What is the P/B ratio for MetroCity Bankshares, Inc. (MCBS)?

The P/B ratio for MCBS stock is 1.77.

What is the estimated TTM average P/B ratio for MetroCity Bankshares, Inc. (MCBS)?

The estimated TTM average P/B ratio for MCBS stock is 1.66.

What is the estimated 3Y average P/B ratio for MetroCity Bankshares, Inc. (MCBS)?

The estimated 3Y average P/B ratio for MCBS stock is 1.70.

What is the estimated 5Y average P/B ratio for MetroCity Bankshares, Inc. (MCBS)?

The estimated 5Y average P/B ratio for MCBS stock is 1.66.

What is the estimated 10Y average P/B ratio for MetroCity Bankshares, Inc. (MCBS)?

The estimated 10Y average P/B ratio for MCBS stock is 1.69.

MetroCity Bankshares (MCBS) Price/Book Ratio: History & Chart

Basis: FMP quote market capitalization / book value attributable to common shareholders (matching reported total stockholders equity minus preferred stock). Source: stored company filings and market data; unavailable inputs remain N/A.

Is the P/B ratio high or low?

The P/B ratio of 1.77 is in line with its estimated 5-year average of 1.66, around the middle of its estimated 5-year range (1.05–2.73).

As of 2026-10-06T17:32:54.227Z. 6.49% above its estimated 12-month average of 1.66.

Stored calculation inputs

Calculation as of: 2026-10-06T17:32:54.227Z.

Quote observation: 2026-10-06T17:30:00.000Z. Amounts in USD. The price header may show a later quote.

Quote market capitalization: 1,002,958,170
Total stockholders equity · period ending 2026-06-30: 567,854,000
Preferred stock · period ending 2026-06-30: 0
Book value attributable to common shareholders · period ending 2026-06-30: 567,854,000

FMP input reference: 3c0ff05f76eccf1a1ca2dd90980400c641482cda0f34c44ae9de365520ea4a18

P/E Ratio|ROE|Debt to Equity|All Metrics

MCBS PB Ratio Metrics

PB RATIO

1.77

PB RATIO AVG TTM

1.66

PB RATIO AVG 3Y

1.70

PB RATIO AVG 5Y

1.66

PB RATIO AVG 10Y

1.69

PB RATIO AVG 15Y

N/A

PB RATIO AVG 20Y

N/A

CURRENT VS TTM AVG

+6.49%

CURRENT VS 3Y AVG

+4.22%

CURRENT VS 5Y AVG

+6.37%

CURRENT VS 10Y AVG

+4.75%

CURRENT VS 15Y AVG

N/A

CURRENT VS 20Y AVG

N/A

SECTOR MEDIAN · FINANCIAL SERVICES

1.32

median of 638 covered companies

CURRENT VS SECTOR MEDIAN

+34.09%

vs the sector median at left

MCBS Competitors' PB Ratio

MCBS

MetroCity Bankshares, Inc.

Current

Market Cap

$1.00B

PB Ratio

1.77

TTM Avg

1.66

3Y Avg

1.70

5Y Avg

1.66

CCNE

CNB Financial Corporation

vs MCBS

Market Cap

$1.00B

PB Ratio

1.18

TTM Avg

1.00

3Y Avg

0.92

5Y Avg

0.97

BFST

Business First Bancshares, Inc.

vs MCBS

Market Cap

$1.01B

PB Ratio

1.08

TTM Avg

1.01

3Y Avg

1.01

5Y Avg

1.03

HBNC

Horizon Bancorp, Inc.

vs MCBS

Market Cap

$995.54M

PB Ratio

1.37

TTM Avg

1.28

3Y Avg

1.00

5Y Avg

1.01

OCFC

OceanFirst Financial Corp.

vs MCBS

Market Cap

$1.02B

PB Ratio

0.42

TTM Avg

0.63

3Y Avg

0.60

5Y Avg

0.67

CCNEP

CNB Financial Corporation

vs MCBS

Market Cap

$1.02B

PB Ratio

1.19

TTM Avg

0.83

3Y Avg

0.90

5Y Avg

0.99

MBWM

Mercantile Bank Corporation

vs MCBS

Market Cap

$1.02B

PB Ratio

1.35

TTM Avg

1.25

3Y Avg

1.24

5Y Avg

1.22

ESQ

Esquire Financial Holdings, Inc.

