Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 13.42% is 22% below its 5-year average of 17.20%, around the middle of its 5-year range (7.03%–27.93%).
3.39% above its 12-month average of 12.98%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 12.55%.
NET PROFIT MARGIN
13.42%
NET PROFIT MARGIN AVG TTM
12.98%
NET PROFIT MARGIN AVG 3Y
13.57%
NET PROFIT MARGIN AVG 5Y
17.20%
NET PROFIT MARGIN AVG 10Y
19.99%
NET PROFIT MARGIN AVG 15Y
20.40%
NET PROFIT MARGIN AVG 20Y
20.12%
CURRENT VS TTM AVG
+3.39%
CURRENT VS 3Y AVG
-1.10%
CURRENT VS 5Y AVG
-21.99%
CURRENT VS 10Y AVG
-32.86%
CURRENT VS 15Y AVG
-34.20%
CURRENT VS 20Y AVG
-33.30%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+1.63%
vs the sector median at left
Union Bankshares, Inc.
Market Cap
$105.66M
Net Profit Margin
13.42%
TTM Avg
12.98%
3Y Avg
13.57%
5Y Avg
17.20%
Market Cap
$105.42M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$106.05M
Net Profit Margin
-1.70%
TTM Avg
-0.14%
3Y Avg
8.90%
5Y Avg
12.39%
Market Cap
$104.87M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$106.56M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$107.12M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$107.32M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$107.35M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$108.03M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Union Bankshares, Inc. (UNB) | $105.66M | 13.42% | 12.98% | 13.57% | 17.20% |
| Maywood Acquisition Corp. 2 Class A Ordinary Share (MYX)vs › | $105.42M | N/A | N/A | N/A | N/A |
| Pathfinder Bancorp, Inc. (PBHC)vs › | $106.05M | -1.70% | -0.14% | 8.90% | 12.39% |
| ChampionsGate Acquisition Corporation Class A Ordinary Share (CHPG)vs › | $104.87M | 0.00% | 0.00% | 0.00% | 0.00% |
| Twelve Seas Investment Company II (TWLV)vs › | $106.56M | 0.00% | 0.00% | 0.00% | 0.00% |
| TCGX Acquisition Corp. Class A Ordinary Shares (TCGX)vs › | $107.12M | N/A | N/A | N/A | N/A |
| BHAV Acquisition Corp Class A Ordinary Shares (BHAV)vs › | $107.32M | 0.00% | 0.00% | 0.00% | 0.00% |
| Research Alliance Corporation III Class A Ordinary Shares (RACC)vs › | $107.35M | N/A | N/A | N/A | N/A |
| Quartzsea Acquisition Corporation (QSEA)vs › | $108.03M | 0.00% | 0.00% | 0.00% | 0.00% |
| Broadway Financial Corp. (BYFC)vs › | $108.04M | -29.33% | -18.20% | -3.19% | -5.12% |
Operating Margin
14.9%
Net Profit Margin
13.4%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 12.55% |
| 2026-03-31 | 13.62% |
| 2025-12-31 | 12.28% |
| 2025-09-30 | 15.25% |
| 2025-06-30 | 11.19% |
| 2025-03-31 | 12.15% |
| 2024-12-31 | 14.04% |
| 2024-09-30 | 7.03% |
| 2024-06-30 | 10.49% |
| 2024-03-31 | 13.32% |
| 2023-12-31 | 16.63% |
| 2023-09-30 | 14.66% |
| 2023-06-30 | 16.65% |
| 2023-03-31 | 19.58% |
| 2022-12-31 | 23.59% |
| 2022-09-30 | 27.05% |
| 2022-06-30 | 23.32% |
| 2022-03-31 | 21.07% |
| 2021-12-31 | 25.93% |
| 2021-09-30 | 27.93% |
| 2021-06-30 | 22.94% |
| 2021-03-31 | 23.73% |
| 2020-12-31 | 26.59% |
| 2020-09-30 | 27.92% |
| 2020-06-30 | 22.00% |
| 2020-03-31 | 19.13% |
| 2019-12-31 | 16.32% |
| 2019-09-30 | 23.08% |
| 2019-06-30 | 22.24% |
| 2019-03-31 | 24.21% |
| 2018-12-31 | -3.97% |
| 2018-09-30 | 21.91% |
| 2018-06-30 | 24.25% |
| 2018-03-31 | 27.36% |
| 2017-12-31 | 19.21% |
| 2017-09-30 | 23.93% |
| 2017-06-30 | 23.61% |
| 2017-03-31 | 21.27% |
| 2016-12-31 | 24.77% |
| 2016-09-30 | 23.65% |
| 2016-06-30 | 23.04% |
| 2016-03-31 | 20.37% |
| 2015-12-31 | 24.11% |
| 2015-09-30 | 23.02% |
| 2015-06-30 | 22.92% |
| 2015-03-31 | 22.29% |
| 2014-12-31 | 24.40% |
| 2014-09-30 | 23.71% |
| 2014-06-30 | 23.09% |
| 2014-03-31 | 21.87% |
| 2013-12-31 | 20.44% |
| 2013-09-30 | 24.59% |
| 2013-06-30 | 21.92% |
| 2013-03-31 | 21.46% |
| 2012-12-31 | 24.08% |
| 2012-09-30 | 21.43% |
| 2012-06-30 | 17.22% |
| 2012-03-31 | 15.15% |
| 2011-12-31 | 20.67% |
| 2011-09-30 | 17.55% |
| 2011-06-30 | 13.95% |
| 2011-03-31 | 14.90% |
| 2010-12-31 | 18.87% |
| 2010-09-30 | 20.04% |
| 2010-06-30 | 21.21% |
| 2010-03-31 | 17.76% |
| 2009-12-31 | 18.04% |
| 2009-09-30 | 19.64% |
| 2009-06-30 | 17.43% |
| 2009-03-31 | 17.59% |
| 2008-12-31 | 17.22% |
| 2008-09-30 | 16.54% |
| 2008-06-30 | 16.39% |
| 2008-03-31 | 19.04% |
| 2007-12-31 | 19.34% |
| 2007-09-30 | 18.19% |
| 2007-06-30 | 19.58% |
| 2007-03-31 | 16.90% |
| 2006-12-31 | 20.85% |
| 2006-09-30 | 22.08% |
| 2006-06-30 | 21.16% |
| 2006-03-31 | 21.43% |
| 2005-12-31 | 26.06% |
| 2005-09-30 | 22.36% |
| 2005-06-30 | 22.88% |
| 2005-03-31 | 23.18% |
| 2004-12-31 | 27.66% |
| 2004-09-30 | 24.99% |
| 2004-06-30 | 22.61% |
| 2004-03-31 | 21.86% |
| 2003-12-31 | 26.30% |
| 2003-09-30 | 23.05% |
| 2003-06-30 | 20.16% |
| 2003-03-31 | 20.33% |
| 2002-12-31 | 22.89% |
| 2002-09-30 | 21.25% |
