Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of -39.40% is 229% below its 5-year average of -11.97%, near the low end of its 5-year range (-39.40%–0.27%).
As of the fiscal period ended Wednesday, December 31, 2025. 32.73% below its 12-month average of -29.68%.
Reported quarterly return on assets; no daily interpolation. Q4 FY2025 (2025-12-31): -16.54%.
RETURN ON ASSETS (ROA)
-39.40%
RETURN ON ASSETS (ROA) AVG TTM
-29.68%
RETURN ON ASSETS (ROA) AVG 3Y
-15.46%
RETURN ON ASSETS (ROA) AVG 5Y
-11.97%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
-32.73%
CURRENT VS 3Y AVG
-154.77%
CURRENT VS 5Y AVG
-229.25%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-3290.28%
vs the sector median at left
SVRN, Inc.
Market Cap
$82.01M
Return on Assets (ROA)
-39.40%
TTM Avg
-29.68%
3Y Avg
-15.46%
5Y Avg
-11.97%
Market Cap
$81.86M
Return on Assets (ROA)
0.91%
TTM Avg
0.91%
3Y Avg
1.01%
5Y Avg
1.08%
Market Cap
$81.71M
Return on Assets (ROA)
6.73%
TTM Avg
5.44%
3Y Avg
4.62%
5Y Avg
5.75%
Market Cap
$83.08M
Return on Assets (ROA)
-706.07%
TTM Avg
-76.72%
3Y Avg
-114.89%
5Y Avg
-92.88%
Market Cap
$83.66M
Return on Assets (ROA)
0.80%
TTM Avg
0.72%
3Y Avg
0.66%
5Y Avg
0.68%
Market Cap
$80.35M
Return on Assets (ROA)
0.65%
TTM Avg
3.92%
3Y Avg
5.31%
5Y Avg
5.39%
Market Cap
$84.34M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$79.03M
Return on Assets (ROA)
1.45%
TTM Avg
0.55%
3Y Avg
0.55%
5Y Avg
0.55%
Market Cap
$78.99M
Return on Assets (ROA)
2.84%
TTM Avg
1.68%
3Y Avg
1.68%
5Y Avg
1.68%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SVRN, Inc. (SVRN) | $82.01M | -39.40% | -29.68% | -15.46% | -11.97% |
| United Bancorp, Inc. (UBCP)vs › | $81.86M | 0.91% | 0.91% | 1.01% | 1.08% |
| Hennessy Advisors, Inc. (HNNA)vs › | $81.71M | 6.73% | 5.44% | 4.62% | 5.75% |
| ZeroStack Corp. (ZSTK)vs › | $83.08M | -706.07% | -76.72% | -114.89% | -92.88% |
| Central Plains Bancshares, Inc. Common Stock (CPBI)vs › | $83.66M | 0.80% | 0.72% | 0.66% | 0.68% |
| Silvercrest Asset Management Group Inc. (SAMG)vs › | $80.35M | 0.65% | 3.92% | 5.31% | 5.39% |
| JATT II Acquisition Corp. (JATT)vs › | $84.34M | N/A | N/A | N/A | N/A |
| Starry Sea Acquisition Corp. (SSEA)vs › | $79.03M | 1.45% | 0.55% | 0.55% | 0.55% |
| Wintergreen Acquisition Corp. (WTG)vs › | $78.99M | 2.84% | 1.68% | 1.68% | 1.68% |
| Summit State Bank (SSBI)vs › | $85.12M | 0.23% | 0.15% | 0.69% | 0.92% |
ROA
-39.4%
ROE
-41.6%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | -39.40% |
| 2024-12-31 | -19.97% |
| 2023-12-31 | -2.08% |
| 2022-12-31 | -0.41% |
| 2021-12-31 | 0.27% |
| 2020-12-31 | -10.21% |
| 2019-12-31 | -5.19% |