vs MCBS

Market Cap

$1.02B

PB Ratio

3.26

TTM Avg

3.30

3Y Avg

2.81

5Y Avg

2.53

OCSL

Oaktree Specialty Lending Corporation

vs MCBS

Market Cap

$1.04B

PB Ratio

0.75

TTM Avg

0.77

3Y Avg

0.87

5Y Avg

0.91

NBN

Northeast Bank

vs MCBS

Market Cap

$1.04B

PB Ratio

1.73

TTM Avg

1.75

3Y Avg

1.59

5Y Avg

1.41

NAME	MARKET CAP	PB RATIO	TTM	3Y	5Y
MetroCity Bankshares, Inc. (MCBS)	$1.00B	1.77	1.66	1.70	1.66
CNB Financial Corporation (CCNE)vs ›	$1.00B	1.18	1.00	0.92	0.97
Business First Bancshares, Inc. (BFST)vs ›	$1.01B	1.08	1.01	1.01	1.03
Horizon Bancorp, Inc. (HBNC)vs ›	$995.54M	1.37	1.28	1.00	1.01
OceanFirst Financial Corp. (OCFC)vs ›	$1.02B	0.42	0.63	0.60	0.67
CNB Financial Corporation (CCNEP)vs ›	$1.02B	1.19	0.83	0.90	0.99
Mercantile Bank Corporation (MBWM)vs ›	$1.02B	1.35	1.25	1.24	1.22
Esquire Financial Holdings, Inc. (ESQ)vs ›	$1.02B	3.26	3.30	2.81	2.53
Oaktree Specialty Lending Corporation (OCSL)vs ›	$1.04B	0.75	0.77	0.87	0.91
Northeast Bank (NBN)vs ›	$1.04B	1.73	1.75	1.59	1.41

Book Value Analysis

P/B Ratio

1.77

Market Price / Book Value per Share

PB Ratio Formula & Definition

PB Ratio = Market Cap / (Total Shareholders' Equity − Preferred Stock)

The price-to-book ratio compares market capitalization to book value attributable to common shareholders (total equity minus preferred stock). Lower values can indicate a cheaper valuation relative to net assets.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

PB Ratio FAQ

What is the P/B ratio for MetroCity Bankshares, Inc. (MCBS)?: The P/B ratio for MCBS stock is 1.77.
Is MetroCity Bankshares, Inc.'s P/B ratio high or low?: The P/B ratio of 1.77 is in line with its estimated 5-year average of 1.66, around the middle of its estimated 5-year range (1.05–2.73).
What is the estimated TTM average P/B ratio for MetroCity Bankshares, Inc. (MCBS)?: The estimated TTM average P/B ratio for MCBS stock is 1.66.
What is the estimated 3Y average P/B ratio for MetroCity Bankshares, Inc. (MCBS)?: The estimated 3Y average P/B ratio for MCBS stock is 1.70.
What is the estimated 5Y average P/B ratio for MetroCity Bankshares, Inc. (MCBS)?: The estimated 5Y average P/B ratio for MCBS stock is 1.66.
What is the estimated 10Y average P/B ratio for MetroCity Bankshares, Inc. (MCBS)?: The estimated 10Y average P/B ratio for MCBS stock is 1.69.

