Fiserv, Inc. (FISV) vs Lufax Holding Ltd (LU)

A side-by-side comparison of Fiserv, Inc. and Lufax Holding Ltd across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: FISV is classified in Technology; LU is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnFISV vs LU

growth of $100 · dividends reinvested · last 6y
FISV -45.9%LU -92.5%FISV compounded faster
Log scale — wide-divergence pair
1101001kStart $100202120222023202420252026$54$7
FISV LU

FISV vs LU: by the numbers

  • FISV is the larger company ($28.91B vs $646M market cap).
  • FISV is profitable (15.17% net margin) while LU runs a net loss (-11.38%).
  • FISV grew revenue faster over the past five years (7.29% vs -12.94% CAGR).

Metrics side by side

Valuation

MetricFISVLU
P/E ratio8.87N/A
Forward P/E6.45N/A
P/S ratio1.330.17
P/B ratio1.070.06
PEG ratio0.62N/A
EV / EBITDA6.76N/A
FCF yield14.84%N/A

Profitability

MetricFISVLU
Gross margin58.07%74.93%
Operating margin24.38%0.57%
Net margin15.17%-11.38%
ROE12.21%-3.70%
ROIC8.03%-0.21%

Growth (annualized)

MetricFISVLU
Revenue CAGR (5Y)7.29%-12.94%
EPS CAGR (5Y)34.70%-43.16%
FCF CAGR (5Y)4.58%N/A
Total return CAGR (5Y)-14.53%-33.54%

Frequently asked

Which has grown faster, FISV or LU?
Over the past five years, FISV grew revenue faster — FISV at a 7.29% CAGR versus LU at -12.94%.
Is FISV or LU more profitable?
FISV runs the higher net margin — FISV at 15.17% versus LU at -11.38%.
How have FISV and LU total returns compared?
Over the past 5 years, FISV delivered -0.50% and LU delivered -33.54% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.