Fiserv, Inc. (FISV) vs Lufax Holding Ltd (LU)

A side-by-side comparison of Fiserv, Inc. and Lufax Holding Ltd across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: FISV is classified in Technology; LU is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnFISV vs LU

growth of $100 · dividends reinvested · last 6y
FISV -50.3% (-11.0%/yr)LU -93.8% (-37.1%/yr)FISV compounded faster over this window
Log scale — wide-divergence pair
1101001kStart $100202120222023202420252026$50$6
FISV LU

FISV vs LU: by the numbers

  • FISV is the larger company ($27.51B vs $1.05B market cap).
  • FISV is profitable (13.42% net margin) while LU runs a net loss (-7.83%).
  • FISV grew revenue faster over the past five years (6.23% vs -13.35% CAGR).

Metrics side by side

Valuation

MetricFISVLU
P/E ratio9.90N/A
Forward P/E7.11N/A
P/S ratio1.320.26
P/B ratio1.020.09
EV / EBITDA7.64N/A
FCF yield14.27%N/A

Profitability

MetricFISVLU
Gross margin59.36%74.93%
Operating margin21.37%1.13%
Net margin13.42%-7.83%
ROE10.41%-2.75%
ROIC6.47%N/A

Growth (annualized)

MetricFISVLU
Revenue CAGR (5Y)6.23%-13.35%
EPS CAGR (5Y)34.70%-43.16%
FCF CAGR (5Y)3.32%N/A
Total return CAGR (5Y)-15.06%-37.01%

Frequently asked

Which has grown faster, FISV or LU?
Over the past five years, FISV grew revenue faster — FISV at a 6.23% CAGR versus LU at -13.35%.
Is FISV or LU more profitable?
FISV runs the higher net margin — FISV at 13.42% versus LU at -7.83%.
How have FISV and LU total returns compared?
Over the past 5 years, FISV delivered -15.06% and LU delivered -37.01% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.