American Express Company (AXP) vs Lufax Holding Ltd (LU)
A side-by-side comparison of American Express Company and Lufax Holding Ltd across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
AXP
American Express Company
$336.63Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
LU
Lufax Holding Ltd
$1.54Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — AXP vs LU
growth of $100 · dividends reinvested · last 6yAXP +268.5%LU -92.5%AXP compounded faster
Log scale — wide-divergence pair
AXP LU
AXP vs LU: by the numbers
- •AXP is the larger company ($229.69B vs $646M market cap).
- •AXP is profitable (10.77% net margin) while LU runs a net loss (-11.38%).
- •AXP grew revenue faster over the past five years (14.35% vs -12.94% CAGR).
- •AXP pays a dividend (1.02% yield), while LU is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | AXP | LU |
|---|---|---|
| P/E ratio | 28.05 | N/A |
| Forward P/E | 18.99 | N/A |
| P/S ratio | 2.94 | 0.17 |
| P/B ratio | 0.74 | 0.06 |
| PEG ratio | 2.46 | N/A |
Profitability
| Metric | AXP | LU |
|---|---|---|
| Gross margin | 83.11% | 74.93% |
| Operating margin | 17.14% | 0.57% |
| Net margin | 10.77% | -11.38% |
| ROE | 2.71% | -3.70% |
| ROIC | 8.29% | -0.21% |
Dividends
| Metric | AXP | LU |
|---|---|---|
| Dividend yield | 1.02% | N/A |
| Payout ratio | 22.13% | N/A |
Growth (annualized)
| Metric | AXP | LU |
|---|---|---|
| Revenue CAGR (5Y) | 14.35% | -12.94% |
| EPS CAGR (5Y) | 32.53% | -43.16% |
| Total return CAGR (5Y) | 15.82% | -33.54% |
Frequently asked
- Which has grown faster, AXP or LU?
- Over the past five years, AXP grew revenue faster — AXP at a 14.35% CAGR versus LU at -12.94%.
- Does AXP or LU pay a bigger dividend?
- AXP pays a dividend (1.02% yield), while LU is a former payer with no current dividend run rate.
- Is AXP or LU more profitable?
- AXP runs the higher net margin — AXP at 10.77% versus LU at -11.38%.
- How have AXP and LU total returns compared?
- Over the past 5 years, AXP delivered 19.43% and LU delivered -33.54% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Express P/E ratioLufax P/E ratioAmerican Express dividend yieldLufax dividend yieldAmerican Express ROELufax ROEAmerican Express operating marginLufax operating marginAmerican Express revenue growthLufax revenue growthAmerican Express free cash flowLufax free cash flow
American Express & Lufax appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.