Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 18.16% is 13% below its 5-year average of 20.99%, near the low end of its 5-year range (18.16%–37.18%).
As of the fiscal period ended Friday, July 31, 2026. 8.66% below its 12-month average of 19.88%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q1 FY2027 (2026-07-31): 18.16%.
RETURN ON EQUITY (ROE)
18.16%
RETURN ON EQUITY (ROE) AVG TTM
19.88%
RETURN ON EQUITY (ROE) AVG 3Y
20.79%
RETURN ON EQUITY (ROE) AVG 5Y
20.99%
RETURN ON EQUITY (ROE) AVG 10Y
25.93%
RETURN ON EQUITY (ROE) AVG 15Y
24.40%
RETURN ON EQUITY (ROE) AVG 20Y
25.68%
CURRENT VS TTM AVG
-8.66%
CURRENT VS 3Y AVG
-12.64%
CURRENT VS 5Y AVG
-13.48%
CURRENT VS 10Y AVG
-29.96%
CURRENT VS 15Y AVG
-25.59%
CURRENT VS 20Y AVG
-29.29%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+107.31%
vs the sector median at left
Value Line, Inc.
Market Cap
$384.88M
Return on Equity (ROE)
18.16%
TTM Avg
19.88%
3Y Avg
20.79%
5Y Avg
20.99%
Market Cap
$385.12M
Return on Equity (ROE)
12.24%
TTM Avg
4.96%
3Y Avg
2.87%
5Y Avg
4.15%
Market Cap
$383.44M
Return on Equity (ROE)
11.26%
TTM Avg
7.32%
3Y Avg
7.80%
5Y Avg
10.17%
Market Cap
$382.71M
Return on Equity (ROE)
11.63%
TTM Avg
10.05%
3Y Avg
10.25%
5Y Avg
11.27%
Market Cap
$381.91M
Return on Equity (ROE)
4.79%
TTM Avg
-7.88%
3Y Avg
-18.62%
5Y Avg
-12.71%
Market Cap
$388.20M
Return on Equity (ROE)
13.23%
TTM Avg
10.41%
3Y Avg
11.63%
5Y Avg
13.04%
Market Cap
$388.48M
Return on Equity (ROE)
17.33%
TTM Avg
-33.59%
3Y Avg
-33.59%
5Y Avg
-103.10%
Market Cap
$380.56M
Return on Equity (ROE)
12.91%
TTM Avg
11.43%
3Y Avg
13.01%
5Y Avg
13.15%
Market Cap
$391.13M
Return on Equity (ROE)
3.62%
TTM Avg
2.34%
3Y Avg
2.34%
5Y Avg
2.34%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Value Line, Inc. (VALU) | $384.88M | 18.16% | 19.88% | 20.79% | 20.99% |
| Primis Financial Corp (FRST)vs › | $385.12M | 12.24% | 4.96% | 2.87% | 4.15% |
| MVB Financial Corp. (MVBF)vs › | $383.44M | 11.26% | 7.32% | 7.80% | 10.17% |
| Citizens Financial Services, Inc. (CZFS)vs › | $382.71M | 11.63% | 10.05% | 10.25% | 11.27% |
| Oportun Financial Corporation (OPRT)vs › | $381.91M | 4.79% | -7.88% | -18.62% | -12.71% |
| Parke Bancorp, Inc. (PKBK)vs › | $388.20M | 13.23% | 10.41% | 11.63% | 13.04% |
| Centurion Acquisition Corp. (ALF)vs › | $388.48M | 17.33% | -33.59% | -33.59% | -103.10% |
| The First Bancorp, Inc. (FNLC)vs › | $380.56M | 12.91% | 11.43% | 13.01% | 13.15% |
