Navient (NAVI) ROE: History & Chart

Navient Corporation(NAVI)

Financial - Credit Services · Herndon, VA

$8.93-0.11 (-1.22%)

Delayed quote: Oct 6, 2026, 4:00 PM EDT

About Navient Corporation

Navient Corporation specializes in managing education loans and delivering comprehensive business processing services. Its clientele spans the education, healthcare, and government sectors, serving federal, state, and local entities across the United States. The company's operations are divided into three primary segments: Federal Education Loans, Consumer Lending, and Business Processing. Within its Federal Education Loans segment, Navient holds Federal Family Education Loan Program (FFELP) loans, which are backed by state or non-profit agency guarantees. This division also handles the servicing and recovery of its own loan assets, alongside offering asset recovery solutions for FFELP loans held by other organizations. Its Consumer Lending activities involve the ownership, origination, acquisition, and ongoing servicing of private education loans, including both in-school financing and refinancing options. The Business Processing segment extends to various healthcare services, encompassing outsourced revenue cycle management, accounts receivable administration, supplementary business office support, consulting, and public health program management. Furthermore, it provides tailored business processing solutions to state governments, their agencies, judicial systems, local municipalities, and authorities overseeing parking and toll collection. These customizable offerings serve a diverse range of clients, such as hospitals, healthcare networks, medical centers, large physician practices, other healthcare providers, and public health departments. Navient also manages corporate liquidity portfolios. Established in 1973, Navient Corporation maintains its headquarters in Wilmington, Delaware.

Herndon, VA

670 employees

www.navient.com

Financial Services / Financial - Credit Services

Sector: Financial Services
Industry: Financial - Credit Services
CEO: Edward John Bramson

View full financials

NAVI Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

-2.04%

RETURN ON EQUITY (ROE) AVG TTM

-1.72%

RETURN ON EQUITY (ROE) AVG 3Y

3.70%

RETURN ON EQUITY (ROE) AVG 5Y

11.54%

RETURN ON EQUITY (ROE) AVG 10Y

13.02%

RETURN ON EQUITY (ROE) AVG 15Y

N/A

RETURN ON EQUITY (ROE) AVG 20Y

N/A

CURRENT VS TTM AVG

-19.04%

CURRENT VS 3Y AVG

-155.24%

CURRENT VS 5Y AVG

-117.70%

CURRENT VS 10Y AVG

-115.69%

CURRENT VS 15Y AVG

N/A

CURRENT VS 20Y AVG

N/A

SECTOR MEDIAN · FINANCIAL SERVICES

8.76%

median of 677 covered companies

CURRENT VS SECTOR MEDIAN

-123.33%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
Navient Corporation (NAVI)	$839.33M	-2.04%	-1.72%	3.70%	11.54%
Capital City Bank Group, Inc. (CCBG)vs ›	$843.00M	10.83%	10.91%	10.48%	9.93%
World Acceptance Corporation (WRLD)vs ›	$824.71M	10.86%	15.20%	13.53%	15.06%
South Plains Financial, Inc. (SPFI)vs ›	$818.67M	10.34%	11.59%	13.72%	13.59%
Eagle Bancorp, Inc. (EGBN)vs ›	$861.20M	-3.33%	-7.53%	1.07%	4.67%
Oxford Lane Capital Corp. (OXLCO)vs ›	$817.02M	-56.75%	-27.14%	-13.95%	1.02%
Great Southern Bancorp, Inc. (GSBC)vs ›	$862.74M	10.49%	10.73%	11.89%	11.52%
Alerus Financial Corporation (ALRS)vs ›	$813.16M	4.75%	3.34%	5.26%	8.21%
Orrstown Financial Services, Inc. (ORRF)vs ›	$812.04M	13.89%	8.97%	10.25%	10.65%
GCM Grosvenor Inc. (GCMG)vs ›	$805.64M	175.63%	50.20%	-11.46%	-23.86%

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

Navient Corporation (NAVI)

$839.33M

-2.04%

-1.72%

3.70%

11.54%

Capital City Bank Group, Inc. (CCBG)vs ›

$843.00M

10.83%

10.91%

10.48%

9.93%

World Acceptance Corporation (WRLD)vs ›

$824.71M

10.86%

15.20%

13.53%

15.06%

South Plains Financial, Inc. (SPFI)vs ›

$818.67M

10.34%

11.59%

13.72%

13.59%

Eagle Bancorp, Inc. (EGBN)vs ›

$861.20M

-3.33%

-7.53%

1.07%

4.67%

Oxford Lane Capital Corp. (OXLCO)vs ›

$817.02M

-56.75%

-27.14%

-13.95%

1.02%

Great Southern Bancorp, Inc. (GSBC)vs ›

$862.74M

10.49%

10.73%

11.89%

11.52%

Alerus Financial Corporation (ALRS)vs ›

$813.16M

4.75%

3.34%

5.26%

8.21%

Orrstown Financial Services, Inc. (ORRF)vs ›

$812.04M

13.89%

8.97%

10.25%

10.65%

GCM Grosvenor Inc. (GCMG)vs ›

$805.64M

175.63%

50.20%

-11.46%

-23.86%

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for Navient Corporation (NAVI)?

