Bank OZK (OZK) ROE: History & Chart

Bank OZK(OZK)

Banks - Regional · Little Rock, AR

$44.58-2.01 (-4.31%)

Delayed quote: Oct 6, 2026, 4:00 PM EDT

About Bank OZK

Bank OZK is a financial institution offering a comprehensive range of banking services to both retail and commercial clients. Its deposit offerings encompass a wide array of account types, such as demand deposit accounts (both interest and non-interest-bearing), business sweep, savings, money market, and individual retirement accounts, alongside various time deposit options. Beyond deposits, Bank OZK extends diverse lending solutions. These include financing for real estate, consumers, and businesses, as well as specialized areas like recreational vehicles, marine vessels, commercial & industrial projects, and government-guaranteed loans. The bank also supports agriculture, small businesses, homebuilders, and affordable housing initiatives. Additional financial provisions cover business aviation and subscription-based services, as well as conventional mortgage and other loan products. Furthermore, the institution delivers trust and wealth management services. This encompasses personal wealth planning, custodial arrangements, investment management, and retirement account administration. For corporate clients, it provides essential corporate trust services, acting as a trustee, paying agent, and registered transfer agent, among other related functions. Its suite of treasury management offerings is designed to streamline business operations, featuring services like automated clearing house (ACH) transactions, wire transfers, detailed transaction reporting, wholesale lockbox processing, remote deposit capture, automated credit line transfers, account reconciliation, positive pay fraud prevention, and merchant and commercial card services. It also manages specialized accounts such as zero balance and investment sweep accounts. Customers also benefit from convenient access through ATMs, telephone, online, and mobile banking platforms. The bank issues both debit and credit cards, offers safe deposit boxes, and processes merchant debit and credit card transactions, along with other supplementary products and services. With a history dating back to its founding in 1903, Bank OZK is headquartered in Little Rock, Arkansas. It expanded its footprint to approximately 240 branches across states including Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi as of the end of 2021. The institution adopted its current name, Bank OZK, in July 2018, having previously been known as Bank of the Ozarks.

Little Rock, AR

3,286 employees

www.ozk.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: George G. Gleason

View full financials

OZK Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

11.01%

RETURN ON EQUITY (ROE) AVG TTM

11.63%

RETURN ON EQUITY (ROE) AVG 3Y

12.49%

RETURN ON EQUITY (ROE) AVG 5Y

12.25%

RETURN ON EQUITY (ROE) AVG 10Y

11.66%

RETURN ON EQUITY (ROE) AVG 15Y

12.28%

RETURN ON EQUITY (ROE) AVG 20Y

12.75%

CURRENT VS TTM AVG

-5.29%

CURRENT VS 3Y AVG

-11.82%

CURRENT VS 5Y AVG

-10.12%

CURRENT VS 10Y AVG

-5.59%

CURRENT VS 15Y AVG

-10.32%

CURRENT VS 20Y AVG

-13.65%

SECTOR MEDIAN · FINANCIAL SERVICES

8.76%

median of 677 covered companies

CURRENT VS SECTOR MEDIAN

+25.70%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
Bank OZK (OZK)	$4.87B	11.01%	11.63%	12.49%	12.25%
Eastern Bankshares, Inc. (EBC)vs ›	$4.90B	8.78%	2.67%	5.30%	4.40%
JPMorgan U.S. Tech Leaders ETF (JTEK)vs ›	$4.80B	N/A	N/A	N/A	N/A
Hamilton Lane Incorporated (HLNE)vs ›	$4.80B	29.37%	28.77%	27.66%	32.31%
Figure Technology Solutions, Inc. Class A Common Stock (FIGR)vs ›	$4.99B	16.78%	7.87%	-2.11%	-2.11%
Selective Insurance Group, Inc. (SIGI)vs ›	$5.06B	13.59%	9.78%	10.20%	10.56%
Axos Financial, Inc. (AX)vs ›	$5.06B	15.49%	15.82%	16.83%	16.23%
TFS Financial Corporation (TFSL)vs ›	$4.65B	5.21%	4.54%	4.25%	4.44%
Main Street Capital Corporation (MAIN)vs ›	$5.09B	14.25%	17.32%	15.85%	13.97%
RLI Corp. (RLI)vs ›	$5.14B	25.04%	22.70%	29.13%	25.51%

