Which has grown faster, NAVI or RCBC?

Over the past five years, RCBC grew revenue faster — NAVI at a -4.45% CAGR versus RCBC at 30.88%.

Does NAVI or RCBC pay a bigger dividend?

NAVI yields 7.08% and RCBC yields 0.35% based on trailing dividends and the latest price.

Is NAVI or RCBC more profitable?

RCBC runs the higher net margin — NAVI at -1.67% versus RCBC at 25.13%.

How have NAVI and RCBC total returns compared?

Over the past 10 years, NAVI delivered -0.11% and RCBC delivered 16.32% annualized total return. Past performance doesn't predict future results.

Navient Corporation (NAVI) vs River City Bank (RCBC)

A side-by-side comparison of Navient Corporation and River City Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

NAVI

Navient Corporation

$839M

$8.93Financial ServicesDelayed quote: Oct 6, 2026, 2:05 PM EDT

RCBC

River City Bank

$789M

$54.75Financial ServicesDelayed quote: Oct 6, 2026, 2:01 PM EDT

Total return — NAVI vs RCBC

growth of $100 · dividends reinvested · last 10y

NAVI +0.4% (+0.0%/yr)RCBC +344.7% (+16.1%/yr)RCBC compounded faster over this window

NAVI RCBC

NAVI vs RCBC: by the numbers

•NAVI is the larger company ($839M vs $789M market cap).
•RCBC is profitable (25.13% net margin) while NAVI runs a net loss (-1.67%).
•RCBC grew revenue faster over the past five years (30.88% vs -4.45% CAGR).
•NAVI pays the higher dividend yield (7.08% vs 0.35%).

Metrics side by side

Valuation

Metric	NAVI	RCBC
P/E ratio	N/A	10.10
Forward P/E	11.86	10.91
PEG ratio	N/A	0.60
P/S ratio	0.29	2.53
P/B ratio	0.35	1.39

Profitability

Metric	NAVI	RCBC
Gross margin	86.96%	N/A
Operating margin	77.14%	34.68%
Net margin	-1.67%	25.13%
ROE	-2.04%	13.78%

River City Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	NAVI	RCBC
Dividend yield	7.08%	0.35%
Payout ratio	N/A	3.51%

Growth (annualized)

Metric	NAVI	RCBC
Revenue CAGR (5Y)	-4.45%	30.88%
EPS CAGR (5Y)	N/A	16.80%
Total return CAGR (5Y)	-9.45%	14.99%

Frequently asked

Which has grown faster, NAVI or RCBC?: Over the past five years, RCBC grew revenue faster — NAVI at a -4.45% CAGR versus RCBC at 30.88%.
Does NAVI or RCBC pay a bigger dividend?: NAVI yields 7.08% and RCBC yields 0.35% based on trailing dividends and the latest price.
Is NAVI or RCBC more profitable?: RCBC runs the higher net margin — NAVI at -1.67% versus RCBC at 25.13%.
How have NAVI and RCBC total returns compared?: Over the past 10 years, NAVI delivered -0.11% and RCBC delivered 16.32% annualized total return. Past performance doesn't predict future results.

Go deeper

Full NAVI analysis Full RCBC analysis Interactive comparison tool

Dig into the metrics

River City Bank P/E ratio Navient dividend yield River City Bank dividend yield Navient ROE River City Bank ROE Navient operating margin River City Bank operating margin Navient revenue growth River City Bank revenue growth

Navient & River City Bank appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.