Independent Bank Corp. (INDB) Compounding Analysis

Independent Bank Corp.(INDB)

Banks - Regional · Rockland, MA

$79.24-0.47 (-0.59%)

Delayed quote: Oct 6, 2026, 2:20 PM EDT

About Independent Bank Corp.

Independent Bank Corp. functions as the parent company for Rockland Trust Company, delivering a wide array of commercial banking products and services. Its clientele primarily consists of private individuals and small to mid-sized businesses, largely within Massachusetts. The institution offers diverse deposit options, including interest-bearing checking, money market, and savings accounts, in addition to demand deposits and time certificates of deposit. Its extensive lending portfolio covers commercial and industrial loans, commercial real estate and construction financing, small business loans, consumer real estate loans, and personal loans. Beyond core banking, the company provides wealth management and fiduciary services for a broad spectrum of clients, from private individuals and institutions to small businesses and charitable organizations. It also offers digital banking solutions (online and mobile), estate planning, financial advisory, and tax assistance. Customers have access to ATM and debit card services, alongside various investment products such as mutual funds, unit investment trusts, general securities, fixed and variable annuities, and life insurance. As of December 31, 2021, Independent Bank Corp. maintained a substantial physical presence, operating 119 retail branches, two limited-service retail branches, and one mobile branch. These facilities are strategically located across Eastern Massachusetts, encompassing Barnstable, Bristol, Dukes, Essex, Middlesex, Nantucket, Norfolk, Plymouth, Suffolk, and Worcester counties. Established in 1907, the company is headquartered in Rockland, Massachusetts.

Rockland, MA

2,294 employees

www.rocklandtrust.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Jeffrey J. Tengel

View full financials

Across metrics · 10Y

INDB reported stats per metric over 10Y: annual CAGR, median quarterly year-over-year growth, YoY standard deviation, quarters at or above 20%, and negative quarters.
Metric	10Y CAGR	Median YoY	YoY σ	Qtrs ≥ 20%	Neg. qtrs
RevenueRevenue	14.3%	13.4%	18.2pp	13 of 40	6
EPSEPS	5.9%	7.6%	31.7pp	15 of 40	18
Op cash flowOperating cash flow	10.9%	-7.1%	62.4pp	12 of 40	21
EBITDAEBITDA	11.4%	7.6%	32.6pp	12 of 40	16
FCFFree cash flow	11.7%	-2.8%	63.9pp	11 of 40	22

Reported figures over 10Y: annual-series CAGR, median and standard deviation (σ, percentage points) of quarterly year-over-year growth, quarters at or above 20%, and quarters with negative YoY. “—” means the window needs more comparable data.