Fiserv, Inc. (FISV) vs Lufax Holding Ltd (LU)
A side-by-side comparison of Fiserv, Inc. and Lufax Holding Ltd across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
Different business models: FISV is classified in Technology; LU is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
FISV
Fiserv, Inc.
$51.58TechnologyDelayed quote: Sep 11, 2026, 4:00 PM EDT
LU
Lufax Holding Ltd
$1.21Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — FISV vs LU
growth of $100 · dividends reinvested · last 6yFISV -50.3% (-11.0%/yr)LU -93.8% (-37.1%/yr)FISV compounded faster over this window
Log scale — wide-divergence pair
FISV LU
FISV vs LU: by the numbers
- •FISV is the larger company ($27.51B vs $1.05B market cap).
- •FISV is profitable (13.42% net margin) while LU runs a net loss (-7.83%).
- •FISV grew revenue faster over the past five years (6.23% vs -13.35% CAGR).
Metrics side by side
Valuation
| Metric | FISV | LU |
|---|---|---|
| P/E ratio | 9.90 | N/A |
| Forward P/E | 7.11 | N/A |
| P/S ratio | 1.32 | 0.26 |
| P/B ratio | 1.02 | 0.09 |
| EV / EBITDA | 7.64 | N/A |
| FCF yield | 14.27% | N/A |
Profitability
| Metric | FISV | LU |
|---|---|---|
| Gross margin | 59.36% | 74.93% |
| Operating margin | 21.37% | 1.13% |
| Net margin | 13.42% | -7.83% |
| ROE | 10.41% | -2.75% |
| ROIC | 6.47% | N/A |
Growth (annualized)
| Metric | FISV | LU |
|---|---|---|
| Revenue CAGR (5Y) | 6.23% | -13.35% |
| EPS CAGR (5Y) | 34.70% | -43.16% |
| FCF CAGR (5Y) | 3.32% | N/A |
| Total return CAGR (5Y) | -15.06% | -37.01% |
Frequently asked
- Which has grown faster, FISV or LU?
- Over the past five years, FISV grew revenue faster — FISV at a 6.23% CAGR versus LU at -13.35%.
- Is FISV or LU more profitable?
- FISV runs the higher net margin — FISV at 13.42% versus LU at -7.83%.
- How have FISV and LU total returns compared?
- Over the past 5 years, FISV delivered -15.06% and LU delivered -37.01% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Fiserv P/E ratioFiserv ROELufax ROEFiserv operating marginLufax operating marginFiserv revenue growthLufax revenue growthFiserv free cash flow
Fiserv & Lufax appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.