MCBS PB Ratio History

DATE	PB RATIO
2026-10-05	1.79
2026-10-02	1.80
2026-10-01	1.77
2026-09-30	1.75
2026-09-29	1.75
2026-09-28	1.78
2026-09-25	1.78
2026-09-24	1.77
2026-09-23	1.76
2026-09-22	1.79
2026-09-21	1.78
2026-09-18	1.78
2026-09-17	1.78
2026-09-16	1.79
2026-09-15	1.82
2026-09-14	1.81
2026-09-11	1.81
2026-09-10	1.80
2026-09-09	1.79
2026-09-08	1.80
2026-09-04	1.82
2026-09-03	1.81
2026-09-02	1.80
2026-09-01	1.77
2026-08-31	1.78
2026-08-28	1.79
2026-08-27	1.79
2026-08-26	1.80
2026-08-25	1.79
2026-08-24	1.81
2026-08-21	1.81
2026-08-20	1.81
2026-08-19	1.80
2026-08-18	1.84
2026-08-17	1.84
2026-08-14	1.85
2026-08-13	1.85
2026-08-12	1.84
2026-08-11	1.83
2026-08-10	1.80
2026-08-07	1.87
2026-08-06	1.88
2026-08-05	1.88
2026-08-04	1.89
2026-08-03	1.87
2026-07-31	1.85
2026-07-30	1.83
2026-07-29	1.87
2026-07-28	1.88
2026-07-27	1.82
2026-07-24	1.92
2026-07-23	1.89
2026-07-22	1.88
2026-07-21	1.90
2026-07-20	1.90
2026-07-17	1.91
2026-07-16	1.94
2026-07-15	1.88
2026-07-14	1.85
2026-07-13	1.87
2026-07-10	1.87
2026-07-09	1.86
2026-07-08	1.84
2026-07-07	1.88
2026-07-06	1.92
2026-07-02	1.90
2026-07-01	1.93
2026-06-30	1.88
2026-06-29	1.87
2026-06-26	1.88
2026-06-25	1.84
2026-06-24	1.84
2026-06-23	1.82
2026-06-22	1.79
2026-06-18	1.79
2026-06-17	1.77
2026-06-16	1.79
2026-06-15	1.77
2026-06-12	1.80
2026-06-11	1.81
2026-06-10	1.81
2026-06-09	1.80
2026-06-08	1.77
2026-06-05	1.77
2026-06-04	1.76
2026-06-03	1.70
2026-06-02	1.73
2026-06-01	1.70
2026-05-29	1.71
2026-05-28	1.71
2026-05-27	1.72
2026-05-26	1.73
2026-05-22	1.71
2026-05-21	1.72
2026-05-20	1.71
2026-05-19	1.67
2026-05-18	1.68
2026-05-15	1.64
2026-05-14	1.66
2026-05-13	1.65
2026-05-12	1.65
2026-05-11	1.66
2026-05-08	1.61
2026-05-07	1.60
2026-05-06	1.59
2026-05-05	1.58
2026-05-04	1.55
2026-05-01	1.60
2026-04-30	1.58
2026-04-29	1.57
2026-04-28	1.62
2026-04-27	1.61
2026-04-24	1.55
2026-04-23	1.56
2026-04-22	1.56
2026-04-21	1.55
2026-04-20	1.58
2026-04-17	1.61
2026-04-16	1.56
2026-04-15	1.53
2026-04-14	1.54
2026-04-13	1.53
2026-04-10	1.53
2026-04-09	1.54
2026-04-08	1.51
2026-04-07	1.48
2026-04-06	1.47
2026-04-02	1.45
2026-04-01	1.43
2026-03-31	1.41
2026-03-30	1.41
2026-03-27	1.39
2026-03-26	1.40
2026-03-25	1.41
2026-03-24	1.41
2026-03-23	1.39
2026-03-20	1.35
2026-03-19	1.39
2026-03-18	1.37
2026-03-17	1.39
2026-03-16	1.65
2026-03-13	1.63
2026-03-12	1.63
2026-03-11	1.63
2026-03-10	1.63
2026-03-09	1.63
2026-03-06	1.64
2026-03-05	1.64
2026-03-04	1.65
2026-03-03	1.63
2026-03-02	1.64
2026-02-27	1.62
2026-02-26	1.67
2026-02-25	1.67
2026-02-24	1.64
2026-02-23	1.63
2026-02-20	1.68
2026-02-19	1.67
2026-02-18	1.67
2026-02-17	1.70
2026-02-13	1.68
2026-02-12	1.67
2026-02-11	1.67
2026-02-10	1.69
2026-02-09	1.71
2026-02-06	1.73
2026-02-05	1.73
2026-02-04	1.72
2026-02-03	1.70
2026-02-02	1.69
2026-01-30	1.63
2026-01-29	1.58
2026-01-28	1.54
2026-01-27	1.58
2026-01-26	1.58
2026-01-23	1.58
2026-01-22	1.65
2026-01-21	1.64
2026-01-20	1.56
2026-01-16	1.60
2026-01-15	1.60
2026-01-14	1.57
2026-01-13	1.55
2026-01-12	1.56
2026-01-09	1.55
2026-01-08	1.56
2026-01-07	1.52
2026-01-06	1.53
2026-01-05	1.54
2026-01-02	1.52
2025-12-31	1.53
2025-12-30	1.54
2025-12-29	1.55
2025-12-26	1.55
2025-12-24	1.56
2025-12-23	1.56
2025-12-22	1.58
2025-12-19	1.61
2025-12-18	1.66
2025-12-17	1.65
2025-12-16	1.65
2025-12-15	1.66
2025-12-12	1.66
2025-12-11	1.64
2025-12-10	1.63
2025-12-09	1.57
2025-12-08	1.56
2025-12-05	1.55
2025-12-04	1.56
2025-12-03	1.58
2025-12-02	1.54
2025-12-01	1.54
2025-11-28	1.54
2025-11-26	1.54
2025-11-25	1.55
2025-11-24	1.51
2025-11-21	1.51
2025-11-20	1.45
2025-11-19	1.43
2025-11-18	1.43
2025-11-17	1.45
2025-11-14	1.49
2025-11-13	1.52
2025-11-12	1.51
2025-11-11	1.52
2025-11-10	1.52
2025-11-07	1.54
2025-11-06	1.53
2025-11-05	1.54
2025-11-04	1.52
2025-11-03	1.52
2025-10-31	1.51
2025-10-30	1.51
2025-10-29	1.50
2025-10-28	1.56
2025-10-27	1.54
2025-10-24	1.56
2025-10-23	1.55
2025-10-22	1.56
2025-10-21	1.54
2025-10-20	1.54
2025-10-17	1.55
2025-10-16	1.52
2025-10-15	1.56
2025-10-14	1.60
2025-10-13	1.56
2025-10-10	1.55
2025-10-09	1.56
2025-10-08	1.59
2025-10-07	1.58
2025-10-06	1.59
2025-10-03	1.62
2025-10-02	1.61
2025-10-01	1.64
2025-09-30	1.63
2025-09-29	1.65
2025-09-26	1.69
2025-09-25	1.70
2025-09-24	1.71
2025-09-23	1.71

Showing the most recent 260 of 1,862 data points. The chart above shows the full history.

PB Ratio: 1.77

MCBS PB Ratio Chart

MCBS Average PB Ratio Chart

MCBS Current vs Average PB Ratio Chart

MCBS PB Ratio Metrics

MCBS Competitors' PB Ratio

P/B vs. estimated history

Book Value Analysis

PB Ratio Formula & Definition

PB Ratio FAQ

MCBS PB Ratio History

Related Metrics