Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.09% is 10% above its 5-year average of 0.99%, around the middle of its 5-year range (0.59%–1.37%).
20.44% above its 12-month average of 0.91%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.33%.
RETURN ON ASSETS (ROA)
1.09%
RETURN ON ASSETS (ROA) AVG TTM
0.91%
RETURN ON ASSETS (ROA) AVG 3Y
1.11%
RETURN ON ASSETS (ROA) AVG 5Y
0.99%
RETURN ON ASSETS (ROA) AVG 10Y
1.07%
RETURN ON ASSETS (ROA) AVG 15Y
1.00%
RETURN ON ASSETS (ROA) AVG 20Y
0.97%
CURRENT VS TTM AVG
+20.44%
CURRENT VS 3Y AVG
-1.36%
CURRENT VS 5Y AVG
+10.29%
CURRENT VS 10Y AVG
+2.30%
CURRENT VS 15Y AVG
+9.07%
CURRENT VS 20Y AVG
+11.99%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 586 covered companies
CURRENT VS SECTOR MEDIAN
-11.38%
vs the sector median at left
Independent Bank Corp.
Market Cap
$3.85B
Return on Assets (ROA)
1.09%
TTM Avg
0.91%
3Y Avg
1.11%
5Y Avg
0.99%
Market Cap
$3.86B
Return on Assets (ROA)
16.72%
TTM Avg
17.30%
3Y Avg
17.05%
5Y Avg
15.85%
Market Cap
$3.83B
Return on Assets (ROA)
1.67%
TTM Avg
1.61%
3Y Avg
1.63%
5Y Avg
1.56%
Market Cap
$3.82B
Return on Assets (ROA)
35.36%
TTM Avg
29.79%
3Y Avg
10.21%
5Y Avg
-1.90%
Market Cap
$3.71B
Return on Assets (ROA)
0.24%
TTM Avg
0.30%
3Y Avg
0.42%
5Y Avg
0.45%
Market Cap
$4.05B
Return on Assets (ROA)
1.41%
TTM Avg
1.27%
3Y Avg
1.43%
5Y Avg
1.39%
Market Cap
$3.61B
Return on Assets (ROA)
1.67%
TTM Avg
1.61%
3Y Avg
1.63%
5Y Avg
1.56%
Market Cap
$4.16B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.53B
Return on Assets (ROA)
0.34%
TTM Avg
0.17%
3Y Avg
0.40%
5Y Avg
0.30%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Independent Bank Corp. (INDB) | $3.85B | 1.09% | 0.91% | 1.11% | 0.99% |
| CorVel Corporation (CRVL)vs › | $3.86B | 16.72% | 17.30% | 17.05% | 15.85% |
| BFC Capital Trust II PFD TR 7.20% (BANFP)vs › | $3.83B | 1.67% | 1.61% | 1.63% | 1.56% |
| Sezzle Inc. (SEZL)vs › | $3.82B | 35.36% | 29.79% | 10.21% | -1.90% |
| Genworth Financial, Inc. (GNW)vs › | $3.71B | 0.24% | 0.30% | 0.42% | 0.45% |
| Cathay General Bancorp (CATY)vs › | $4.05B | 1.41% | 1.27% | 1.43% | 1.39% |
| BancFirst Corporation (BANF)vs › | $3.61B | 1.67% | 1.61% | 1.63% | 1.56% |
| Defiance Quantum ETF (QTUM)vs › | $4.16B | N/A | N/A | N/A | N/A |
| Brighthouse Financial, Inc. (BHFAM)vs › | $3.53B | 0.34% | 0.17% | 0.40% | 0.30% |
| Brighthouse Financial, Inc. (BHFAN)vs › | $3.50B | 0.34% | 0.17% | 0.40% | 0.30% |
ROA
1.1%
ROE
7.7%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.82% |
| 2024-12-31 | 0.99% |
| 2023-12-31 | 1.24% |
| 2022-12-31 | 1.37% |
| 2021-12-31 | 0.59% |
| 2020-12-31 | 0.92% |
| 2019-12-31 | 1.45% |
| 2018-12-31 | 1.37% |
| 2017-12-31 | 1.08% |
| 2016-12-31 | 0.99% |
| 2015-12-31 | 0.90% |
| 2014-12-31 | 0.94% |
| 2013-12-31 | 0.82% |
| 2012-12-31 | 0.74% |
| 2011-12-31 | 0.91% |
| 2010-12-31 | 0.86% |
| 2009-12-31 | 0.51% |
| 2008-12-31 | 0.66% |
| 2007-12-31 | 1.03% |
| 2006-12-31 | 1.16% |
| 2005-12-31 | 1.09% |
| 2004-12-31 | 1.05% |
| 2003-12-31 | 1.08% |
| 2002-12-31 | 1.10% |
| 2001-12-31 | 1.00% |
| 2000-12-31 | 0.78% |
| 1999-12-31 | 1.07% |
| 1998-12-31 | 1.02% |
| 1997-12-31 | 1.04% |
| 1996-12-31 | 1.06% |
