Broadway Financial Corp. (BYFC) vs Union Bankshares, Inc. (UNB)
A side-by-side comparison of Broadway Financial Corp. and Union Bankshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BYFC vs UNB
growth of $100 · dividends reinvested · last 10yBYFC vs UNB: by the numbers
- •BYFC is the larger company ($108M vs $106M market cap).
- •UNB is profitable (13.42% net margin) while BYFC runs a net loss (-29.33%).
- •BYFC grew revenue faster over the past five years (25.77% vs 10.73% CAGR).
- •UNB pays a dividend (6.28% yield), while BYFC is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | BYFC | UNB |
|---|---|---|
| P/E ratio | N/A | 8.77 |
| Forward P/E | N/A | 8.71 |
| P/S ratio | 1.56 | 1.17 |
| P/B ratio | 0.96 | 1.17 |
Profitability
| Metric | BYFC | UNB |
|---|---|---|
| Operating margin | -38.82% | 14.86% |
| Net margin | -29.33% | 13.42% |
| ROE | -7.74% | 13.41% |
Broadway Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Union Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BYFC | UNB |
|---|---|---|
| Dividend yield | N/A | 6.28% |
| Payout ratio | N/A | 55.17% |
Growth (annualized)
| Metric | BYFC | UNB |
|---|---|---|
| Revenue CAGR (5Y) | 25.77% | 10.73% |
| EPS CAGR (5Y) | N/A | -3.21% |
| Total return CAGR (5Y) | -14.58% | -1.19% |
Frequently asked
- Which has grown faster, BYFC or UNB?
- Over the past five years, BYFC grew revenue faster — BYFC at a 25.77% CAGR versus UNB at 10.73%.
- Does BYFC or UNB pay a bigger dividend?
- UNB pays a dividend (6.28% yield), while BYFC is a former payer with no current dividend run rate.
- Is BYFC or UNB more profitable?
- UNB runs the higher net margin — BYFC at -29.33% versus UNB at 13.42%.
- How have BYFC and UNB total returns compared?
- Over the past 10 years, BYFC delivered -1.51% and UNB delivered 0.45% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Broadway Financial & Union Bankshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.