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

Bank OZK (OZK)

$4.87B

11.01%

11.63%

12.49%

12.25%

Eastern Bankshares, Inc. (EBC)vs ›

$4.90B

8.78%

2.67%

5.30%

4.40%

JPMorgan U.S. Tech Leaders ETF (JTEK)vs ›

$4.80B

N/A

Hamilton Lane Incorporated (HLNE)vs ›

$4.80B

29.37%

28.77%

27.66%

32.31%

Figure Technology Solutions, Inc. Class A Common Stock (FIGR)vs ›

$4.99B

16.78%

7.87%

-2.11%

Selective Insurance Group, Inc. (SIGI)vs ›

$5.06B

13.59%

9.78%

10.20%

10.56%

Axos Financial, Inc. (AX)vs ›

$5.06B

15.49%

15.82%

16.83%

16.23%

TFS Financial Corporation (TFSL)vs ›

$4.65B

5.21%

4.54%

4.25%

4.44%

Main Street Capital Corporation (MAIN)vs ›

$5.09B

14.25%

17.32%

15.85%

13.97%

RLI Corp. (RLI)vs ›

$5.14B

25.04%

22.70%

29.13%

25.51%

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for Bank OZK (OZK)?

The return on equity (ROE) for OZK stock is 11.01%.

Is Bank OZK's return on equity (ROE) high or low?

The return on equity (ROE) of 11.01% is 10% below its 5-year average of 12.25%, near the low end of its 5-year range (11.01%–13.84%).

What is the TTM average return on equity (ROE) for Bank OZK (OZK)?

The TTM average return on equity (ROE) for OZK stock is 11.63%.

What is the 3Y average return on equity (ROE) for Bank OZK (OZK)?

The 3Y average return on equity (ROE) for OZK stock is 12.49%.

What is the 5Y average return on equity (ROE) for Bank OZK (OZK)?

The 5Y average return on equity (ROE) for OZK stock is 12.25%.

What is the 10Y average return on equity (ROE) for Bank OZK (OZK)?

The 10Y average return on equity (ROE) for OZK stock is 11.66%.

What is the 15Y average return on equity (ROE) for Bank OZK (OZK)?

The 15Y average return on equity (ROE) for OZK stock is 12.28%.

What is the 20Y average return on equity (ROE) for Bank OZK (OZK)?

The 20Y average return on equity (ROE) for OZK stock is 12.75%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	11.01%
2026-03-31	11.48%
2025-12-31	11.67%
2025-09-30	11.84%
2025-06-30	12.12%
2025-03-31	12.22%
2024-12-31	12.56%
2024-09-30	12.68%
2024-06-30	12.98%
2024-03-31	13.22%
2023-12-31	13.44%
2023-09-30	13.84%
2023-06-30	13.25%
2023-03-31	12.63%
2022-12-31	12.03%
2022-09-30	12.14%
2022-06-30	11.92%
2022-03-31	12.01%
2021-12-31	11.97%
2021-09-30	12.07%
2021-06-30	11.74%
2021-03-31	9.77%
2020-12-31	6.83%
2020-09-30	6.50%
2020-06-30	6.49%
2020-03-31	8.01%
2019-12-31	10.26%
2019-09-30	10.79%
2019-06-30	10.28%
2019-03-31	10.68%
2018-12-31	11.06%
2018-09-30	12.27%
2018-06-30	13.01%
2018-03-31	12.64%
2017-12-31	12.19%
2017-09-30	10.90%
2017-06-30	10.54%
2017-03-31	10.70%
2016-12-31	9.67%
2016-09-30	8.48%
2016-06-30	13.09%
2016-03-31	12.87%
2015-12-31	12.44%
2015-09-30	12.59%
2015-06-30	12.53%
2015-03-31	11.30%
2014-12-31	13.06%
2014-09-30	12.36%
2014-06-30	12.07%
2014-03-31	14.78%
2013-12-31	14.60%
2013-09-30	14.39%
2013-06-30	15.12%
2013-03-31	15.09%
2012-12-31	15.18%
2012-09-30	15.47%
2012-06-30	16.00%
2012-03-31	23.65%
2011-12-31	23.86%
2011-09-30	24.74%
2011-06-30	26.45%
2011-03-31	18.72%
2010-12-31	19.98%
2010-09-30	14.94%
2010-06-30	12.46%
2010-03-31	12.75%
2009-12-31	11.36%
2009-09-30	11.48%
2009-06-30	11.80%
2009-03-31	10.92%
2008-12-31	10.70%
2008-09-30	15.35%
2008-06-30	15.42%
2008-03-31	15.02%
2007-12-31	16.64%
2007-09-30	16.62%
2007-06-30	17.39%
2007-03-31	16.90%
2006-12-31	18.15%
2006-09-30	19.64%
2006-06-30	21.91%
2006-03-31	21.28%
2005-12-31	21.08%
2005-09-30	21.05%
2005-06-30	20.53%
2005-03-31	21.51%
2004-12-31	21.32%
2004-09-30	21.25%
2004-06-30	23.04%
2004-03-31	20.41%
2003-12-31	20.51%
2003-09-30	20.53%
2003-06-30	19.10%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

