Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 13.41% is 22% below its 5-year average of 17.14%, near the low end of its 5-year range (12.18%–25.24%).
As of the fiscal period ended Tuesday, June 30, 2026. 2.91% below its 12-month average of 13.81%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 13.41%.
RETURN ON EQUITY (ROE)
13.41%
RETURN ON EQUITY (ROE) AVG TTM
13.81%
RETURN ON EQUITY (ROE) AVG 3Y
14.86%
RETURN ON EQUITY (ROE) AVG 5Y
17.14%
RETURN ON EQUITY (ROE) AVG 10Y
14.64%
RETURN ON EQUITY (ROE) AVG 15Y
14.67%
RETURN ON EQUITY (ROE) AVG 20Y
14.19%
CURRENT VS TTM AVG
-2.91%
CURRENT VS 3Y AVG
-9.78%
CURRENT VS 5Y AVG
-21.77%
CURRENT VS 10Y AVG
-8.38%
CURRENT VS 15Y AVG
-8.60%
CURRENT VS 20Y AVG
-5.52%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+53.07%
vs the sector median at left
Union Bankshares, Inc.
Market Cap
$105.66M
Return on Equity (ROE)
13.41%
TTM Avg
13.81%
3Y Avg
14.86%
5Y Avg
17.14%
Market Cap
$105.42M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$106.05M
Return on Equity (ROE)
-1.07%
TTM Avg
-0.02%
3Y Avg
4.85%
5Y Avg
6.30%
Market Cap
$104.87M
Return on Equity (ROE)
3.29%
TTM Avg
65.45%
3Y Avg
65.45%
5Y Avg
65.45%
Market Cap
$106.56M
Return on Equity (ROE)
1.71%
TTM Avg
0.02%
3Y Avg
1.26%
5Y Avg
-1.61%
Market Cap
$107.12M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$107.32M
Return on Equity (ROE)
N/A
TTM Avg
210.15%
3Y Avg
210.15%
5Y Avg
210.15%
Market Cap
$107.35M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$108.03M
Return on Equity (ROE)
2.03%
TTM Avg
0.32%
3Y Avg
0.32%
5Y Avg
0.32%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Union Bankshares, Inc. (UNB) | $105.66M | 13.41% | 13.81% | 14.86% | 17.14% |
| Maywood Acquisition Corp. 2 Class A Ordinary Share (MYX)vs › | $105.42M | N/A | N/A | N/A | N/A |
| Pathfinder Bancorp, Inc. (PBHC)vs › | $106.05M | -1.07% | -0.02% | 4.85% | 6.30% |
| ChampionsGate Acquisition Corporation Class A Ordinary Share (CHPG)vs › | $104.87M | 3.29% | 65.45% | 65.45% | 65.45% |
| Twelve Seas Investment Company II (TWLV)vs › | $106.56M | 1.71% | 0.02% | 1.26% | -1.61% |
| TCGX Acquisition Corp. Class A Ordinary Shares (TCGX)vs › | $107.12M | N/A | N/A | N/A | N/A |
| BHAV Acquisition Corp Class A Ordinary Shares (BHAV)vs › | $107.32M | N/A | 210.15% | 210.15% | 210.15% |
| Research Alliance Corporation III Class A Ordinary Shares (RACC)vs › | $107.35M | N/A | N/A | N/A | N/A |
| Quartzsea Acquisition Corporation (QSEA)vs › | $108.03M | 2.03% | 0.32% | 0.32% | 0.32% |
| Broadway Financial Corp. (BYFC)vs › | $108.04M | -7.74% | -4.38% | -1.28% | -1.55% |
ROE
13.4%
ROA
0.8%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 13.41% |
| 2026-03-31 | 14.39% |
| 2025-12-31 | 13.72% |
| 2025-09-30 | 14.59% |
| 2025-06-30 | 12.94% |
| 2025-03-31 | 12.62% |
| 2024-12-31 | 13.18% |
| 2024-09-30 | 12.18% |
| 2024-06-30 | 15.64% |
| 2024-03-31 | 16.76% |
| 2023-12-31 | 17.11% |
| 2023-09-30 | 23.66% |
| 2023-06-30 | 21.81% |
| 2023-03-31 | 21.64% |
| 2022-12-31 | 22.84% |
| 2022-09-30 | 25.24% |
| 2022-06-30 | 21.21% |
| 2022-03-31 | 18.40% |
| 2021-12-31 | 15.62% |
| 2021-09-30 | 16.22% |
| 2021-06-30 | 16.76% |
| 2021-03-31 | 16.89% |
| 2020-12-31 | 15.83% |
| 2020-09-30 | 15.01% |
| 2020-06-30 | 13.67% |
| 2020-03-31 | 13.85% |
| 2019-12-31 | 14.82% |
| 2019-09-30 | 10.55% |
| 2019-06-30 | 10.22% |
| 2019-03-31 | 10.41% |
| 2018-12-31 | 10.97% |
| 2018-09-30 | 15.52% |
| 2018-06-30 | 15.79% |
| 2018-03-31 | 15.66% |
| 2017-12-31 | 14.36% |
| 2017-09-30 | 14.88% |
| 2017-06-30 | 15.00% |
| 2017-03-31 | 15.19% |
| 2016-12-31 | 15.17% |
| 2016-09-30 | 14.25% |
| 2016-06-30 | 14.07% |
| 2016-03-31 | 14.18% |
| 2015-12-31 | 14.71% |
| 2015-09-30 | 14.56% |
| 2015-06-30 | 15.00% |
| 2015-03-31 | 14.92% |
| 2014-12-31 | 14.96% |
| 2014-09-30 | 13.93% |
| 2014-06-30 | 14.04% |
| 2014-03-31 | 14.10% |
| 2013-12-31 | 14.32% |
| 2013-09-30 | 16.72% |
| 2013-06-30 | 16.84% |
| 2013-03-31 | 16.11% |
| 2012-12-31 | 15.19% |
| 2012-09-30 | 15.14% |
| 2012-06-30 | 14.20% |
| 2012-03-31 | 13.38% |
| 2011-12-31 | 12.94% |
| 2011-09-30 | 11.43% |
| 2011-06-30 | 11.71% |
| 2011-03-31 | 12.91% |
| 2010-12-31 | 13.39% |
| 2010-09-30 | 12.91% |
| 2010-06-30 | 13.05% |
| 2010-03-31 | 12.50% |
| 2009-12-31 | 12.69% |
| 2009-09-30 | 13.15% |
| 2009-06-30 | 12.68% |
| 2009-03-31 | 12.74% |
| 2008-12-31 | 13.04% |
| 2008-09-30 | 12.80% |
| 2008-06-30 | 13.24% |
| 2008-03-31 | 13.81% |
| 2007-12-31 | 13.44% |
| 2007-09-30 | 13.67% |
| 2007-06-30 | 14.32% |
| 2007-03-31 | 14.34% |
| 2006-12-31 | 14.92% |
| 2006-09-30 | 15.44% |
| 2006-06-30 | 15.30% |
| 2006-03-31 | 15.11% |
| 2005-12-31 | 14.99% |
| 2005-09-30 | 14.66% |
| 2005-06-30 | 14.82% |
| 2005-03-31 | 14.66% |
| 2004-12-31 | 13.76% |
| 2004-09-30 | 13.58% |
| 2004-06-30 | 13.54% |
| 2004-03-31 | 13.10% |
| 2003-12-31 | 13.14% |
| 2003-09-30 | 13.15% |
| 2003-06-30 | 13.30% |
