Amazon.com, Inc. (AMZN) vs Mastercard Incorporated (MA)

A side-by-side comparison of Amazon.com, Inc. and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: AMZN is classified in Consumer Cyclical; MA is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnAMZN vs MA

growth of $100 · dividends reinvested · last 20y
AMZN +14009.1%MA +12644.3%AMZN compounded faster
05k10k15kStart $10020102014201820222026$14,109$12,744
AMZN MA

AMZN vs MA: by the numbers

  • AMZN is the larger company ($2.48T vs $497.23B market cap).
  • AMZN trades at the lower trailing earnings multiple (27.68 vs 31.93 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (45.88% vs 12.22% net margin).
  • MA grew revenue faster over the past five years (17.05% vs 12.13% CAGR).
  • MA pays a dividend (0.59% yield), while AMZN has no payments in the available dividend history.

Metrics side by side

Valuation

MetricAMZNMA
P/E ratio27.6831.93
Forward P/E26.1828.09
P/S ratio3.3914.52
P/B ratio5.6973.29
PEG ratio1.101.83
EV / EBITDA16.84N/A

Profitability

MetricAMZNMA
Gross margin50.60%82.96%
Operating margin11.50%59.40%
Net margin12.22%45.88%
ROE20.55%231.63%
ROIC10.70%48.63%

Dividends

MetricAMZNMA
Dividend yieldN/A0.59%
Payout ratioN/A19.70%

Growth (annualized)

MetricAMZNMA
Revenue CAGR (5Y)12.13%17.05%
EPS CAGR (5Y)27.90%20.93%
FCF CAGR (5Y)-21.57%N/A
Total return CAGR (5Y)5.00%8.55%

Frequently asked

Which has the lower trailing P/E, AMZN or MA?
AMZN has the lower trailing P/E: AMZN trades at 27.68 and MA at 31.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AMZN or MA?
Over the past five years, MA grew revenue faster — AMZN at a 12.13% CAGR versus MA at 17.05%.
Does AMZN or MA pay a bigger dividend?
MA pays a dividend (0.59% yield), while AMZN has no payments in the available dividend history.
Is AMZN or MA more profitable?
MA runs the higher net margin — AMZN at 12.22% versus MA at 45.88%.
How have AMZN and MA total returns compared?
Over the past 10 years, AMZN delivered 20.18% and MA delivered 20.01% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.