11.01%

2026-03-31

11.48%

2025-12-31

11.67%

2025-09-30

11.84%

2025-06-30

12.12%

2025-03-31

12.22%

2024-12-31

12.56%

2024-09-30

12.68%

2024-06-30

12.98%

2024-03-31

13.22%

2023-12-31

13.44%

2023-09-30

13.84%

2023-06-30

13.25%

2023-03-31

12.63%

2022-12-31

12.03%

2022-09-30

12.14%

2022-06-30

11.92%

2022-03-31

12.01%

2021-12-31

11.97%

2021-09-30

12.07%

2021-06-30

11.74%

2021-03-31

9.77%

2020-12-31

6.83%

2020-09-30

6.50%

2020-06-30

6.49%

2020-03-31

8.01%

2019-12-31

10.26%

2019-09-30

10.79%

2019-06-30

10.28%

2019-03-31

10.68%

2018-12-31

11.06%

2018-09-30

12.27%

2018-06-30

13.01%

2018-03-31

12.64%

2017-12-31

12.19%

2017-09-30

10.90%

2017-06-30

10.54%

2017-03-31

10.70%

2016-12-31

9.67%

2016-09-30

8.48%

2016-06-30

13.09%

2016-03-31

12.87%

2015-12-31

12.44%

2015-09-30

12.59%

2015-06-30

12.53%

2015-03-31

11.30%

2014-12-31

13.06%

2014-09-30

12.36%

2014-06-30

12.07%

2014-03-31

14.78%

2013-12-31

14.60%

2013-09-30

14.39%

2013-06-30

15.12%

2013-03-31

15.09%

2012-12-31

15.18%

2012-09-30

15.47%

2012-06-30

16.00%

2012-03-31

23.65%

2011-12-31

23.86%

2011-09-30

24.74%

2011-06-30

26.45%

2011-03-31

18.72%

2010-12-31

19.98%

2010-09-30

14.94%

2010-06-30

12.46%

2010-03-31

12.75%

2009-12-31

11.36%

2009-09-30

11.48%

2009-06-30

11.80%

2009-03-31

10.92%

2008-12-31

10.70%

2008-09-30

15.35%

2008-06-30

15.42%

2008-03-31

15.02%

2007-12-31

16.64%

2007-09-30

16.62%

2007-06-30

17.39%

2007-03-31

16.90%

2006-12-31

18.15%

2006-09-30

19.64%

2006-06-30

21.91%

2006-03-31

21.28%

2005-12-31

21.08%

2005-09-30

21.05%

2005-06-30

20.53%

2005-03-31

21.51%

2004-12-31

21.32%

2004-09-30

21.25%

2004-06-30

23.04%

2004-03-31

20.41%

2003-12-31

20.51%

2003-09-30

20.53%

2003-06-30

19.10%

Return on Equity (ROE): 11.01%

OZK Return on Equity (ROE)

OZK Average Return on Equity (ROE) Chart

OZK Current vs Average Return on Equity (ROE) Chart

OZK Return on Equity (ROE) Metrics

OZK Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

OZK Return on Equity (ROE) History

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