Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.32% is in line with its 5-year average of 1.42%, around the middle of its 5-year range (0.18%–2.30%).
94.12% above its 12-month average of 0.68%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.27%.
RETURN ON ASSETS (ROA)
1.32%
RETURN ON ASSETS (ROA) AVG TTM
0.68%
RETURN ON ASSETS (ROA) AVG 3Y
1.45%
RETURN ON ASSETS (ROA) AVG 5Y
1.42%
RETURN ON ASSETS (ROA) AVG 10Y
1.13%
RETURN ON ASSETS (ROA) AVG 15Y
1.04%
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+94.12%
CURRENT VS 3Y AVG
-8.97%
CURRENT VS 5Y AVG
-6.82%
CURRENT VS 10Y AVG
+16.91%
CURRENT VS 15Y AVG
+27.36%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+6.88%
vs the sector median at left
Mechanics Bank
Market Cap
$3.29B
Return on Assets (ROA)
1.32%
TTM Avg
0.68%
3Y Avg
1.45%
5Y Avg
1.42%
Market Cap
$3.29B
Return on Assets (ROA)
1.27%
TTM Avg
1.22%
3Y Avg
1.29%
5Y Avg
1.24%
Market Cap
$3.28B
Return on Assets (ROA)
-1.41%
TTM Avg
-0.53%
3Y Avg
0.13%
5Y Avg
0.46%
Market Cap
$3.34B
Return on Assets (ROA)
5.12%
TTM Avg
7.03%
3Y Avg
5.67%
5Y Avg
4.75%
Market Cap
$3.24B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.17B
Return on Assets (ROA)
1.76%
TTM Avg
3.67%
3Y Avg
3.70%
5Y Avg
3.77%
Market Cap
$3.16B
Return on Assets (ROA)
-36.93%
TTM Avg
2.01%
3Y Avg
-6.70%
5Y Avg
-23.03%
Market Cap
$3.15B
Return on Assets (ROA)
0.76%
TTM Avg
0.75%
3Y Avg
0.77%
5Y Avg
0.88%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mechanics Bank (MCHB) | $3.29B | 1.32% | 0.68% | 1.45% | 1.42% |
| First Financial Bancorp. (FFBC)vs › | $3.29B | 1.27% | 1.22% | 1.29% | 1.24% |
| Simmons First National Corporation (SFNC)vs › | $3.28B | -1.41% | -0.53% | 0.13% | 0.46% |
| TowneBank (TOWN)vs › | $3.28B | 1.39% | 0.90% | 0.97% | 1.04% |
| Palomar Holdings, Inc. (PLMR)vs › | $3.34B | 5.12% | 7.03% | 5.67% | 4.75% |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.24B | N/A | N/A | N/A | N/A |
| Golub Capital BDC, Inc. (GBDC)vs › | $3.17B | 1.76% | 3.67% | 3.70% | 3.77% |
| CleanSpark, Inc. (CLSK)vs › | $3.16B | -36.93% | 2.01% | -6.70% | -23.03% |
| Seacoast Banking Corporation of Florida (SBCF)vs › | $3.15B | 0.76% | 0.75% | 0.77% | 0.88% |
| CVB Financial Corp. (CVBF)vs › | $3.14B | 0.98% | 1.33% | 1.37% | 1.34% |
ROA
1.3%
ROE
10.5%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.18% |
| 2024-12-31 | 0.18% |
| 2023-12-31 | 2.14% |
| 2022-12-31 | 2.30% |
| 2021-12-31 | 1.60% |
| 2020-12-31 | 1.10% |
| 2019-12-31 | 0.57% |
| 2018-12-31 | 0.57% |
| 2017-12-31 | 1.02% |
| 2016-12-31 | 0.92% |
| 2015-12-31 | 0.84% |
| 2014-12-31 | 0.62% |
| 2013-12-31 | 0.77% |
| 2012-12-31 | 3.08% |
| 2011-12-31 | 0.70% |
| 2010-12-31 | -1.38% |
| 2009-12-31 | -3.44% |
| 2008-12-31 | 0.00% |
| 2007-12-31 | 1.07% |
