD has no payments in the available dividend history.
Is RCBC or WRLD more profitable?: RCBC runs the higher net margin — RCBC at 25.13% versus WRLD at 6.65%.
How have RCBC and WRLD total returns compared?: Over the past 10 years, RCBC delivered 16.32% and WRLD delivered 13.07% annualized total return. Past performance doesn't predict future results.

Go deeper

Full RCBC analysis Full WRLD analysis Interactive comparison tool

Dig into the metrics

River City Bank P/E ratio World Acceptance P/E ratio River City Bank dividend yield River City Bank ROE World Acceptance ROE River City Bank operating margin World Acceptance operating margin River City Bank revenue growth World Acceptance revenue growth

River City Bank & World Acceptance appear in these rankings

Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.