Citigroup Inc. (C) vs Alphabet Inc. (GOOGL)

A side-by-side comparison of Citigroup Inc. and Alphabet Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: C is classified in Financial Services; GOOGL is classified in Communication Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnC vs GOOGL

growth of $100 · dividends reinvested · last 22y
C -50.6%GOOGL +13026.4%GOOGL compounded faster
Log scale — wide-divergence pair
1101001k10k100kStart $10020082012201620202024$49$13,126
C GOOGL

C vs GOOGL: by the numbers

  • GOOGL is the larger company ($4.04T vs $227.21B market cap).
  • C trades at the lower trailing earnings multiple (14.37 vs 16.40 P/E), one valuation lens rather than an overall verdict.
  • GOOGL converts more revenue to profit (54.76% vs 11.59% net margin).
  • GOOGL grew revenue faster over the past five years (15.15% vs 13.75% CAGR).
  • C pays the higher dividend yield (1.80% vs 0.26%).

Metrics side by side

Valuation

MetricCGOOGL
P/E ratio14.3716.40
Forward P/E11.9216.71
P/S ratio1.509.01
P/B ratio1.096.28
PEG ratio0.810.84
EV / EBITDAN/A23.57
FCF yieldN/A1.05%

Profitability

MetricCGOOGL
Gross margin44.55%60.90%
Operating margin16.09%33.12%
Net margin11.59%54.76%
ROE8.40%38.13%
ROIC0.95%21.82%

Dividends

MetricCGOOGL
Dividend yield1.80%0.26%
Payout ratio33.20%7.79%

Growth (annualized)

MetricCGOOGL
Revenue CAGR (5Y)13.75%15.15%
EPS CAGR (5Y)8.77%29.81%
FCF CAGR (5Y)N/A11.33%
Total return CAGR (5Y)18.16%20.10%

Frequently asked

Which has the lower trailing P/E, C or GOOGL?
C has the lower trailing P/E: C trades at 14.37 and GOOGL at 16.40. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, C or GOOGL?
Over the past five years, GOOGL grew revenue faster — C at a 13.75% CAGR versus GOOGL at 15.15%.
Does C or GOOGL pay a bigger dividend?
C yields 1.80% and GOOGL yields 0.26% based on trailing dividends and the latest price.
Is C or GOOGL more profitable?
GOOGL runs the higher net margin — C at 11.59% versus GOOGL at 54.76%.
How have C and GOOGL total returns compared?
Over the past 10 years, C delivered 14.95% and GOOGL delivered 24.08% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.