| Wen Acquisition Corp Class A Ordinary Shares (WENN)vs › | $391.13M | 3.62% | 2.34% | 2.34% | 2.34% |
| Silvia, Inc. (SVIA)vs › | $378.60M | N/A | N/A | N/A | N/A |
ROE
18.2%
ROA
13.0%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-07-31 | 18.16% |
| 2026-04-30 | 20.05% |
| 2026-01-31 | 20.42% |
| 2025-10-31 | 20.15% |
| 2025-07-31 | 20.63% |
| 2025-04-30 | 20.75% |
| 2025-01-31 | 21.75% |
| 2024-10-31 | 23.00% |
| 2024-07-31 | 21.36% |
| 2024-04-30 | 20.94% |
| 2024-01-31 | 20.47% |
| 2023-10-31 | 20.56% |
| 2023-07-31 | 21.60% |
| 2023-04-30 | 21.59% |
| 2023-01-31 | 21.70% |
| 2022-10-31 | 22.70% |
| 2022-07-31 | 28.21% |
| 2022-04-30 | 29.91% |
| 2022-01-31 | 34.12% |
| 2021-10-31 | 37.18% |
| 2021-07-31 | 35.29% |
| 2021-04-30 | 36.04% |
| 2021-01-31 | 31.27% |
| 2020-10-31 | 30.05% |
| 2020-07-31 | 30.11% |
| 2020-04-30 | 29.26% |
| 2020-01-31 | 27.87% |
| 2019-10-31 | 24.54% |
| 2019-07-31 | 23.82% |
| 2019-04-30 | 23.46% |
| 2019-01-31 | 21.99% |
| 2018-10-31 | 36.33% |
| 2018-07-31 | 34.59% |
| 2018-04-30 | 33.85% |
| 2018-01-31 | 32.27% |
| 2017-10-31 | 17.59% |
| 2017-07-31 | 16.22% |
| 2017-04-30 | 27.39% |
| 2017-01-31 | 27.48% |
| 2016-10-31 | 28.76% |
| 2016-07-31 | 29.62% |
| 2016-04-30 | 21.07% |
| 2016-01-31 | 20.34% |
| 2015-10-31 | 21.19% |
| 2015-07-31 | 21.23% |
| 2015-04-30 | 21.17% |
| 2015-01-31 | 22.52% |
| 2014-10-31 | 22.53% |
| 2014-07-31 | 21.81% |
| 2014-04-30 | 20.33% |
| 2014-01-31 | 19.98% |
| 2013-10-31 | 19.31% |
| 2013-07-31 | 19.22% |
| 2013-04-30 | 20.07% |
| 2013-01-31 | 18.82% |
| 2012-10-31 | 19.22% |
| 2012-07-31 | 20.30% |
| 2012-04-30 | 21.43% |
| 2012-01-31 | 26.29% |
| 2011-10-31 | 118.24% |
| 2011-07-31 | 112.77% |
| 2011-04-30 | 113.08% |
| 2011-01-31 | 114.73% |
| 2010-10-31 | 324.79% |
| 2010-07-31 | 49.23% |
| 2010-04-30 | -108.09% |
| 2010-01-31 | -44.77% |
| 2009-10-31 | -45.87% |
| 2009-07-31 | -28.93% |
| 2009-04-30 | 28.38% |
| 2009-01-31 | 30.19% |
| 2008-10-31 | 36.17% |
| 2008-07-31 | 28.13% |
| 2008-04-30 | 29.08% |
| 2008-01-31 | 30.43% |
| 2007-10-31 | 28.98% |
| 2007-07-31 | 30.71% |
| 2007-04-30 | 32.56% |
| 2007-01-31 | 34.82% |
| 2006-10-31 | 36.20% |
| 2006-07-31 | 37.85% |
| 2006-04-30 | 37.84% |
| 2006-01-31 | 39.26% |
| 2005-10-31 | 39.27% |
| 2005-07-31 | 42.02% |
| 2005-04-30 | 48.29% |
| 2005-01-31 | 50.11% |
| 2004-10-31 | 55.26% |
| 2004-07-31 | 58.77% |
| 2004-04-30 | 57.65% |
| 2004-01-31 | 10.66% |
| 2003-10-31 | 11.25% |
| 2003-07-31 | 11.05% |
