Magyar Bancorp (MGYR) Financials: History & Chart

Magyar Bancorp, Inc.(MGYR)

Banks - Regional · New Brunswick, NJ

$19.09+0.34 (+1.81%)

Delayed quote: Oct 6, 2026, 11:08 AM EDT

About Magyar Bancorp, Inc.

Magyar Bancorp, Inc. functions as the parent entity for Magyar Bank, a financial institution that delivers a wide array of personal and business banking services. Serving individuals, companies, and non-profit organizations throughout New Jersey, USA, the bank provides diverse deposit accounts, including checking, savings, NOW, money market, and retirement plans, in addition to certificates of deposit. Its comprehensive lending solutions encompass residential mortgages, loans for multi-family and commercial properties, home equity lines and loans, commercial business financing, and construction loans, as well as Small Business Administration (SBA) loans. Beyond conventional banking, Magyar Bancorp also extends its services to include non-deposit investment products and financial planning. These offerings cover insurance, fixed and variable annuities, and retirement planning for both individual and corporate clients. The company actively manages investment securities through buying, selling, and holding activities. Established in 1922, Magyar Bancorp, Inc. is based in New Brunswick, New Jersey, and oversees seven branch locations across New Brunswick, North Brunswick, South Brunswick, Branchburg, Bridgewater, and Edison, all within New Jersey.

New Brunswick, NJ

91 employees

www.magbank.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: John S. Fitzgerald

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Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	62.38M	16.07M	15.81M	15.35M	15.14M	14.62M	14.79M	13.86M	14.74M
Cost of Goods Sold	24.00M	6.18M	5.98M	5.72M	6.12M	5.91M	5.62M	5.56M	5.39M
Gross Profit	38.37M	9.88M	9.83M	9.63M	9.02M	8.71M	9.17M	8.30M	9.35M
Gross Profit Margin	61.5%	61.5%	62.2%	62.7%	59.6%	59.6%	62.0%	59.9%	63.4%
Total Operating Expenses	21.80M	5.53M	5.57M	5.36M	5.35M	5.24M	5.40M	5.41M	5.21M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	8.43M	266K	295K	4.18M	3.69M	3.53M	3.66M	3.52M	3.48M
Operating Income (EBIT)	16.57M	4.35M	4.27M	4.28M	3.67M	3.47M	3.78M	2.89M	4.13M
Operating Margin	26.6%	27.1%	27.0%	27.9%	24.2%	23.8%	25.5%	20.8%	28.0%
Income Before Tax (EBT)	16.57M	4.35M	4.27M	4.28M	3.67M	3.47M	3.78M	2.89M	4.13M
Interest Income	59.05M	15.25M	14.95M	14.56M	14.29M	13.99M	13.52M	12.91M	12.77M
Interest Expense	23.14M	5.83M	5.72M	5.70M	5.89M	5.81M	5.65M	5.46M	5.74M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	11.78M	3.09M	3.03M	3.14M	2.52M	2.47M	2.68M	2.08M	2.54M
Income Tax Expense	4.78M	1.26M	1.24M	1.14M	1.15M	1.00M	1.09M	805K	1.59M
Net Profit Margin	18.9%	19.2%	19.2%	20.4%	16.7%	16.9%	18.1%	15.0%	17.3%
EBITDA	17.44M	4.57M	4.48M	4.49M	3.90M	3.71M	4.01M	3.13M	4.36M
EBITDA Margin	28.0%	28.5%	28.3%	29.2%	25.7%	25.3%	27.1%	22.6%	29.6%
Depreciation & Amortization	871K	220K	213K	211K	227K	233K	237K	240K	227K
EPS Basic	1.90	0.50	0.49	0.50	0.41	0.40	0.43	0.33	0.41
EPS Diluted	1.87	0.49	0.48	0.50	0.40	0.40	0.43	0.33	0.41
Weighted Average Basic Shares	6.19M	6.19M	6.18M	6.23M	6.23M	6.23M	6.23M	6.23M	6.20M
Weighted Average Diluted Shares	6.31M	6.31M	6.31M	6.23M	6.23M	6.23M	6.23M	6.23M	6.20M

Annual Income Statement (USD)

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Annual Report	09/30/2025	09/30/2024	09/30/2023	09/30/2022	09/30/2021	09/30/2020	09/30/2019	09/30/2018
Revenue	58.42M	52.12M	40.74M	32.22M	31.62M	28.34M	28.95M	26.15M
Cost of Goods Sold	23.21M	20.69M	10.71M	2.79M	4.57M	7.18M	7.38M	5.65M
Gross Profit	35.21M	31.44M	30.03M	29.43M	27.05M	21.16M	21.57M	20.50M
Gross Profit Margin	60.3%	60.3%	73.7%	91.3%	85.5%	74.7%	74.5%	78.4%
Total Operating Expenses	21.40M	20.34M	19.29M	18.26M	18.32M	18.05M	17.31M	17.00M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	14.39M	13.44M	12.62M	11.69M	11.27M	10.96M	10.66M	10.32M
Operating Income (EBIT)	13.81M	11.10M	10.74M	11.17M	8.72M	3.11M	4.26M	3.50M
Operating Margin	23.6%	21.3%	26.4%	34.7%	27.6%	11.0%	14.7%	13.4%
Income Before Tax (EBT)	13.81M	11.10M	10.74M	11.17M	8.72M	3.11M	4.26M	3.50M
Interest Income	54.71M	48.57M	38.07M	29.50M	28.53M	26.93M	27.10M	24.35M
Interest Expense	22.81M	20.60M	10.33M	2.48M	2.94M	5.51M	6.71M	4.65M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	9.76M	7.78M	7.71M	7.92M	6.12M	2.19M	3.00M	2.03M
Income Tax Expense	4.05M	3.32M	3.03M	3.25M	2.60M	921K	1.26M	1.47M
Net Profit Margin	16.7%	14.9%	18.9%	24.6%	19.4%	7.7%	10.3%	7.8%
EBITDA	14.75M	11.99M	11.58M	12.01M	9.56M	3.96M	5.13M	4.36M
EBITDA Margin	25.2%	23.0%	28.4%	37.3%	30.2%	14.0%	17.7%	16.7%
Depreciation & Amortization	937K	890K	840K	839K	835K	854K	871K	861K
EPS Basic	1.57	1.23	1.20	1.17	1.01	0.38	0.51	0.35
EPS Diluted	1.56	1.23	1.20	1.17	1.01	0.38	0.51	0.35
Weighted Average Basic Shares	6.23M	6.34M	6.42M	6.77M	6.04M	5.76M	5.87M	5.80M
Weighted Average Diluted Shares	6.23M	6.34M	6.42M	6.78M	6.04M	5.76M	5.87M	5.80M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.