Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to equity ratio high or low?
The debt to equity ratio of 0.00 is 100% below its 1-year average of 0.03, near the low end of its 1-year range (0.00–0.17).
As of the fiscal period ended Tuesday, March 31, 2026. 100.00% below its 12-month average of 0.03.
Reported quarterly debt to equity ratio; no daily interpolation. Q3 FY2026 (2026-03-31): 0.00.
DEBT TO EQUITY RATIO
0.00
DEBT TO EQUITY RATIO AVG TTM
0.03
DEBT TO EQUITY RATIO AVG 3Y
0.00
DEBT TO EQUITY RATIO AVG 5Y
0.00
DEBT TO EQUITY RATIO AVG 10Y
N/A
DEBT TO EQUITY RATIO AVG 15Y
N/A
DEBT TO EQUITY RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-100.00%
CURRENT VS 3Y AVG
N/A
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.27
median of 672 covered companies
CURRENT VS SECTOR MEDIAN
-100.00%
vs the sector median at left
Pioneer Bancorp, Inc.
Market Cap
$444.61M
Debt to Equity Ratio
0.00
TTM Avg
0.03
3Y Avg
0.00
5Y Avg
0.00
Market Cap
$443.03M
Debt to Equity Ratio
0.06
TTM Avg
0.11
3Y Avg
0.25
5Y Avg
0.19
Market Cap
$447.77M
Debt to Equity Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$437.94M
Debt to Equity Ratio
0.00
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$435.13M
Debt to Equity Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$432.73M
Debt to Equity Ratio
0.57
TTM Avg
0.71
3Y Avg
0.41
5Y Avg
0.35
| NAME | MARKET CAP | DEBT TO EQUITY RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Pioneer Bancorp, Inc. (PBFS) | $444.61M | 0.00 | 0.03 | 0.00 | 0.00 |
| Bank of Marin Bancorp (BMRC)vs › | $443.03M | 0.06 | 0.11 | 0.25 | 0.19 |
| RBB Bancorp (RBB)vs › | $442.20M | 0.60 | 0.66 | 0.71 | 0.71 |
| Churchill Capital Corp. Xii (CXII)vs › | $447.77M | N/A | N/A | N/A | N/A |
| First Bank (FRBA)vs › | $448.40M | 0.61 | 0.65 | 0.58 | 0.60 |
| AMERISAFE, Inc. (AMSF)vs › | $439.23M | 0.00 | 0.00 | 0.00 | 0.00 |
| Idea Acquisition Corp. Class A Ordinary Shares (IACO)vs › | $437.94M | 0.00 | N/A | N/A | N/A |
| Meshflow Acquisition Corp. (MESH)vs › | $435.13M | N/A | N/A | N/A | N/A |
| PIMCO California Municipal Income Fund (PCQ)vs › | $432.73M | 0.57 | 0.71 | 0.41 | 0.35 |
| American Coastal Insurance Corporation (ACIC)vs › | $456.05M | 0.45 | 0.56 | 0.67 | 0.59 |
Debt/Equity
0.00
Current ratio is unavailable for Pioneer Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Debt to Equity measures financial leverage by comparing total debt to shareholders' equity.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO EQUITY RATIO |
|---|---|
| 2026-03-31 | 0.00 |
| 2025-12-31 | 0.00 |
| 2025-12-31 | 0.17 |
| 2025-09-30 | 0.00 |
| 2025-06-30 | 0.00 |
| 2025-03-31 | 0.00 |
| 2024-12-31 | 0.00 |
| 2024-09-30 | 0.00 |
| 2024-06-30 | 0.00 |
| 2024-03-31 | 0.00 |
| 2023-12-31 | 0.00 |
| 2023-09-30 | 0.00 |
| 2023-06-30 | 0.00 |
| 2023-03-31 | 0.00 |
| 2022-12-31 | 0.00 |
| 2022-09-30 | 0.00 |
| 2022-06-30 | 0.00 |
| 2022-03-31 | 0.00 |
| 2021-12-31 | 0.00 |
| 2021-09-30 | 0.00 |
| 2021-06-30 | 0.00 |
| 2021-03-31 | 0.00 |
| 2020-12-31 | 0.00 |
| 2020-09-30 | 0.00 |
| 2020-06-30 | 0.00 |
| 2020-03-31 | 0.00 |
| 2019-12-31 | 0.00 |
| 2019-09-30 | 0.00 |
| 2019-06-30 | 0.00 |
| 2019-03-31 | 0.00 |
| 2018-12-31 | 0.00 |
| 2018-09-30 | 0.00 |
| 2018-06-30 | 0.00 |
| 2018-03-31 | 0.00 |
| 2017-12-31 | 0.00 |
| 2017-09-30 | 0.00 |
