Truist Financial Corporation (TFC) Return on Invested Capital (ROIC): 3.61%
Is Truist Financial Corporation’s return on invested capital (ROIC) high or low?
Truist Financial Corporation's return on invested capital (ROIC) of 3.61% is 37% above its 5-year average of 2.63%, near the high end of its 5-year range (-0.55%–5.16%).
As of Saturday, June 13, 2026. 101.68% above its 12-month average of 1.79%.
TFC Return on Invested Capital (ROIC) Chart
TFC Average Return on Invested Capital (ROIC) Chart
TFC Current vs Average Return on Invested Capital (ROIC) Chart
TFC Return on Invested Capital (ROIC) Metrics
RETURN ON INVESTED CAPITAL (ROIC)
3.61%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
1.79%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
1.78%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
2.63%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
3.29%
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
3.36%
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
3.47%
CURRENT VS TTM AVG
+101.68%
CURRENT VS 3Y AVG
+103.09%
CURRENT VS 5Y AVG
+37.26%
CURRENT VS 10Y AVG
+9.67%
CURRENT VS 15Y AVG
+7.34%
CURRENT VS 20Y AVG
+3.92%
TFC Competitors' Return on Invested Capital (ROIC)
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Truist Financial Corporation (TFC) | $64.36B | 3.61% | 1.79% | 1.78% | 2.63% |
| The Travelers Companies, Inc. (TRV) | $64.74B | 12.10% | 11.86% | 9.68% | -2.06% |
| Aflac Incorporated (AFL) | $59.96B | 3.21% | 1.60% | 0.80% | 0.96% |
| MetLife, Inc. (MET) | $57.16B | 0.72% | 0.89% | 0.86% | 230.58% |
| Aon plc (AON) | $71.61B | 12.16% | 11.68% | 17.25% | 15.63% |
| The Allstate Corporation (ALL) | $57.05B | 20.79% | 12.46% | 5.83% | 5.47% |
| Arthur J. Gallagher & Co. (AJG) | $56.19B | 5.25% | 5.15% | 6.33% | 6.87% |
| Apollo Global Management, Inc. (APO) | $77.18B | 7.24% | 6.91% | 3.79% | 4.20% |
| Moody's Corporation (MCO) | $78.24B | 21.00% | 19.42% | 16.71% | 17.40% |
| Discover Financial Services (DFS) | $50.34B | 32.48% | 22.40% | 19.42% | 14.85% |
Capital Efficiency
ROIC
3.6%
ROE
8.6%
Truist Financial Corporation Return on Invested Capital (ROIC) Formula & Definition
ROIC = NOPAT / Invested Capital
Return on invested capital measures the after-tax return a company earns on all capital (debt and equity) invested in the business.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Truist Financial Corporation Return on Invested Capital (ROIC) FAQ
- What is the return on invested capital (ROIC) for Truist Financial Corporation (TFC)?
- The return on invested capital (ROIC) for TFC stock is 3.61%.
- Is Truist Financial Corporation's return on invested capital (ROIC) high or low?
- Truist Financial Corporation's return on invested capital (ROIC) of 3.61% is 37% above its 5-year average of 2.63%, near the high end of its 5-year range (-0.55%–5.16%).
- What is the TTM average return on invested capital (ROIC) for Truist Financial Corporation (TFC)?
- The TTM average return on invested capital (ROIC) for TFC stock is 1.79%.
- What is the 3Y average return on invested capital (ROIC) for Truist Financial Corporation (TFC)?
- The 3Y average return on invested capital (ROIC) for TFC stock is 1.78%.
- What is the 5Y average return on invested capital (ROIC) for Truist Financial Corporation (TFC)?
- The 5Y average return on invested capital (ROIC) for TFC stock is 2.63%.
- What is the 10Y average return on invested capital (ROIC) for Truist Financial Corporation (TFC)?
- The 10Y average return on invested capital (ROIC) for TFC stock is 3.29%.
- What is the 15Y average return on invested capital (ROIC) for Truist Financial Corporation (TFC)?
- The 15Y average return on invested capital (ROIC) for TFC stock is 3.36%.
- What is the 20Y average return on invested capital (ROIC) for Truist Financial Corporation (TFC)?
- The 20Y average return on invested capital (ROIC) for TFC stock is 3.47%.
Truist Financial Corporation Return on Invested Capital (ROIC) History
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2025-12-31 | 3.61% |
| 2024-12-31 | -0.03% |
| 2023-12-31 | -0.55% |
| 2022-12-31 | 4.08% |
| 2021-12-31 | 5.16% |
| 2020-12-31 | 3.51% |
| 2019-12-31 | 2.34% |
| 2018-12-31 | 5.51% |
| 2017-12-31 | 4.14% |
| 2016-12-31 | 4.57% |
| 2015-12-31 | 3.87% |
| 2014-12-31 | 4.28% |
| 2013-12-31 | 3.57% |
| 2012-12-31 | 4.69% |
| 2011-12-31 | 3.11% |
| 2010-12-31 | 1.95% |
| 2009-12-31 | 1.92% |
| 2008-12-31 | 3.41% |
| 2007-12-31 | 4.16% |
| 2006-12-31 | 4.28% |
| 2005-12-31 | 5.37% |
| 2004-12-31 | 5.38% |
| 2003-12-31 | 3.79% |
| 2002-12-31 | 4.90% |
| 2001-12-31 | 3.97% |
| 2000-12-31 | 3.27% |
| 1999-12-31 | 4.30% |
| 1998-12-31 | 5.23% |
| 1997-12-31 | 4.31% |
| 1996-12-31 | 5.36% |
Related Metrics
About Truist Financial Corporation
Truist Financial Corporation operates as a diversified financial holding company, providing an extensive array of banking and trust services throughout the Southeastern and Mid-Atlantic regions of the United States. Its business activities are structured across three main segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. The corporation offers a broad spectrum of deposit products, including both interest-bearing and noninterest-bearing checking accounts, savings accounts, money market deposit accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). Beyond deposit services, Truist delivers a comprehensive suite of financial solutions. These include various lending options such as automobile, bankcard, consumer, home equity, mortgage, small business, and student loans, alongside specialized commercial financing for areas like floor plan, real estate, and mortgage warehousing, as well as lease and supply chain financing. The company also provides extensive wealth management and investment services, encompassing asset management, investment brokerage, private banking, capital markets, institutional trust, and private equity investment solutions. Further offerings include corporate and investment banking, securities underwriting, and advisory services. Additionally, Truist offers a wide range of insurance products, covering property and casualty, life, health, employee benefits, workers' compensation, professional liability, surety, and title insurance. Digital banking platforms (mobile and online), payment processing, international banking, merchant services, and treasury management are also integral parts of its service portfolio. Headquartered in Charlotte, North Carolina, Truist Financial Corporation was founded in 1872. As of December 31, 2021, the company maintained a substantial presence with 2,517 banking offices. The organization officially adopted its current name, Truist Financial Corporation, in December 2019, having previously operated as BB&T Corporation.
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- William Henry Rogers Jr.