Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 9.31% is 21% above its 5-year average of 7.69%, near the high end of its 5-year range (6.27%–9.31%).
As of the fiscal period ended Tuesday, June 30, 2026. 6.24% above its 12-month average of 8.76%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q3 FY2026 (2026-06-30): 9.31%.
RETURN ON EQUITY (ROE)
9.31%
RETURN ON EQUITY (ROE) AVG TTM
8.76%
RETURN ON EQUITY (ROE) AVG 3Y
7.86%
RETURN ON EQUITY (ROE) AVG 5Y
7.69%
RETURN ON EQUITY (ROE) AVG 10Y
5.85%
RETURN ON EQUITY (ROE) AVG 15Y
4.24%
RETURN ON EQUITY (ROE) AVG 20Y
3.71%
CURRENT VS TTM AVG
+6.24%
CURRENT VS 3Y AVG
+18.41%
CURRENT VS 5Y AVG
+20.94%
CURRENT VS 10Y AVG
+59.08%
CURRENT VS 15Y AVG
+119.53%
CURRENT VS 20Y AVG
+151.04%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+6.24%
vs the sector median at left
Magyar Bancorp, Inc.
Market Cap
$123.37M
Return on Equity (ROE)
9.31%
TTM Avg
8.76%
3Y Avg
7.86%
5Y Avg
7.69%
Market Cap
$125.26M
Return on Equity (ROE)
13.82%
TTM Avg
11.76%
3Y Avg
13.96%
5Y Avg
12.38%
Market Cap
$123.54M
Return on Equity (ROE)
0.15%
TTM Avg
-0.82%
3Y Avg
0.02%
5Y Avg
0.02%
Market Cap
$122.56M
Return on Equity (ROE)
-424.60%
TTM Avg
-75.09%
3Y Avg
-38.96%
5Y Avg
-19.29%
Market Cap
$125.87M
Return on Equity (ROE)
2.75%
TTM Avg
113.11%
3Y Avg
113.11%
5Y Avg
113.11%
Market Cap
$120.48M
Return on Equity (ROE)
1.07%
TTM Avg
50.80%
3Y Avg
33.87%
5Y Avg
33.87%
Market Cap
$120.28M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$120.26M
Return on Equity (ROE)
-2.67%
TTM Avg
0.04%
3Y Avg
3.54%
5Y Avg
5.83%
Market Cap
$119.96M
Return on Equity (ROE)
N/A
TTM Avg
1.39%
3Y Avg
1.39%
5Y Avg
1.39%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Magyar Bancorp, Inc. (MGYR) | $123.37M | 9.31% | 8.76% | 7.86% | 7.69% |
| Bank of the James Financial Group, Inc. (BOTJ)vs › | $125.26M | 13.82% | 11.76% | 13.96% | 12.38% |
| Hoyne Bancorp, Inc. Common Stock (HYNE)vs › | $123.54M | 0.15% | -0.82% | 0.02% | 0.02% |
| SUI Group Holdings Limited (SUIG)vs › | $122.56M | -424.60% | -75.09% | -38.96% | -19.29% |
| NMP Acquisition Corp. (NMP)vs › | $125.87M | 2.75% | 113.11% | 113.11% | 113.11% |
| Cantor Equity Partners VI, Inc. Class A Ordinary Shares (CEPS)vs › | $120.48M | 1.07% | 50.80% | 33.87% | 33.87% |
| FG Communities Holdings Inc. (FGCPP)vs › | $120.28M | N/A | N/A | N/A | N/A |
| Riverview Bancorp, Inc. (RVSB)vs › | $120.26M | -2.67% | 0.04% | 3.54% | 5.83% |
| Pantages Capital Acquisition Corp (PGAC)vs › | $119.96M | N/A | 1.39% | 1.39% | 1.39% |
| MMTec, Inc. (MTC)vs › | $126.82M | -386.22% | -364.46% | -199.02% | -161.15% |
ROE
9.3%
ROA
1.1%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 9.31% |
| 2026-03-31 | 8.99% |
| 2025-12-31 | 8.88% |
| 2025-09-30 | 8.21% |
| 2025-06-30 | 8.41% |
| 2025-03-31 | 7.87% |
| 2024-12-31 | 7.36% |
| 2024-09-30 | 7.04% |
| 2024-06-30 | 6.81% |
| 2024-03-31 | 7.11% |
| 2023-12-31 | 7.09% |
| 2023-09-30 | 7.36% |
| 2023-06-30 | 7.74% |
| 2023-03-31 | 8.06% |
| 2022-12-31 | 8.04% |
| 2022-09-30 | 8.04% |
| 2022-06-30 | 7.03% |
| 2022-03-31 | 6.69% |
| 2021-12-31 | 6.58% |
| 2021-09-30 | 6.27% |
| 2021-06-30 | 8.71% |
| 2021-03-31 | 7.02% |
| 2020-12-31 | 5.11% |
| 2020-09-30 | 3.85% |
| 2020-06-30 | 3.90% |
| 2020-03-31 | 4.33% |
| 2019-12-31 | 5.19% |
| 2019-09-30 | 5.48% |
| 2019-06-30 | 5.32% |
| 2019-03-31 | 5.17% |
| 2018-12-31 | 4.56% |
| 2018-09-30 | 3.95% |
| 2018-06-30 | 3.58% |
| 2018-03-31 | 3.00% |
| 2017-12-31 | 2.82% |
| 2017-09-30 | 2.88% |
| 2017-06-30 | 2.64% |
| 2017-03-31 | 2.59% |
| 2016-12-31 | 2.35% |
| 2016-09-30 | 2.28% |
| 2016-06-30 | 2.24% |
| 2016-03-31 | 2.24% |
| 2015-12-31 | 2.18% |
| 2015-09-30 | 1.92% |
| 2015-06-30 | 1.64% |
| 2015-03-31 | 1.53% |
| 2014-12-31 | 1.35% |
| 2014-09-30 | 1.25% |
| 2014-06-30 | 1.12% |
| 2014-03-31 | 1.14% |
| 2013-12-31 | 0.25% |
| 2013-09-30 | 0.58% |
| 2013-06-30 | 0.95% |
| 2013-03-31 | 0.91% |
| 2012-12-31 | 1.68% |
| 2012-09-30 | 1.13% |
| 2012-06-30 | 0.39% |
| 2012-03-31 | 0.05% |
| 2011-12-31 | -0.77% |
| 2011-09-30 | -0.56% |
| 2011-06-30 | -0.24% |
| 2011-03-31 | 7.77% |
| 2010-12-31 | 9.18% |
| 2010-09-30 | 8.92% |
| 2010-06-30 | 8.96% |
| 2010-03-31 | -5.88% |
| 2009-12-31 | -5.62% |
| 2009-09-30 | -15.29% |
| 2009-06-30 | -23.04% |
| 2009-03-31 | -14.53% |
| 2008-12-31 | -16.25% |
| 2008-09-30 | -6.42% |
| 2008-06-30 | 0.38% |
| 2008-03-31 | 0.26% |
| 2007-12-31 | 1.19% |
| 2007-09-30 | 1.49% |
| 2007-06-30 | 1.81% |
| 2007-03-31 | 1.93% |
| 2006-12-31 | 0.23% |
| 2006-09-30 | 0.01% |
| 2006-06-30 | 2.66% |
| 2006-03-31 | 2.33% |
| 2005-12-31 | 7.65% |
| 2005-09-30 | 6.40% |