Charlton Aria Acquisition Corporation (CHAR) vs Magyar Bancorp, Inc. (MGYR)

A side-by-side comparison of Charlton Aria Acquisition Corporation and Magyar Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CHAR vs MGYR

growth of $100 · dividends reinvested · last 2y
CHAR +10.8% (+5.3%/yr)MGYR +46.8% (+21.2%/yr)MGYR compounded faster over this window
100120140Start $10020252026$111$147
CHAR MGYR

CHAR vs MGYR: by the numbers

  • •MGYR is the larger company ($121M vs $118M market cap).
  • •MGYR trades at the lower trailing earnings multiple (10.05 vs 44.10 P/E), one valuation lens rather than an overall verdict.
  • •MGYR is profitable (18.89% net margin) while CHAR runs a net loss (0.00%).
  • •MGYR pays a dividend (1.99% yield), while CHAR has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCHARMGYR
P/E ratio44.1010.05
PEG ratioN/A0.31
P/S ratioN/A1.95
P/B ratio1.320.96

Profitability

MetricCHARMGYR
Gross margin0.00%N/A
Operating margin0.00%26.56%
Net margin0.00%18.89%
ROE3.09%9.31%
ROIC-0.68%N/A

Magyar Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCHARMGYR
Dividend yieldN/A1.99%
Payout ratioN/A20.32%

Growth (annualized)

MetricCHARMGYR
Revenue CAGR (5Y)N/A14.98%
EPS CAGR (5Y)N/A32.81%
Total return CAGR (5Y)N/A12.28%

Frequently asked

Which has the lower trailing P/E, CHAR or MGYR?
MGYR has the lower trailing P/E: CHAR trades at 44.10 and MGYR at 10.05. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does CHAR or MGYR pay a bigger dividend?
MGYR pays a dividend (1.99% yield), while CHAR has no payments in the available dividend history.
Is CHAR or MGYR more profitable?
MGYR runs the higher net margin — CHAR at 0.00% versus MGYR at 18.89%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.