Fiserv, Inc. (FISV) vs Lufax Holding Ltd (LU)
A side-by-side comparison of Fiserv, Inc. and Lufax Holding Ltd across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: FISV is classified in Technology; LU is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
FISV
Fiserv, Inc.
$54.21TechnologyDelayed quote: Jul 28, 2026, 4:00 PM EDT
LU
Lufax Holding Ltd
$1.54Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — FISV vs LU
growth of $100 · dividends reinvested · last 6yFISV -45.9%LU -92.5%FISV compounded faster
Log scale — wide-divergence pair
FISV LU
FISV vs LU: by the numbers
- •FISV is the larger company ($28.91B vs $646M market cap).
- •FISV is profitable (15.17% net margin) while LU runs a net loss (-11.38%).
- •FISV grew revenue faster over the past five years (7.29% vs -12.94% CAGR).
Metrics side by side
Valuation
| Metric | FISV | LU |
|---|---|---|
| P/E ratio | 8.87 | N/A |
| Forward P/E | 6.45 | N/A |
| P/S ratio | 1.33 | 0.17 |
| P/B ratio | 1.07 | 0.06 |
| PEG ratio | 0.62 | N/A |
| EV / EBITDA | 6.76 | N/A |
| FCF yield | 14.84% | N/A |
Profitability
| Metric | FISV | LU |
|---|---|---|
| Gross margin | 58.07% | 74.93% |
| Operating margin | 24.38% | 0.57% |
| Net margin | 15.17% | -11.38% |
| ROE | 12.21% | -3.70% |
| ROIC | 8.03% | -0.21% |
Growth (annualized)
| Metric | FISV | LU |
|---|---|---|
| Revenue CAGR (5Y) | 7.29% | -12.94% |
| EPS CAGR (5Y) | 34.70% | -43.16% |
| FCF CAGR (5Y) | 4.58% | N/A |
| Total return CAGR (5Y) | -14.53% | -33.54% |
Frequently asked
- Which has grown faster, FISV or LU?
- Over the past five years, FISV grew revenue faster — FISV at a 7.29% CAGR versus LU at -12.94%.
- Is FISV or LU more profitable?
- FISV runs the higher net margin — FISV at 15.17% versus LU at -11.38%.
- How have FISV and LU total returns compared?
- Over the past 5 years, FISV delivered -0.50% and LU delivered -33.54% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Fiserv P/E ratioLufax P/E ratioFiserv dividend yieldLufax dividend yieldFiserv ROELufax ROEFiserv operating marginLufax operating marginFiserv revenue growthLufax revenue growthFiserv free cash flowLufax free cash flow
Fiserv & Lufax appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.