Lufax Holding Ltd (LU) vs Truist Financial Corporation (TFC)
A side-by-side comparison of Lufax Holding Ltd and Truist Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
LU
Lufax Holding Ltd
$1.21Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
TFC
Truist Financial Corporation
$50.40Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — LU vs TFC
growth of $100 · dividends reinvested · last 6yLU -93.7% (-36.9%/yr)TFC +51.9% (+7.2%/yr)TFC compounded faster over this window
Log scale — wide-divergence pair
LU TFC
LU vs TFC: by the numbers
- •TFC is the larger company ($62.79B vs $1.05B market cap).
- •TFC is profitable (19.13% net margin) while LU runs a net loss (-7.83%).
- •TFC grew revenue faster over the past five years (5.61% vs -13.35% CAGR).
- •TFC pays a dividend (4.15% yield), while LU is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | LU | TFC |
|---|---|---|
| P/E ratio | N/A | 11.94 |
| Forward P/E | N/A | 10.88 |
| P/S ratio | 0.26 | 2.06 |
| P/B ratio | 0.09 | 0.98 |
Profitability
| Metric | LU | TFC |
|---|---|---|
| Gross margin | 74.93% | 64.02% |
| Operating margin | 1.13% | 22.30% |
| Net margin | -7.83% | 19.13% |
| ROE | -2.75% | 9.11% |
Dividends
| Metric | LU | TFC |
|---|---|---|
| Dividend yield | N/A | 4.15% |
| Payout ratio | N/A | 49.29% |
Growth (annualized)
| Metric | LU | TFC |
|---|---|---|
| Revenue CAGR (5Y) | -13.35% | 5.61% |
| EPS CAGR (5Y) | -43.16% | 4.42% |
| Total return CAGR (5Y) | -37.01% | 2.75% |
Frequently asked
- Which has grown faster, LU or TFC?
- Over the past five years, TFC grew revenue faster — LU at a -13.35% CAGR versus TFC at 5.61%.
- Does LU or TFC pay a bigger dividend?
- TFC pays a dividend (4.15% yield), while LU is a former payer with no current dividend run rate.
- Is LU or TFC more profitable?
- TFC runs the higher net margin — LU at -7.83% versus TFC at 19.13%.
- How have LU and TFC total returns compared?
- Over the past 5 years, LU delivered -37.01% and TFC delivered 2.75% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Truist Financial P/E ratioTruist Financial dividend yieldLufax ROETruist Financial ROELufax operating marginTruist Financial operating marginLufax revenue growthTruist Financial revenue growth
Lufax & Truist Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.