Which has grown faster, LU or TFC?

Over the past five years, TFC grew revenue faster — LU at a -6.44% CAGR versus TFC at 5.16%.

Does LU or TFC pay a bigger dividend?

TFC pays a dividend (4.03% yield) while LU does not currently pay one.

Is LU or TFC more profitable?

TFC runs the higher net margin — LU at -10.59% versus TFC at 18.14%.

Which has been the better investment, LU or TFC?

Over the past 5-year, TFC delivered the higher annualized total return — LU at -40.92% versus TFC at 7.99%. Past performance doesn't predict future results.

Lufax Holding Ltd (LU) vs Truist Financial Corporation (TFC)

TFC leads on 9 of 13 compared metrics.

A side-by-side comparison of Lufax Holding Ltd and Truist Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Lufax Holding Ltd

$558M

$1.33Financial Services

TFC

Truist Financial Corporation

$64.36B

$51.66Financial Services

Total return — LU vs TFC

growth of $100 · last 6y

LU -97.4%TFC +22.6%TFC compounded faster

Log scale — wide-divergence pair

LU TFC

LU vs TFC: by the numbers

•TFC is the larger company ($64.36B vs $558M market cap).
•TFC is profitable (18.14% net margin) while LU runs a net loss (-10.59%).
•TFC grew revenue faster over the past five years (5.16% vs -6.44% CAGR).
•TFC pays a dividend (4.03% yield) while LU does not currently pay one.

Which is better, LU or TFC?

Metric tally: LU 4 · TFC 9

It depends on what you're optimizing for:

GrowthTFC(faster 5Y revenue CAGR)

QualityTFC(higher ROIC)

Valuation

Metric	LU	TFC
P/E ratio	—	13.28
Forward P/E	—	11.37
P/S ratio	0.09●	2.15
P/B ratio	0.05●	1.02
PEG ratio	—	0.79
EV / EBITDA	72.98	18.63●
FCF yield	312.50%●	8.67%

Profitability

Metric	LU	TFC
Gross margin	41.96%	62.92%●
Operating margin	-4.31%	21.35%●
Net margin	-10.59%	18.14%●
ROE	-4.14%	8.61%●
ROIC	-0.21%	3.61%●

Dividends

Metric	LU	TFC
Dividend yield	—	4.03%
Payout ratio	—	53.89%

Growth (annualized)

Metric	LU	TFC
Revenue CAGR (5Y)	-6.44%	5.16%●
EPS CAGR (5Y)	-43.16%	4.42%●
FCF CAGR (5Y)	24.09%●	19.52%
Total return CAGR (5Y)	-40.92%	2.51%●

Frequently asked

Which is better, LU or TFC?: It depends on your goal. growth: TFC (faster 5Y revenue CAGR); quality: TFC (higher ROIC). Across all compared metrics, TFC leads 9 to 4.
Which has grown faster, LU or TFC?: Over the past five years, TFC grew revenue faster — LU at a -6.44% CAGR versus TFC at 5.16%.
Does LU or TFC pay a bigger dividend?: TFC pays a dividend (4.03% yield) while LU does not currently pay one.
Is LU or TFC more profitable?: TFC runs the higher net margin — LU at -10.59% versus TFC at 18.14%.
Which has been the better investment, LU or TFC?: Over the past 5-year, TFC delivered the higher annualized total return — LU at -40.92% versus TFC at 7.99%. Past performance doesn't predict future results.

Go deeper

Full LU analysis Full TFC analysis Interactive comparison tool

Dig into the metrics

Lufax P/E ratio Truist Financial P/E ratio Lufax dividend yield Truist Financial dividend yield Lufax ROE Truist Financial ROE Lufax operating margin Truist Financial operating margin Lufax revenue growth Truist Financial revenue growth Lufax free cash flow Truist Financial free cash flow

Lufax & Truist Financial appear in these rankings

Highest Dividend Yield Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.