The return on equity (ROE) for NAVI stock is -2.04%.

Is Navient Corporation's return on equity (ROE) high or low?

The return on equity (ROE) of -2.04% is 118% below its 5-year average of 11.54%, near the low end of its 5-year range (-3.29%–35.06%).

What is the TTM average return on equity (ROE) for Navient Corporation (NAVI)?

The TTM average return on equity (ROE) for NAVI stock is -1.72%.

What is the 3Y average return on equity (ROE) for Navient Corporation (NAVI)?

The 3Y average return on equity (ROE) for NAVI stock is 3.70%.

What is the 5Y average return on equity (ROE) for Navient Corporation (NAVI)?

The 5Y average return on equity (ROE) for NAVI stock is 11.54%.

What is the 10Y average return on equity (ROE) for Navient Corporation (NAVI)?

The 10Y average return on equity (ROE) for NAVI stock is 13.02%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	-2.04%
2026-03-31	-2.52%
2025-12-31	-3.29%
2025-09-30	-2.05%
2025-06-30	1.33%
2025-03-31	2.16%
2024-12-31	4.96%
2024-09-30	2.93%
2024-06-30	5.82%
2024-03-31	6.87%
2023-12-31	8.26%
2023-09-30	12.46%
2023-06-30	13.21%
2023-03-31	16.94%
2022-12-31	21.67%
2022-09-30	17.79%
2022-06-30	20.40%
2022-03-31	21.32%
2021-12-31	27.61%
2021-09-30	33.53%
2021-06-30	35.06%
2021-03-31	32.57%
2020-12-31	16.89%
2020-09-30	17.66%
2020-06-30	15.89%
2020-03-31	17.89%
2019-12-31	17.93%
2019-09-30	15.37%
2019-06-30	14.15%
2019-03-31	11.57%
2018-12-31	11.22%
2018-09-30	6.42%
2018-06-30	8.10%
2018-03-31	9.07%
2017-12-31	8.45%
2017-09-30	14.80%
2017-06-30	16.27%
2017-03-31	16.15%
2016-12-31	18.44%
2016-09-30	22.16%
2016-06-30	22.53%
2016-03-31	23.22%
2015-12-31	25.51%
2015-09-30	25.11%
2015-06-30	27.92%
2015-03-31	29.90%
2014-12-31	27.37%
2014-09-30	27.77%
2014-06-30	26.24%
2014-03-31	23.08%
2013-12-31	25.16%
2013-09-30	26.52%
2013-06-30	26.06%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

-2.04%

2026-03-31

-2.52%

2025-12-31

-3.29%

2025-09-30

-2.05%

2025-06-30

1.33%

2025-03-31

2.16%

2024-12-31

4.96%

2024-09-30

2.93%

2024-06-30

5.82%

2024-03-31

6.87%

2023-12-31

8.26%

2023-09-30

12.46%

2023-06-30

13.21%

2023-03-31

16.94%

2022-12-31

21.67%

2022-09-30

17.79%

2022-06-30

20.40%

2022-03-31

21.32%

2021-12-31

27.61%

2021-09-30

33.53%

2021-06-30

35.06%

2021-03-31

32.57%

2020-12-31

16.89%

2020-09-30

17.66%

2020-06-30

15.89%

2020-03-31

17.89%

2019-12-31

17.93%

2019-09-30

15.37%

2019-06-30

14.15%

2019-03-31

11.57%

2018-12-31

11.22%

2018-09-30

6.42%

2018-06-30

8.10%

2018-03-31

9.07%

2017-12-31

8.45%

2017-09-30

14.80%

2017-06-30

16.27%

2017-03-31

16.15%

2016-12-31

18.44%

2016-09-30

22.16%

2016-06-30

22.53%

2016-03-31

23.22%

2015-12-31

25.51%

2015-09-30

25.11%

2015-06-30

27.92%

2015-03-31

29.90%

2014-12-31

27.37%

2014-09-30

27.77%

2014-06-30

26.24%

2014-03-31

23.08%

2013-12-31

25.16%

2013-09-30

26.52%

2013-06-30

26.06%

Return on Equity (ROE): -2.04%

NAVI Return on Equity (ROE)

NAVI Average Return on Equity (ROE) Chart

NAVI Current vs Average Return on Equity (ROE) Chart

NAVI Return on Equity (ROE) Metrics

NAVI Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

NAVI Return on Equity (ROE) History

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