Amazon.com, Inc. (AMZN) vs Mastercard Incorporated (MA)

A side-by-side comparison of Amazon.com, Inc. and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: AMZN is classified in Consumer Cyclical; MA is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnAMZN vs MA

growth of $100 · dividends reinvested · last 10y
AMZN +554.9% (+20.7%/yr)MA +498.8% (+19.6%/yr)AMZN compounded faster over this window
200400600Start $10020182020202220242026$655$599
AMZN MA

AMZN vs MA: by the numbers

  • AMZN is the larger company ($2.76T vs $499.20B market cap).
  • AMZN trades at the lower trailing earnings multiple (20.66 vs 31.31 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (46.34% vs 17.44% net margin).
  • MA grew revenue faster over the past five years (16.09% vs 11.84% CAGR).
  • MA pays a dividend (0.60% yield), while AMZN has no payments in the available dividend history.

Metrics side by side

Valuation

MetricAMZNMA
P/E ratio20.6631.31
Forward P/E20.2028.52
P/S ratio3.5614.23
P/B ratio5.0188.97
EV / EBITDA17.21N/A

Profitability

MetricAMZNMA
Gross margin50.77%100.00%
Operating margin12.08%59.84%
Net margin17.44%46.34%
ROE24.52%289.73%
ROIC8.48%N/A

Dividends

MetricAMZNMA
Dividend yieldN/A0.60%
Payout ratioN/A18.54%

Growth (annualized)

MetricAMZNMA
Revenue CAGR (5Y)11.84%16.09%
EPS CAGR (5Y)27.90%20.93%
FCF CAGR (5Y)-21.57%N/A
Total return CAGR (5Y)7.75%10.88%

Frequently asked

Which has the lower trailing P/E, AMZN or MA?
AMZN has the lower trailing P/E: AMZN trades at 20.66 and MA at 31.31. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AMZN or MA?
Over the past five years, MA grew revenue faster — AMZN at a 11.84% CAGR versus MA at 16.09%.
Does AMZN or MA pay a bigger dividend?
MA pays a dividend (0.60% yield), while AMZN has no payments in the available dividend history.
Is AMZN or MA more profitable?
MA runs the higher net margin — AMZN at 17.44% versus MA at 46.34%.
How have AMZN and MA total returns compared?
Over the past 10 years, AMZN delivered 20.81% and MA delivered 19.83% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.