Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.12% is 42% above its 5-year average of 0.79%, near the high end of its 5-year range (0.29%–1.12%).
24.44% above its 12-month average of 0.90%.
Reported quarterly return on assets; no daily interpolation. Q3 FY2026 (2026-06-30): 0.29%.
RETURN ON ASSETS (ROA)
1.12%
RETURN ON ASSETS (ROA) AVG TTM
0.90%
RETURN ON ASSETS (ROA) AVG 3Y
0.91%
RETURN ON ASSETS (ROA) AVG 5Y
0.79%
RETURN ON ASSETS (ROA) AVG 10Y
0.56%
RETURN ON ASSETS (ROA) AVG 15Y
0.44%
RETURN ON ASSETS (ROA) AVG 20Y
0.35%
CURRENT VS TTM AVG
+24.44%
CURRENT VS 3Y AVG
+23.08%
CURRENT VS 5Y AVG
+42.37%
CURRENT VS 10Y AVG
+101.31%
CURRENT VS 15Y AVG
+153.82%
CURRENT VS 20Y AVG
+216.83%
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 520 covered companies
CURRENT VS SECTOR MEDIAN
-8.20%
vs the sector median at left
Magyar Bancorp, Inc.
Market Cap
$121.50M
Return on Assets (ROA)
1.12%
TTM Avg
0.90%
3Y Avg
0.91%
5Y Avg
0.79%
Market Cap
$122.96M
Return on Assets (ROA)
1.07%
TTM Avg
-22.89%
3Y Avg
-15.26%
5Y Avg
-15.26%
Market Cap
$123.69M
Return on Assets (ROA)
0.05%
TTM Avg
-0.15%
3Y Avg
0.01%
5Y Avg
0.01%
Market Cap
$119.11M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$117.78M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$125.26M
Return on Assets (ROA)
1.10%
TTM Avg
0.84%
3Y Avg
0.89%
5Y Avg
0.81%
Market Cap
$117.60M
Return on Assets (ROA)
2.98%
TTM Avg
1.87%
3Y Avg
1.87%
5Y Avg
1.87%
Market Cap
$116.91M
Return on Assets (ROA)
0.30%
TTM Avg
0.01%
3Y Avg
0.20%
5Y Avg
0.33%
Market Cap
$126.47M
Return on Assets (ROA)
2.74%
TTM Avg
0.76%
3Y Avg
0.76%
5Y Avg
0.76%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Magyar Bancorp, Inc. (MGYR) | $121.50M | 1.12% | 0.90% | 0.91% | 0.79% |
| Cantor Equity Partners VI, Inc. Class A Ordinary Shares (CEPS)vs › | $122.96M | 1.07% | -22.89% | -15.26% | -15.26% |
| Hoyne Bancorp, Inc. Common Stock (HYNE)vs › | $123.69M | 0.05% | -0.15% | 0.01% | 0.01% |
| Alpex Acquisition Corp. (ALPX)vs › | $119.11M | N/A | N/A | N/A | N/A |
| Burtech Acquisition Corp II (BRKH)vs › | $117.78M | N/A | N/A | N/A | N/A |
| Bank of the James Financial Group, Inc. (BOTJ)vs › | $125.26M | 1.10% | 0.84% | 0.89% | 0.81% |
| Charlton Aria Acquisition Corporation (CHAR)vs › | $117.60M | 2.98% | 1.87% | 1.87% | 1.87% |
| Bogota Financial Corp. (BSBK)vs › | $116.91M | 0.30% | 0.01% | 0.20% | 0.33% |
| NMP Acquisition Corp. (NMP)vs › | $126.47M | 2.74% | 0.76% | 0.76% | 0.76% |
| MMTec, Inc. (MTC)vs › | $126.94M | -304.45% | -221.39% | -124.38% | -105.27% |
ROA
1.1%
ROE
9.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-09-30 | 0.98% |
| 2024-09-30 | 0.82% |
| 2023-09-30 | 0.85% |
| 2022-09-30 | 0.99% |
| 2021-09-30 | 0.79% |
| 2020-09-30 | 0.29% |
| 2019-09-30 | 0.48% |
| 2018-09-30 | 0.33% |
| 2017-09-30 | 0.24% |
| 2016-09-30 | 0.19% |
| 2015-09-30 | 0.16% |
| 2014-09-30 | 0.11% |
| 2013-09-30 | 0.05% |
| 2012-09-30 | 0.10% |
| 2011-09-30 | -0.05% |
| 2010-09-30 | 0.73% |
| 2009-09-30 | -1.08% |
| 2008-09-30 | -0.57% |
| 2007-09-30 | 0.15% |
| 2006-09-30 | 0.00% |
| 2005-09-30 | 0.43% |
| 2004-09-30 | 0.21% |
| 2003-09-30 | 0.56% |
